As a personal finance blogger, I come across many great websites and apps. I always try to stay updated on the latest and greatest apps, money-saving companies, and more, as I believe they can help a person improve their financial situation.
Whether they make managing your money easier, allow you to make or save more money, simplify financial tasks, or something else, there are many benefits to all of the companies that I have listed below.
Every little bit counts and taking part in many of the websites or apps below may be things that you may not have tried yet. You never know how much money they may allow you to save or make, which may completely change how you think about your finances.
There are affiliate links in this blog post, but these are all products and services that I recommend. I wouldn’t put anything in a blog post that I haven’t verified and/or personally used.
Sign up for Motif Investing and invest wisely.
Motif Investing allows individuals to invest affordably. This approachable investing platform makes it easy to buy a portfolio of up to 30 stocks, bonds, or ETFs for just $9.95 total commission.
Whether you’ve never invested or if you’ve been investing for years, Motif Investing is a great investing platform to use.
You will receive up to $150 through Motif Investing when you sign up under my link.
Have Digit trick you into saving more money.
I recommend looking into Digit if you want to trick yourself into saving more money. I have an account and it’s already helped me save a little more as well.
Digit is a free service that looks at your spending and transfers money to a savings account for you. Digit makes everything easy so that you can start saving money with very little effort.
Use Bluehost to start a blog.
There are many ways a blog may be able to help you make and save money.
I know many people who have started a blog and are making thousands of dollars a month. Plus, it’s a lot of fun!
I now earn around $50,000 a month from my blog, and I expect that to double in 2016. I also travel full-time and am happier than ever!
If you are interested in starting a blog of your own, I created a tutorial that will help you start a blog of your own for cheap, starting at only $3.49 per month (this low price is only through my link and for a limited time) for blog hosting. In addition to the low pricing, you will receive a free blog domain (a $15 value) through my Bluehost link if you purchase at least 12 months of blog hosting.
Switch to Republic Wireless and save money on your cell phone.
If you have a cell phone, I recommend checking out Republic Wireless for a more affordable plan.
Republic Wireless is a service I’ve been using for over one year now and I’m still very pleased with the service. They have monthly cell phone plans as low as $10 per month. Yes, TEN DOLLARS!
Shop with Ebates and get cash back.
I had to include Ebates today in this blog post since the holidays are quickly approaching. Ebates is a great site to be using when you are shopping for the holidays.
Ebates allows you to earn free cash money for spending like how you normally would online. All you do is click on a store that you want to shop through (they have tons of stores such as Kohls, REI, Toys R Us, etc.), and shop just like how you normally would. Ebates makes a commission for referring you to the store you just shopped at, and they give you some of that money back as a thank you.
Plus, when you sign up through my link, you receive a free $10 gift card to Macys, Walmart, Target, or Kohls!
Plan your meals with $5 Meal Plan.
I joined $5 Meal Plan earlier this year in order to help me eat at home more and cut my food spending. It’s only $5 a month (the first four weeks are free too) and you get meal plans sent straight to you along with the exact shopping list you need in order to create the meals. The meals are easy to make, affordable, and delicious!
You can sign up for $5 Meal Plan here.
Take surveys for extra money.
Survey sites are great because they allow you to have the ability to make extra money while doing it all from the comfort of your home.
Some survey sites I recommend include:
- American Consumer Opinion (you can read my full American Consumer Opinion review here)
- Opinion Outpost
- Survey Junkie
- VIP Voice
- Clear Voice Surveys
- Product Report Card
- Survey Club
- Survey Spot
- Pinecone Research
- Prize Rebel
- Harris Poll Online
It’s best to sign up for as many as you can as that way you can receive the most surveys and make the most money. These are all legitimate survey sites and occasionally you may receive free items to test out too.
Get rewarded for being online.
These three sites are fairly similar so I’m grouping them all together.
Swagbucks is an easy way to earn Amazon gift cards with very little work. Swagbucks is just like using Google to do your online searches, except you get rewarded points called SB for the things you do through their website. You can also receive points for taking surveys, watching videos, and more. Then, when you have enough points, you can redeem them for cash, gift cards, and more. You’ll receive a free $5 bonus just for signing up through my link!
Another one you may be interested in related to this one is Nielsen Digital Voice. Digital Voice is a part of Nielsen, which I’m sure you’ve heard of. All you have to do is surf the web and you may be able to start earning money.
InboxDollars is the last of the online rewards websites that I recommend. You can earn cash by taking surveys, playing games, shopping online, searching the web, redeeming grocery coupons, and more. By signing up through my link, you will receive $5 for free just for signing up!
Improve your credit score with Credit Sesame.
With Credit Sesame, you can get your credit score for free, with no catch. Your credit score can impact whether or not you are approved for a loan, whether you are hired at certain jobs, your interest rate, and more. It’s relatively easy to raise your credit score, so you should start doing so today.
Use Personal Capital to manage your finances better.
Personal Capital provides free financial software somewhat similar to Mint. Personal Capital is much more detailed, though, and due to that between the two I would definitely choose Personal Capital.
You can track your net worth, your cash flow, your portfolio, your investments, and more. Personal Capital pretty much picks up in the main area that Mint is not the greatest in, which is investment planning.
Save money by shopping with Flipp.
Flipp is a new app that I recently heard about. In case you’re not familiar with the app, Flipp is a free shopping app that brings the weekly shopping circular to your mobile device. With Flipp, shoppers can have seamless access to their favorite circulars and all the savings without lugging around paper or missing a good deal!
The app is also extremely easy to use. With Flipp’s shopping list feature, you can quickly find the best deals for your weekly essentials. Once you’re in the store, you can easily check off items from your list, which is built right into the app. This way you can pick up everything you need and also stick to your list.
Cancel cable and get a digital antenna.
We got rid of cable earlier this year and we even got rid of Netflix last month. Now, we just have a digital antenna and it’s all we need.
Digital antennas are very affordable and there is no recurring cost with them. You just buy the antenna once and you can get great quality TV and many channels for free.
You can buy a digital antenna here. That is the same exact one I have.
Read more at Cut Cable, Use A Digital Antenna, and Save Thousands.
Use Kabbage for your business.
Kabbage offers a revolving line of credit that can be very helpful if you have a business. Kabbage has a revolving line of credit, which helps businesses get access to funds when they need it most.
Refinance your student loans with Credible.
If you have student loans, you may want to look into Credible.
I highly recommend Credible for student loan refinancing. You can lower the interest rate on your student loans significantly by using Credible which may help you shave thousands off your student loan bill over time.
What other sites do you recommend so that a person can save or make more money?