Common Full Time RVing Questions Part 2 – Don’t You Hate Each Other Yet?

Ever since we started full time RVing, we’ve been asked some funny and interesting questions. And, over a year ago, I published Common RV Questions – Yes, I Even Talk About What We Do With #2. Some of the questions I answered in that article included: Do you shower? What do you do when you…

Michelle Schroeder-Gardner

Last Updated: December 26, 2020

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Full time RVing has led to people asking us many interesting questions. After all, full time rv living is not considered "normal." However, we love it!Ever since we started full time RVing, we’ve been asked some funny and interesting questions. And, over a year ago, I published Common RV Questions – Yes, I Even Talk About What We Do With #2. Some of the questions I answered in that article included:

  • Do you shower?
  • What do you do when you have to use the bathroom?
  • How/what do you eat?
  • What do you do for internet?
  • Do you ever do laundry?
  • What do you do for a living, so that you can RV full time?
  • How do you receive mail?

While they seem funny to us now, I know that we asked some of these same questions before we started full time RVing. Due to that, I knew I had to write that first post to answer some of the most common questions we’ve been asked about full time RVing.

Some of the questions are from people who think we are crazy to RV full time. Whereas, others are from people who are interested in RVing but are unsure about certain things. Either way, I hope to clear up even more of the common RV questions we receive.

You never know- maybe, I’ll convert some of you 🙂

Related articles on full time RVing:

It’s always an interesting time, trying to explain RVing to strangers who stop me at the store after they’ve seen me get out of our RV. And, it’s certainly more than just strangers that ask us questions.

It’s a lot of fun, though. I love answering RV questions and getting others hooked on this lifestyle!

So, here are even more of the questions we’ve been asked by readers, friends, family, and even strangers about full time RVing.

Common questions about full time RVing:

 

I could never live in a small space with my spouse. Don’t you hate each other?

This is one of the most common things about full time RVing that we hear from others in relationships – that they wouldn’t be able to do it because they think they’d end up hating their spouse.

Our RV is around 38 feet long and 8.5 feet wide. However, when the slides are out, we are about 13 feet wide.

That means our living space is less than 500 square feet, which probably doesn’t sound like very much space for the average couple. We share that with our two dogs as well, and one of them is around 80 pounds.

Even with all of that, we definitely don’t hate each other at all. We are just fine with the small space and it’s never really gotten to us. Sure, there are times when it rains all day and you can’t go outside, but there are always other things to do, such as read, work on the business, and just relax.

 

Why would you make $100,000+ and live in an rv?

I’ve received this question so much that I plan on turning it into its own blog post.

We live in an RV even though we have a high income because we LOVE RVing. Full time RVing isn’t about saving money – our house was much cheaper than our RV, so if we wanted to save money, then we would have just continued to live in it.

 

What do you do for health insurance?

When we started taking RV life seriously, we found out that we had no realistic health insurance options. I didn’t want to pay the penalty for not having health insurance, and I also didn’t want to go uninsured.

For full-time RVers, it is difficult to find health insurance companies that will cover you.

Some health insurance companies won’t cover you once you travel out of your state. If they do offer out-of-state coverage, they usually require that you at least live full time in your home state. While we do have a home state and address, it isn’t technically where we live full time. So, it was important to find a health insurance provider that wouldn’t possibly void a medical expense if they found out that we were trying to get around this loophole.

Plus, the only policy that we qualified for (in our state) had an astonishing deductible of $39,000 for out-of-state medical expenses. And, as full-time RVers, we are excluded from the majority of policies anyways due to the loophole described above, so that just didn’t work for us.

Paying a high monthly health insurance premium that comes with a $39,000 annual deductible, and the fact that many of our claims would probably be voided, made this decision a no-brainer.

So, in January of 2016, we started a membership with Liberty HealthShare. For the both of us, we pay just $249 each month.

With this monthly fee, 100% of our eligible medical bills- up to $1,000,000 per incident, are covered after the $1,000 per couple annual unshared amount (think of this as your annual deductible).

Now, belonging to a health sharing ministry is not perfect. Liberty HealthShare is not traditional health insurance, which means:

  • They are under no requirement to cover your medical expenses.
  • You cannot deduct Liberty’s monthly costs from your business taxes.
  • You cannot contribute to a Health Savings Account.
  • Pre-existing medical conditions are not covered until years later.

Health care sharing ministries all have some sort of ethical rules that you must abide by, such as no smoking, no drinking, and so on. If you incur a medical expense due to something that is against their policies, there is a chance that they will not cover it.

You can read more about Liberty HealthShare at We No Longer Have Traditional Health Insurance – Liberty HealthShare Review.

Related: Do you need travel medical insurance if you travel long-term?

 

Sometimes people want to camp at the spur of the moment and find it difficult to locate places. Is that possible in an RV?

It’s possible, but in some areas it may be more difficult. Places around popular national parks such as Yosemite, Yellowstone, Glacier, and more will be more difficult in the summer time, due to the increasing amount of people who are RVing and families taking summer vacations.

But, if you book a popular area ahead of time, you will solve this problem.

Usually, we don’t make reservations too far in advance. Sometimes we even wait to book until the night before. However, we have booked mostly everything for this summer because we know exactly where we will be due to scheduled events that we have had to plan for.

 

Can you just park anywhere you want?

Hardly a week goes by without someone saying that we should visit them and that we can park in their driveway, some random lot next to their house, inside their garage, and so on and so on.

I always laugh – you can’t really just park anywhere in your RV. Full time RVing isn’t that easy!

There may be rules and laws against RV parking in some cities on public streets, there may not be enough space, it may be too slanted, low hanging trees, or there may be a 9 foot bridge to drive under.

There are plenty of places to stay, though, so for the most part you won’t have a problem. We have stayed in people’s driveways (Google Satellite and Street views are your friend in these cases), free public land, RV parks, state parks, national parks, and everything in between.

However, we always make sure to research where we are going so that there are no difficulties.

Read more at How To Camp For Free, Even In Beautiful and Desirable Places.

 

Should you lie about whether you are part time or full time RVing to save money on RV insurance?

No!

I’ve heard so many “tips” from people who don’t RV, and many of them are about saving money on RV insurance by saying that we are just part-timers. This is a bad idea because if the insurance company finds out that you lied, any of your claims may be rejected.

It’s best to just tell the truth if you’re full time RVing.

 

How is full time RVing with a big dog?

Sadly, there are some who don’t think we’re treating our dogs well due to the fact that they live in an RV. I’m really not sure how this is any different from someone who keeps their dog in a house or an apartment, as our dogs still have multiple sleeping spots. They are definitely able to stretch their legs, eat and drink, and more.

They are actually more active now than when we lived in our house because I take them for hikes every single day. Our bigger dog walks around 5-10 miles a day and sleeps the rest of the day. Our smaller dog, on the other hand, hates going outside, so he is definitely perfect for living anywhere.

Our dogs go on fun hikes all the time. They also enjoy paddle boarding (yes, they LOVE it), and lots of lovin’ while in the RV.

 

Considerations you have to make for a wi-fi connection- do you schedule your trips around connection time or wing it?

Internet at RV parks is notoriously bad. If you plan on working online while full time RVing, I highly recommend having some sort of internet connection of your own.

We currently have AT&T for our phones as well as for our internet connection. We used to have both Verizon and AT&T but we recently switched to just AT&T and we have been really happy with it.

Even with that being said, sometimes our internet connection is not that great, especially around RV parks. This means I always try to work ahead as much as I can so that internet does not create any stress.

 

I’m a sucker for “A Day in the Life of” stories (including nitty gritty details, like dumping blackwater).

An average day for us varies greatly. On travel days, Wes will handle everything related to the RV and I take care of the dogs. We usually limit our travel days to around 250 miles in the RV, as it takes longer to do everything in an RV than it does in a car.

We usually move the RV after about a week to around one month. Still, there have been cases in which we loved an area so much that we have stayed for longer. Other cases, we may just stay for a day or two.

Wes handles everything with the RV – driving the RV, dumping the tanks, hooking us up, backing us in, the maintenance, washing the RV (washing it usually takes around 6-8 hours), cleaning the inside, and more. He literally does it all, which doesn’t tend to be the norm for most RV families. However, we each have our roles and mine are to handle the business and the dogs for the most part – whereas he manages everything with the RV and the household 🙂

 

How do you handle winter, don’t the water lines freeze?

This one is pretty simple, we just move to a warmer place. We like to follow the good weather when full time RVing.

Places like Arizona, Texas, and Florida are very popular for living in an RV during the winter months.

 

What’s the best part? What’s the worst part?

I’m not sure there are any bad parts (for us, at least), and we love full time RVing for many reasons:

  • We love to travel. RVing allows us to visit so many more places than if we lived in one spot.
  • We love being able to take our home to fun destinations without having to pack up every single time.
  • It’s a relatively affordable way to travel and live at the same time.
  • It’s much more comfortable and easy to bring our home with us to all of the places that we want to visit.

 

What would you do differently?

Nothing. We absolutely love everything about full time RVing!

What other questions do you have for me about full time RVing? From my answers above, what do you think about full time RVing? Anything surprise you?


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Ms. Weird Hacks

    Wow. When you have children, would you still be RVIng? Do you want to live in an RV all your life?

    I think living in an RV is cool, but I feel at one point, I’d get bored and go back to a house. ☺😊😁

    1. I don’t know when we will have children, but if I could, then traveling full-time would still be possible. I don’t know if we will RV our whole lives, but we also want to sail full-time, backpack, and more in the future.

      Traveling full-time isn’t for everyone – for me, I get bored in a house πŸ™‚

  2. Ember @ An Intentional Lifestyle

    I love how much y’all enjoy your RVing life!
    We have 3 little kids, but hope to get to the point that we can travel like that for long periods of time. That will be after the Hubs is able to work from home, of course. But dreaming now, for sure!
    I’m not sure why everyone assumes living in an RV would be hard with your husband….you married him because you want to be around him. So, this should be fun, right?
    This all makes me want to travel even more!! Thanks for all these answers!

  3. You know, I never thought about the health insurance aspect of it and not living in a particular state full-time. That’s very interesting. Paying into it and them not being required to cover anything is too much for me! I’ll have to take a look at your Liberty HealthShare post.

    Thanks for sharing, Michelle! The life you and Wes live is very interesting and something my wife and I would like to try at some point even if it’s just for a 6 months to a year. We think our son (and baby on the way) would love it and it’d be a great way to learn about the country.

    1. The same goes for “normal” insurance – if we paid for it we wouldn’t ever get anything from it. It’s a tough situation!

  4. I never realized how tricky health insurance could be if you are nomadic! It seems like you two have an awesome set up πŸ™‚

  5. I love this series! I have thought about living in a tiny house as well, but I think Mr. FAF and I would try traveling in an RV first to see if we like it.

    I’m glad you are having a great time living the RV life! The insurance situation is a bit concerning to me. But I think we can be 100% sure about insurance companies. I look forward to more Q&A posts!

    1. If you like traveling, I would definitely go for an RV over a traditional tiny home, as RVs are built to handle the road.

  6. We also use Liberty HealthShare and have loved it so far! I highly recommend them for anyone who’s self-employed or living a different lifestyle.

    Love this post!!! I would love to live in an RV one day! We seriously considered doing it for a year about two years ago, but decided against it since our kids at the time were 3 and 2. We’ve now added a third, so we’re content living at home for awhile. But I really hope one day we can make this happen!!

    1. Haha, completely understand!

  7. Tina @ Growing My Pennies

    Thanks for sharing! Are there places you haven’t explored yet that you’d like to travel to in the future?

    It’s so true about parking restrictions with RVs. Our community our specific rules on banning RVs from parking on the street and driveways.

    1. Of course – there are always places to explore πŸ™‚

  8. I’m surprised that it costs you more to live in an RV, but at the same time, you could potentially save money in the long run. Traveling costs can add up, but you have your home and travel accommodations all in one! Plus, the places you get to visit are incredible!

  9. I’d love to live this same lifestyle, but for now, I’d just like to have an RV for long weekends and family vacations. Having school-aged children makes this lifestyle a little more difficult, but not impossible as I know people do it with combinations of online school and homeschooling.

    And don’t worry about the negative pet comments. I bet your dogs get more exercise than mine being couped up in our house all day!

    1. Yes, our dogs get lots of exercise πŸ™‚

  10. Do you want to RV? πŸ™‚

  11. We just had our first baby, &would love to be able to travel in the upcoming year or so. Bookmarking this post for future reference.

  12. When I graduated from college all I wanted to do was live in an RV. Of course my boyfriend at the time thought it was ridiculous (“that’s what trailer park people do”) and I gave up on that dream. And now we move to Seattle and it’s illegal here or else my husband and I would probably get one to stay closer to his work.

    I’m not giving up right though, thank you for the insightful read and Q&A!

    1. What do you mean that it’s illegal? I know plenty of people who RV there.

  13. This is so funny! I relate to some of them because I lived in a Toyota Prius for four months and still sleep in it on road trips. People REALLY scratched their heads with that one. The “Where do you go to the bathroom?” and “How did you go to the bathroom at night?” were my top questions. Never have people been so interested in my bathroom habits….lol!

    1. LOL Yup! It’s funny, our bathroom now is actually bigger than the bathroom in most people’s homes – yet people still ask us how we use the bathroom.

  14. Great addition to the previous list. Still trying to convert the wifey =)

  15. Judy

    Great articles! We want to purchase an RV soon (not full timers) and am curious what website (or books) you use to find your adventures/plan your trips. Thanks!

    1. Here’s a list of websites where you can find camping – https://www.makingsenseofcents.com/2017/04/how-to-find-free-camping.html

      Other than that, we just use a map πŸ™‚

  16. Thanks for indulging our nosey-ness! I’d like to RV to be able to go on longer trips eventually. Any plans to visit Canada or Alaska eventually?

  17. Tiffany

    My husband and I live in 1bd, 1 ba apartment that’s under 500 sq feet and we’re expecting our first child in November. If we can make it work, I don’t see why an RV wouldn’t work, too! You just have to be selective about not collecting too much “stuff” and purging every few months.

  18. Beautifully written. I think it’s sad that so many people couldn’t live this lifestyle not because of the travel itself, but because it forces a married couple to be *closer* to one another. I’ve always found that to be a peculiar question, and we certainly get that one too living in our 200 square foot Airstream. Personally, my wife and I got married because we *don’t* hate each other. Lucky us?

    Like you, we also get asked about Internet a lot. Grandfathered Verizon unlimited plan. Done. If we don’t have Verizon, then we take a drive into a Starbucks or some other city and find Wi-Fi (or look for a cell signal there).

  19. Thanks for indulging us! I think even in a small space, I could still escape my husband if I wanted to!

  20. Sarah

    Michelle, this is great! I love your adventurous spirit.

    The biggest takeaway from your story is to get out and do something. It’s difficult to say what you’ll enjoy until you try. Stepping out of your comfort zone can yield some great experiences.

    Perhaps you’ll become the Rick Steves of RVing! πŸ™‚

  21. You make RV life sound amazing! My boyfriend and I actually dream about buying one and travel more often (not full time, but definitely more often!).

    Whenever we travel during weekends, we pass by so many RVs on the highway and we kinda look at each one and make up stories about where those guys may be going and how lucky of them that they can sleep comfortably almost anywhere. As opposed to us who have to pay for accommodation if we stay the night πŸ˜€

  22. This is quite interesting. I never thought of those things concerning living in an RV. Thanks for giving me something to think about. πŸ™‚

  23. Emma | Luxurybackpacking

    Such a great read! We are currently planning our road trip around Australia for 6 months. Sleeping the back of our 4×4 is going to be fun and can’t wait for the challenge and all the stunning sights!

    Happy Travels πŸ™‚

  24. When love is involved, through it can sometimes be a pain in the rear to deal with some of your spouse’s ways you don’t like, you still put up with it out of love. So when love is involved, there’s lots of things a person will look past and just accept it for what it is. πŸ™‚

  25. Akoboe

    Other questions to consider..

    What about safety when RVing? Have you ever had a break in or your belongings stolen? Have you ever felt unsafe sleeping in the RV?

    When you have events and family things to attend and you fly back for them, where do you store the RV/Jeep?

    1. We’ve never felt unsafe while sleeping in the RV – not even once.

      We’ve never had a break in. I think that it’s probably very unlikely to have your RV stolen or it to be broken into.

      If we can’t take our RV back, then we just leave our RV at a campground.

  26. True love makes any married couple deal with each other in the most trying times. πŸ™‚

  27. I love this! My husband and I just finished a full year together in his semi, which allowed us to not only make money, but also visit the 48 continental states and all major cities (minus San Francisco and Miami). We’re together 23-23.5 hours a day, inside 70 square feet with our medium dog. We absolutely love it, and we’re completely comfortable and happy, but people have such a hard time wrapping their heads around a couple actually enjoying each other’s company. This was so cool and so refreshing to see another couple with similar experiences. The empire you’ve built yourself is astounding too, keep up the good work!! <3