My Favorite Personal Finance Blog Posts From Making Sense of Cents

The year is almost over, so I thought I would list out all of my personal finance tips and blog posts in one easy spot from the past year so that you can check them all out. I have all of my blog posts easily divided into the below categories: Money saving tips Debt tips…

Michelle Schroeder-Gardner

Last Updated: May 27, 2023

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Learning more about personal finance tips can change your life. Here are over 96 personal finance tips that can help you to save more money, make more money, and more!The year is almost over, so I thought I would list out all of my personal finance tips and blog posts in one easy spot from the past year so that you can check them all out.

I have all of my blog posts easily divided into the below categories:

  • Money saving tips
  • Debt tips
  • Money management tips
  • Make money blogging
  • Make extra money
  • Income reports
  • Life, motivation, and inspiration
  • Travel

Enjoy these personal finance tips!


Money saving personal finance tips

Related personal finance tip: Sign up for a website like Ebates where you can earn free CASH BACK for just spending like how you normally would online. All you do is click on a store that you want to shop through (they have TONS of stores such as Kohls, REI, Toys R Us, etc.), and shop just like how you normally would. Ebates makes a commission for referring you to the store you just shopped at, and they give you some of that money back as a thank you. Plus, when you sign up through my link, you receive a free $10 cash back! My Ebates review: Money Saving Tip – Use Ebates For Free Cash Back.


Debt tips

Related personal finance tip: With Credit Sesame you can get your credit score for free, with no catch. It doesn’t hurt to check your credit score, so you have no reason not to know your credit score. Your credit score can affect whether or not you are approved for a loan, whether you are hired at certain jobs, your interest rate, and more. It’s relatively easy to raise your credit score, so you should start doing so today! Read How Your Credit Score Affects Your Life + Credit Sesame Review.


Money management tips

Related personal finance tip: Personal Capital is a great resource that I highly recommend. They provide financial software somewhat similar to Mint, and it is free as well. Personal Capital is much more detailed though, so between the two I would definitely choose Personal Capital. You can track your net worth, your cash flow, your portfolio, your investments, and more. Personal Capital pretty much picks up in the main area that Mint is not the greatest in, which is investment planning. Read Personal Capital Review – An Easier Way To Manage Your Finances.


Making money blogging

How To Start A Blog FREE Course: With this free email course, I show you exactly how to create a blog, from the technical side (it’s easy – trust me!) all the way to earning your first income and attracting followers. Each day for seven days, you will receive an email in your inbox that will help you create a successful and profitable blog, all from the very beginning. You can sign up here.


Make extra money


Income reports


Life, motivation, inspiration




One last thing. My sister runs a great blog called FITnancials. Here are some of my favorite blog posts of hers:

What are the best personal finance tips that you received in 2016? What was your favorite blog post from my blog or someone else’s?

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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. WOW! That is quite a collection of awesome topics! I really enjoyed the “$20 Savings Challenge”. Setting aside $20 per week is an act that is so small and simple, but yet it adds up quickly. There is something very rewarding about having over $1,000 cash in your hands by the end of the year!

    1. Benita

      Hi Michelle, just wanted to thank you for all the fantastic posts and to say you are my Idol. I want to be like you when I grow up. You are my inspiration and my goal for 2017. I want to start building a business so I can have freedom to spend time with my family and to travel. I even have a calendar for 2017 that is called life is good. I thought of you right away. Happy New Year to you and your family.

  2. 27 life and money lessons was my favorite, every point was so true!

  3. Student loans, UGH. So hopeful I can get them paid off sooner than planned! About to go read more of your “make money blogging” posts to help with that goal:] Best personal finance tip this year was from my penny-pinching grandmother who said “rice and beans can go a long way when you need them to!” :]

  4. Love all of your posts! They are so inspirational. I came across your blog a few months ago and it gave me the kickstart I need to finally start my own! Also, I was able to pay off around $20,000 in student loans in about a year. I made my last student loan earlier this month and will be posting a little about it soon! You can read a little bit about it here though:

    Love you work!

    1. Thanks for being a reader 🙂

  5. I don’t have much idea about financial tips but what I can suggest is that if we automate our financial savings and expenses, then it can be more effective. And when it comes to expenses, keeping track of it will give you idea about where you can reduce your expenses. Your articles are really worth reading: I particularly like your ideas about making money from home. These are really great!!

  6. My favorite post is the crazy things people have done to save money. I recently started cutting my own hair to save money. I usually go to my stylist every 2 months, but I’m trying to cut that down to once every 4-5 months!

  7. What a great resource post … hope 2017 is filled with nothing but success for you guys!

  8. Hi Michelle,

    You have great posts here. You are good at crafting awesome blog titles. This is awesome. What tripped me most of all your blogs is how you made $200,000+ writing online. It’s amazing that writers can make such a hell lot of money doing what they love.

    People think writing sucks but they should wait until I show them this blog post. It’s amazing. I’m hoping to connect to you more on a personal note.

    Thank you.

    Emenike Emmanuel

  9. Theresa

    Thank you for this post.i am keen to the $20/week savings challenge and have set my bank account to automatic transfer to our other bank account where the savings for house deposit goes. Looking forward to $1000 extra I can save this year!

  10. Love a good resource page like this =)

  11. Myra Goulet

    Excellent list you’ve got here. I love your blogs about income reports. My income monitoring is kinda messed up so I need these tips and tutorials. Looking forward to save more money.