Blog - Making Sense Of Cents

Get $12,684 of blogging and online business courses for only $47

Last Updated: June 15, 2021 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hey!

I’ve received many emails lately from readers asking me about quality blogging and online business resources to purchase.

Today is your lucky day. The Blogging Concentrated Stack is open and available for purchase!

You can get $12,600 of online business and blogging resources for only $47.

Once a year this opens up, with new products, to teach you all about blogging and running your own online business.

Many of you purchased this last year, and it’s back again. With ALL NEW products! Yes, all of the resources are new. So, even if you purchased last year’s, you’ll want to take a look at this year’s stack.

What if I told you I could get you over 65 complete digital marketing courses, classes and products all in one bundle that you can take on your own time?

Click here to check out the BC Stack.

This bundle of resources and courses ends on June 18th, 2021 at 11:59 pm ET.

Here are some common questions that I’ve heard:

“Why am I able to get over 65 courses and resources for only $47?” – The stack of resources is a super low price because the creators of each resource are using it as an opportunity to get their name in front of thousands of new readers.

“Which products will I receive?” You will receive access to all of them that are listed on the sales page (more than 65 courses and resources!).

“Is it worth it?” Okay, so you may be thinking that this deal sounds too good to be true. I understand that there’s over 65 resources in this bundle and you may even be overwhelmed thinking about that. I know that most people won’t take them all, but you have the option to take all for the low $47 price. Even if you could just pick one, two, or three resources from this bundle, you would be getting a valuable deal out of it.

Whether you’re new to creating an online business or if you’ve been at it for years, there’s most likely something that you could benefit from in this bundle.

Some courses that you may be interested in include:

How To Start Your Online Biz (Simplified) A 4-Week Step-By-Step Guide ($497 Value)
Passive Profit with Pinterest ($397 Value)
Big Bang Marketing Strategies For Small Budgets ($197 Value)
Organization Mastery for Online Entrepreneurs: From Digital Disaster Zone to Streamlined Workflows ($197 Value)
Build Your Digital Etsy Empire ($127 Value)
The Unicorn Blogger – How to Stand Out And Fast Track Your Success ($97 Value)
Canva Course: How to Create 5 Products to Sell ($47 Value)
Legendary Lead Magnets ($37 Value)
How to do keyword research with free tools ($35 Value)
Blogging the Less Effort More Reward Way ($27 Value)

And so much more!

Please let me know if you have any questions.

Thanks!

Michelle

How To Pay Off Your Mortgage Early – Everything You Need To Know

Last Updated: June 14, 2021 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you interested in learning how to pay off your mortgage early?

Have you ever dreamt of what life would be like without a mortgage? What would you do without your monthly mortgage payment?

Now that I’ve got you thinking, you are probably wondering how you can make this possible.

To get you even more excited, here are some of the benefits of a paid-off house:

You will no longer have a mortgage! Okay, I know this is obvious, but it is a big deal. Considering that your home is usually your biggest budget expense, that’s a lot of money you won’t need to spend each month.
You can free up cash flow to put towards other things. This means that you can have more money to put towards retirement, vacations, and so on.
You’ll have more freedom because you won’t have a huge monthly payment hanging over your head.

If you are currently paying $1,000 each month towards your mortgage, getting rid of your mortgage payment means every year you could potentially max out your IRA, go on a vacation, and still put some money in savings. [Read more…]

How We Saved $205,000 In 4 Years and Traveled More as Teachers

Last Updated: June 11, 2021 BY Michelle Schroeder-Gardner - 1 Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Today, I have a great guest post to share from Mike Beatty. Here’s how Mike and Sarah moved abroad to teach internationally, increased their income a significant amount, while saving $205,000 over 4 years. Enjoy!

If you told me in 2015 that I’d be writing an article on how we saved over $200,000 in 4 years and travelled to 20 countries, I would have laughed in your face!

It’s safe to say that saving $200,000 was not something we thought was possible in our situation. Not without winning the lottery or a great run at a casino anyway.

So how did we do it?

In hindsight, I can see there were four steps that we unknowingly took:

Increase income from work
Find additional ways to make money
Intentional budgeting
Putting the money to work

[Read more…]

Do I Need A Trust?

Last Updated: June 14, 2021 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a partnership with Trust & Will.

Do I need a Trust?

Lately, I’ve been hearing that question and many other questions about having a Trust.

More people should probably have a Trust than you think, as there are many benefits.

According to Trust & Will, if you have at least $200,000 worth of assets, the best way to protect your family may be to create a Trust.

Creating a Trust is an area that you may not have thought about. After all, many do not take this step. But, this is changing lately. More and more people are starting to create Wills and Trusts, and for good reason.

Creating a Trust can protect your assets and help your family.

There are many reasons to have a Trust. Some reasons may include more control over distributing assets, such as if you have a family home, assisting dependents with disabilities for years and decades into the future, complex assets, reducing taxes, and more.

You can learn more about these reasons in Top 8 Reasons to Have a Trust. [Read more…]

13 Early Morning Jobs If You Want To Jump-Start Your Day

Last Updated: June 7, 2021 BY Michelle Schroeder-Gardner - 3 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Whether you are looking for full-time early morning jobs, or if you are looking for a side hustle that you can squeeze in early in the morning, there are definitely early morning jobs out there.

I know many people who side hustle in the morning as a way to make some extra money before they start their day job. Some people work a side job in the morning because it’s when they feel the most motivated.

I had several different early morning jobs when I was paying off my student loans. I usually woke up a couple of hours before I had to leave for my day job so that I could make extra money.

Finding jobs with morning hours allowed me to pay off my debt much more quickly. I was able to put all of my extra time towards making extra income, even if it meant I had to wake up very early.

While it was very tiring at times, working side jobs early in the morning is something that I am very happy I did because it helped me change my life! [Read more…]

How To Lower Your Electric Bill: 10+ Ways To Save Money

Last Updated: June 5, 2021 BY Michelle Schroeder-Gardner - 1 Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

How much do you spend on electricity in the summer? Do you want to learn how to lower your electric bill?

If you’re anything like most households, I’m assuming your electric bill increases as the temperature gets warmer. It makes sense — as it gets hot outside, you turn the AC up to stay cool inside.

The average electric bill in the U.S. is $117 per month according to the U.S. Energy Information Administration.

But with the air conditioner on full blast in the summer, your bill can easily be much higher in the summer.

I know how good it feels to walk into a nice cool house after you’ve been outside during the summer. However, keeping your house cool adds up, and it can be a big shock to see your electric bill during the summer.

What you may not realize is that there are many ways to lower your electric bill, even during the summer.

Some of the advice below may seem obvious — yes, I will tell you to adjust the temperature on your thermostat so you’re not keeping your house so cool. But, I’m also going to share ways to keep your house cooler without keeping the AC on so much. [Read more…]

How I Made $100,000 Selling Used Items

Last Updated: May 28, 2021 BY Michelle Schroeder-Gardner - 6 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Today, I have a great guest post from Stacy Gallego on how she makes extra money. Stacy is a long time reader of Making Sense of Cents who has built an amazing flipping side hustle. Enjoy her story!

If you would have told me in 2000 that I would finish nursing school, get married to a great guy, raise 6 kids, and make $100,000 in sales flipping used items, I would have told you you were crazy!

In 2000, my direction and my life were totally upside down and backwards.

The truth was, I was a 28 year old, newly divorced, uneducated, single mom with twin boys under the age of two.

Not only that, I was a complete alcoholic, unable to hold a job, and flat broke.

Due to some poor choices, I had totally lost everything – my job, my car, a business, and I was days away from being evicted from my apartment. In all honesty, I had even lost all hope.

Not the life I had dreamed of or longed for.

Thankfully my parents offered to fly me back to Wisconsin with my two boys and let me live with them for a while so I could pick up the pieces of my broken life. I’m forever in debt to them for doing that for me. I didn’t realize it at first, but being with family and having support was just what I needed. [Read more…]

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