Blog - Making Sense Of Cents

The Best Ways To Save Money This Holiday Season

December 11, 2019 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you ready for this year's holiday shopping season? Did you know that the average person buys around $900 worth of gifts over the holidays?

It's December, so you may have some spending to do still.

But, you don't need to spend that much!

There are plenty of ways to save money over the holidays, and even get cash back for your spending.

The holidays can be expensive, but they don't have to be if you are mindful of how you spend and save for the holidays.

The first step I recommend taking is setting a budget for your holiday shopping.

Completing this important step will allow you to analyze your holiday spending so that you can spend less money and not go into any unnecessary holiday debt. [Read more…]

Why I Took A Year Long Blog + Social Media Semi-Sabbatical

December 9, 2019 BY Michelle Schroeder-Gardner - 46 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

This past year I decided to do something that I’ve been wanting to do for quite some time – I took a blog and social media break.

Taking a sabbatical from social media has changed my life. I feel like I am much more intentional with the actions I take, and I am able to focus on what I truly love.

Okay, so I've still been around working a little bit, but not nearly as much as usual.

But since I’ve taken a blog and social media break, I’ve received a lot of messages, comments, and emails asking me about what’s going on.

“Is everything all right?”

“Are you not having fun traveling anymore?”

“Is your business no longer making money?”

My social media break has really confused people, and it feels like nearly everything I've heard has assumed that something bad has happened. [Read more…]

How we’ve saved $130,000 for our children’s education fund in 9 years

December 6, 2019 BY Michelle Schroeder-Gardner - 3 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you have children? Do you think you might have children someday? If the answer is yes, then you may be wondering about college costs. Here's an article from a reader who has saved $130,000 for their children's education fund in 9 years. Enjoy!

College education keeps getting more and more expensive. Many (not all) higher paying jobs require a post-secondary education of some sort.

Saving money for your kids will give them a great head start in life. It will also reduce the burden on you when it comes time to help them out!

Today, I am going to tell you how we've saved $130k for our children's education fund in 9 years.

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About Mr Fundamental

I am 39 years old and a computer engineer. My wife, Mrs Fundamental, and I live in Canada with our three lovely children.

We have a 9 year-old daughter, and 7 year-old boy/girl twins. My wife is an amazing stay-at-home mom. As a result, this has saved us huge amounts in day-care expenses over the years. [Read more…]

Do you need travel medical insurance if you travel long-term?

December 2, 2019 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a sponsored partnership with SafetyWing travel medical insurance. All opinions are 100% mine.

I have been traveling full-time for several years now.

While before it was mainly in the US by RV, and due to laziness, I had never looked into travel medical insurance.

I just always thought that I was fine.

Almost invincible – like nothing bad would happen to me while traveling!

However, lately, I have been hearing horror stories from friends, of those who travel and have had accidents and/or medical emergencies while traveling. Due to that, I recently started looking into the best travel medical insurance.

We are about to leave the U.S. on our sailboat, and travel health insurance is something that we desperately need. [Read more…]

SiOnyx Aurora Night Vision Camera Review

November 27, 2019 BY Michelle Schroeder-Gardner - 1 Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a sponsored partnership with SiOnyx. Please enjoy my SiOnyx Aurora review.

I'm often asked what my favorite tools are when it comes to traveling full-time. As you know, I travel full-time via sailboat, and have RVed in the past for several years.

When traveling with your home, you have to be pretty minimalist, so I am quite choosey when it comes to what I bring with me.

Recently, I had the opportunity to check out the new SiOnyx Aurora Night Vision Camera, and I can already say that it is amazing!

[Read more…]

How To Sell Your Old Cell Phone

November 27, 2019 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

This post is sponsored by Trademore. I was paid for this post.

Do you have an old cell phone that you're no longer using? One that's probably just sitting in a drawer somewhere?

Surprisingly, a lot of people do! Instead of just letting your old cell phone sit around collecting dust, you may be able to make a little extra money quite easily. [Read more…]

8 Reasons Why I Absolutely Love Affiliate Marketing For Bloggers

November 25, 2019 BY Michelle Schroeder-Gardner - 7 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you interested in learning about one of the best ways to make money blogging? I’m talking about affiliate marketing for bloggers!

If you’re a blogger and want to learn how to make money blogging, you need to learn about affiliate marketing for bloggers.

There are many great ways to make money blogging (as talked about here — How I Successfully Built A $1,000,000+ Blog), but my favorite way by far is affiliate marketing.

Earning affiliate income is something that I’m extremely grateful for, especially lately. We have been so busy with life, and I haven’t spent as much time on the business as I like to.

Having this passive income source allows me to keep earning blogging income comfortably.

See, even though I am spending less time on the blog, I am still earning a great income each month, and this allows me to focus on a better work-life balance. [Read more…]

About Mr Fundamental

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