Michelle Schroeder-Gardner, Author at Making Sense Of Cents

The Ultimate Guide of Over 50 Money Saving Tips For 2019

January 16, 2019 BY Michelle Schroeder-Gardner - 7 Comments

This post may contain affiliate links. Please read my disclosure for more info.

The Ultimate Guide of Over 50 Money Saving Tips For 2019 #savingtips #bestmoneysavingtips How much money do you save each month? Do you wish you had some more money saving tips for 2019?

If you're looking for some of the best money saving tips, then you've come to the right place! There are many ways to learn how to save money, and today I'm going to tell you about them.

I am often asked for my best money saving tips from people who are having a difficult time saving money, and there are often many saving tips that I can help them with. This is because it can sometimes be very difficult to see where you are wasting and/or spending too much money. Often what is obvious to one, may be hard for another to notice.

Even if you're already taking part in some of the best ways to save money, if you could just find a few more saving tips (or as many as you can!), you may be able to improve your financial situation so that you can live your dream life. [Read more…]

80 Ways To Make Money On The Side in 2019

January 14, 2019 BY Michelle Schroeder-Gardner - 13 Comments

This post may contain affiliate links. Please read my disclosure for more info.

80 Ways To Make Money On The Side in 2019 #waystomakemoney #makeextramoney If you want to learn new ways to make money in 2019, then you’ve come to right place! Learning how to make extra income has completely changed my life for the better, and with the things I’ll talk about today, you can find several ways to make money that will work for you.

Learning how to make money on the side of my day job helped me pay off $38,000 in student loans within 7 months. I eventually turned my side hustle into a full-time job (blogging!), and I can now travel full-time, pursue my passions, and more!

On Making Sense of Cents, I talk a lot about different ways to make money on the side because I believe that earning extra income can completely change your life. You can stop living paycheck to paycheck, you can pay off your debt, reach your retirement earlier, and more.

Making extra income is the best way to start paying off your debt, put more towards savings, and work towards financial independence. [Read more…]

Life Insurance is More Affordable and Easier To Get Than You Think

January 11, 2019 BY Michelle Schroeder-Gardner - 5 Comments

This post may contain affiliate links. Please read my disclosure for more info.

The following is a sponsored partnership with Ladder. Ladder has been featured on The Wall Street Journal, MarketWatch, Bloomberg, and more.

So many people skip out on life insurance, because they think it's too hard and too expensive.

According to Life Insurance Awareness Month facts (from September 2017), around half of the people in the U.S. do not have life insurance. And, those who do have life insurance typically have much less coverage than they need, at an average of just $168,000.

Many of the people who do have life insurance, just take what is given by their employer. Let me say, that life insurance through work is not all that you need!

I highly recommend getting life insurance outside of your workplace – so that you can get the right amount (life insurance provided by your employer is usually a very low amount) and you're still covered when/if you leave your job. Many people forget to look for life insurance after leaving a job that provided it, and then realize later that they didn't have life insurance that whole time. Due to the two reasons above, I am in favor of always having your own life insurance policy and being in control of it. [Read more…]

How I Made Over $1,500,000 In 2018 – Is This The End Of Income Reports?

January 9, 2019 BY Michelle Schroeder-Gardner - 63 Comments

This post may contain affiliate links. Please read my disclosure for more info.

Welcome to December 2018's business report where I show you how I made money online last month. It's time to look at this month's update and see how I did.

If you're new to Making Sense of Cents, you may be wondering why I would want to publish my business report each month.

This all started out as my extra income report because, in the beginning, it was all about the money I was earning from my side jobs. In my side income reports from the beginning, I included all of the income I made except for what I made at my day job.

However, I left my day job as a financial analyst in October of 2013 and now my monthly business reports consist of the many ways I earn a living with my business. [Read more…]

How To Invest In Andy Warhol Art And Diversify Your Portfolio

January 8, 2019 BY Michelle Schroeder-Gardner - 6 Comments

This post may contain affiliate links. Please read my disclosure for more info.

The following is a sponsored post in partnership with Masterworks. Please read Masterworks' disclaimer.

There are so many different ways to invest, and one that I recently found that is interesting is Masterworks.

Masterworks is the first art investment platform that allows you to invest in the world's most valuable art, such as ones completed by Andy Warhol.

Yes, you invest in art and paintings with Masterworks – sounds interesting, right?

Masterworks has been featured on many publications such as: [Read more…]

My Year In Review – Looking Back at 2018 and Looking Forward to 2019!

January 7, 2019 BY Michelle Schroeder-Gardner - 30 Comments

This post may contain affiliate links. Please read my disclosure for more info.

Looking back on the previous year is always a lot of fun, and it’s interesting to see everything laid out in a one year period. I get to see what I did and didn’t do, reflect on everything, etc. So, I am happy to present my 2018 year in review.

2018 was a crazy year. But don’t worry, it was good crazy!

One of the biggest reasons for the chaos is that we made a major change in 2018 – we went from RVing to living on a sailboat.

That big change made for an amazing year.

Before that switch, we traveled to many new areas in the RV. We also climbed mountains, rode our bikes a TON, hosted several family vacations, then we sold the RV, bought a sailboat, and more.

On top of all of that, Wes traveled even more than I did – he logged over 5,000 nautical miles, sailed all over Europe, as well as sailed the Caribbean. [Read more…]

45 Ways To Live Life To The Fullest in 2019

December 31, 2018 BY Michelle Schroeder-Gardner - 25 Comments

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45 Ways To Live Life To The Fullest in 2019 #howtolivelifetothefullest #dreamlife Do you feel like your life isn’t going the way you want? And, do you want to start to live life to the fullest?

If you want to make a change for the better in the new year, one that will help you live life to the fullest, today is the day to start living the life you want.

2019 is the year for you to change your life for the better.

No matter how life is going for you, I believe that we are all in charge of our life. And, even when bad things happen, we get to decide how we handle those setbacks. Because of that, I believe that everyone can live life to the fullest like they want to.

If you feel that things are not going the way you want them to go, then change it! You can improve your life and how you perceive it by changing your actions and reactions.

For that reason, I’ve packed this post with my best and most actionable tips for 2019 so that you can learn how to live life to the fullest in the new year. I know that you can make this new year your best ever. Enjoy, and I hope this year is a great one for everyone. [Read more…]

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