$12,334 in September Side Income – Time for Self-Employment

Hey everyone! This Friday I will be publishing my September Goals Update. In last month’s update, I stated that my goal for September was for $10K in side hustle income. In August’s income report, I just slightly missed my goal of $10K, and made $9,554 in side income. I made it this month though! I…

Michelle Schroeder-Gardner

Last Updated: May 25, 2023

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.

Find out how I earned $12.334 from blogging income.Hey everyone! This Friday I will be publishing my September Goals Update. In last month’s update, I stated that my goal for September was for $10K in side hustle income. In August’s income report, I just slightly missed my goal of $10K, and made $9,554 in side income. I made it this month though!

I definitely reached my September goal and passed it by a good amount. September was a great month for income, and I was able to add a few new clients, and there are also a couple of new services that I am offering as well.

Even though September’s income was great, I do think I could have topped it if I would have tried just a little bit harder. Many days I went home from work and didn’t work on a single thing because laziness took over.

Since my extra income last month was great, it made me even more excited about self-employment. I’m not going to lie, the small dip in last month made me wonder if my income was just going to forever trend down. I’m glad that was not the case!

Don’t worry, I will announce it soon once my switch is complete.

In September, I made $13,435 in extra income, before expenses. Just last September, I made $3,275 in extra income. I am definitely happy and proud of my progress. What a difference one year makes! I never even thought that I would be anywhere near this amount. I always thought that other freelancers who posted their income were just “lucky.”

My side income last September was my first big jump in side income, so it was definitely still fairly large for “side income.” However, my progress over the past year just seems unreal.

I know that this is a lot of “extra income” but please keep in mind that I spend many, many hours every single day on my side hustles. This is definitely not passive income. I have also been growing this for quite some time, and for around one year I was not making a single dollar, but I was still putting full-time hours into my side jobs. Taxes also take approximately 30% to 40% of my extra income. This is something that not everyone thinks about.

There were some expenses, and they are listed below. In case you are new to my blog, “Extra Income” consists of all income that I make on the side, and does not include my office job that I have in the financial services industry.

Extra income also does not include any money that W makes either.

As I say every month in my income update posts as a reality check: this is still work. I spend enough time to make this a full-time job on top of my already full-time job. Luckily, I do enjoy what I’m doing so it’s not like I’m dreading anything. The goals that we have are also a great motivator. The fact that I plan on making the jump to self-employment is the biggest motivator that I will ever need! Read further on my Extra Income page.

As always, if you have any questions about my monthly extra income that you would like me to include next month, please let me know.


$12,334 in September Side Income - Almost Time for Self-Employment

This is for the month of September and before fees and expenses (expenses that lower the amount above include approximately $1,100, which includes payments for staff writing on my blog, work with FITnancials, PayPal fees, etc.) being taken out.

September’s number above includes a rent payment from my sister. So after all expenses and fees, I made approximately $12,334. In the amount above, I do not count the amount that I bring in to blogs that I help run, I only include the amounts that are my actual earnings from my services.

All of my past income updates can be found here as well.


Blog News

With blog news, there is nothing new to share that I can think of. I have been thinking about another site design because I am in love with the new design on Canadian Budget Binder.

My sister’s blog is still doing well. Please subscribe to FITnancials if you haven’t yet. Lots of new things are happening to her, and she is planning a move to Chicago soon. Follow her while she tries to plan her move to Chicago. One negative is that she had to start a new Instagram because her old Instagram with over 4,000 followers stopped working. After over 50 emails to Instagram, they never replied so she had to start a new one. Follow her at @FitAlexis

My newest blog Diversified Finances is doing really well also. Being able to talk so much about self-employment and get direct feedback from readers is great. If you want to continue hearing all about my switch to self-employment, because follow me over there! I love being able to talk about self-employment on my new blog, and I’m sure those of you who aren’t interested are happy that 100% of my posts on Making Sense of Cents aren’t related to self-employment anymore 🙂

If you are looking to start a blog, don’t forget to read my post How To Start a Blog. It gives step by step instructions on starting your own blog. Also, one of my most popular posts this past month was How To Make Money Blogging.


There have been some problems with being too public with my income reports.

With my side income reports, I receive a lot of emails and questions about what exactly I do. I am always very honest about everything.  However, I have been having a small problem with going into too much detail in my income reports and the services that I offer, and this has been leading to some issues.

I don’t know what I should do to prevent this in the future. I may start keeping some of my services more secretive until I am more established. Everything won’t be a complete secret, but maybe just certain areas of my services.

As a freelancer, have you ever come across this?


FinCon 2013

FinCon is this month, and I cannot wait. This is my first blogging conference. I’ve been looking over the schedule for the conference and everything looks great. I don’t know how I’ll fit everything in. I also don’t know how I’ll meet everyone that I want to meet. I want to meet everyone!

Also, last month I published a post about all of the fun things that you can do in St. Louis. So, if you are coming to FinCon, don’t forget to read my wonderful post. St. Louis is a great place to visit, especially for financial bloggers as most things are absolutely free (the Zoo, museums, brewery tours and so on are FREE). I am so happy that FinCon is right here where I live.

Are you going to FinCon? Why or why not? What is one tip that you would give to a new FinCon attendee?



Staff Writing

Staff writing is picking back up again. September was rather slow for staff writing, but I did add two new gigs for October, which is great!

So, here’s a shameless plugin: If any of you need a staff writer or just a random content writer, please let me know. Whether you need a couple of articles every week, or just a single post with no on-going relationship, I am your girl. I can write regular content, content to fill in gaps in your writing schedule, content for advertising and so on. My turnaround is fairly quick and I would definitely say that I am reliable 🙂

I made a post titled So You Want to Be a Freelance Writer?, so please read further about this topic in that post.


Update on my newest side hustles – Blog and Social Media Management

My blog management side hustle is still going great. I manage different aspects of several different blogs, and that is what has helped me ramp up my extra income in the past couple of months. All of my new services are a lot of fun, as I really enjoy blogging and social media. If you need a blog or social media manager, please let me know.

I can manage your blog for a short period of time as well. If you just need one week, one month, or some other time period off from your blog (such as for travel, to unplug, a vacation from your website, to start a family, to start a new job and so on), I can help with this. E-mail me with any questions.

Thank you to everyone who replied to my question last month about what you would look for in a blog consultant. I have had even more emails regarding this, and I may start this back up again soon.

Also, I am thinking about starting a niche site. The technical terms and everything sound so confusing but I’m very interested in seeing whether or not I could create a successful niche site. Can anyone recommend any really good articles on niche sites and starting one? Do you have one? What do you think? Also, if you have a niche site, how has the newest Google Secure Search update affected you?

Are you interested in becoming a virtual assistant? Don’t forget to also read about what exactly a virtual assistant does.


Affiliate income – I’m still looking for this.

Affiliate income has definitely been on my mind lately, but I haven’t done anything related to affiliate income in quite a while. Thank you all for clicking on my links from months ago, and I’m glad readers are still finding helpful information in my older posts. However, I would really like to increase my affiliate income by publishing new posts.

I signed up for a decent amount of affiliate companies last month, and I can’t wait to get started. Don’t worry though, I won’t be doing too many affiliate related posts. Probably only one or two per month.


Offline side hustles.

I have been thinking about offline side hustles a lot lately. W and I have been thinking about a couple of things. Nothing that will make us a ton of money, but just little things that we enjoy doing that we could possibly make a little money off of.

Once I make the switch to self-employment, I definitely want to ramp everything up as much as I can. I want to work my hardest towards earning income and I really want to get my freelancing services out there.

What offline side hustles do you have?


$12,334 in September Extra Income - Almost Time for Self-Employment

Extra Monthly Income in September (after expenses)

  • Staff writing – $200
  • Website-Related (managing other bloggers’ websites, my blogs – direct advertising & Adsense) – $11,415
  • Affiliate Income – $394
  • Virtual Assistant tasks – $0
  • Selling Clothes – $0
  • Miscellaneous (not related to blogging and online income) – $0
  • Mystery Shopping – $0
  • Rent (we rent a room in our house to my sister) – $325


Comparisons and 2013 Extra Income total (after expenses, but before taxes)

  • Total extra income for September: $12,334
  • Income in August: $9,554
  • Difference: +$2,780
  • Total so far in 2013: $79,045



How did you do in September? What are your extra income goals?


Filed under:

Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Charles@gettingarichlife

    Congratulations on another great month Now that you are freelancing and not tied down to a full time job your income is gonna kick ass. Look forward to your post on what you do for other blogs.

    1. Thank you Charles!

  2. That’s ridoodoodiculous! Congrats ๐Ÿ˜€ Not only did you exceed your monthly goal by 23%, it’s also an all time high. Looks like you’ll easily be able to reach six figures this year in just side income alone. September was an okay month for me. Received a few hundred from dividends, and a several more hundred from teaching but next month is when I’m expecting a $5,000 check from my farmer tenant haha ๐Ÿ˜Ž

    1. Thanks! And $5K is amazing!

  3. Wow you had a very good income last month! I’m planning to sell some of my unused stuff this month so that I will have extra income.

    1. Thanks! And what do you plan on selling? I need to go through my stuff and sell things as well!

  4. Well done! September was good considering I was on holidays the full month and online income covered it ๐Ÿ™‚

    1. That’s awesome Pauline!

  5. You are rocking it! I can’t say that I’m not jealous, I’ve been working my blog for a couple years now, but I haven’t committed as much time to written articles as you have.

    Reading your monthly income updates is giving me a kick in the pants. I’ve recently started a niche site with a mix of written posts and short videos, affiliate products, and began a MeetUp group around the same niche. BTW: If you ever consider adding podcasting to your blog then you should attend one of the MeetUps. We meet monthly near Westport.

    Tip for a new FinCon attendee: Bring a digital recorder (so you don’t kill your phone battery) and interview other bloggers about their interests. You never know when you might need some new content or insight on a subject that is slightly off of your site’s specialty (and you would rather have a recording to go back to than notes scribbled on the back of a business card).

    1. Thank you for the FinCon tip! Good to know ๐Ÿ™‚

  6. Damn Gina! You are killing it!

    1. Gina? Lol thanks!

      1. Jaclyn

        LOL @Allison. “Damn Gina” is a reference to that old TV show Martin with Martin Lawrence. Ahh, the good ole days!

        1. Haha I had no idea! Good to know ๐Ÿ™‚

  7. Inspirational! In August I earned more than I ever have before from my blog and freelance writing but nowhere near your level. Sorry to hear you’ve had some trouble through being so generous and open with your finances. Fully understand if you need to be more careful with what you share but it’s been great getting a sneak peek because it spurs me on to achieve more too.

    1. Thanks! I still want to be somewhat open, but I need to find a better way.

  8. There is is, my favorite chart! Definitely motivation for all the rest of us grinding away trying to increase our side income : ) I have been impressed with how public you are about your income, and I wonder if you plan on continuing it indefinitely? I personally would probably stop doing it pretty soon just to keep it on the DL. I’d just put something generic like $10k+, though I realize these posts are probably quite popular for you.

    I was on the fence about FinCon and I will not be in attendance. I really would have loved to go, but I’m saving money by not going and will ironically have a four day weekend as my wife is getting her wisdom teeth out and I wanted to burn an extra PTO day to get things done around the house. I hate the thought that I will have to wait ANOTHER year to meet other bloggers I talk to on a near-daily basis, but that’s just how it is.

    1. I’m not sure what I will do. I may switch it to percentages or something else.

      And oh no! I wish you could come!

  9. Great work once again Michelle. In terms of being undercut by others, we run into that all the time with our business. It sucks, but it’s just the nature of the beast at times. Thankfully there’s enough work to go around so it usually doesn’t impact us a whole lot.

    1. Oh I know that John. What I was referring to above is people emailing me and asking me for information, and then turning around and using that same information against me.

  10. Congrats on your best month ever! I rarely get worried about a dip in income as it usually prepares you for a great comeback and much better results. Just looking at your chart shows that this is indeed your case too ๐Ÿ™‚

    I’ve heard other bloggers complaining about being too open about their freelancing gigs resulted in people trying to steal their job, so it’s actually a cutthroat business here even though everybody seems to want to be your friend on the outside. I’m glad you’re doing so well and I won’t lie by saying that I pretty much envy your future office ๐Ÿ™‚

    1. Thank you C! And yes, many other bloggers have been talking about the same thing. It is sad!

  11. Incredible!! These posts always provide some serious motivation for me!

  12. I CANNOT imagine what have almost $80K is like, let alone having that be “extra” income.
    I wish I could shadow you for a day, just to see what it is you’re doing exactly to earn this! (I wouldn’t try to steal your jobs though, I’m not that ambitious!) I can only imagine how much time it takes. Do you ever just sit and watch hours of tv??? ๐Ÿ™‚

    1. Haha thanks Amanda. And yes, I watch an unbelievable amount of TV. ๐Ÿ™‚

  13. I think that people will always attempt to compete on price, but there’s only so far that will take you. If you can consistently deliver high-quality work, your clients will be happy to pay you a little bit extra.

    1. Yes, I do realize that Matt. I probably should have further explained above. I meant more that if I wasn’t so open with my income reports, then I wouldn’t have people trying to steal my clients. Most of these people are other blog friends so it is a little upsetting that someone would lie to my face!

  14. Great job on another awesome month!

    I hear ya about people wanting to undercut your services. That’s why I’m so vague about my online income. People will try to steal your jobs if given the opportunity.

    1. Thanks Holly! And yes, I may need to start being more vague.

  15. MonicaOnMoney

    Your are doing awesome with this side income, Great Job!! I love reading these monthly updates.

  16. You are going to be at 100k before the end of the year!! That is so exciting. I am hoping that I can follow in your footsteps and pull this off in the next couple of years. You’re also motivating me. I need to quit reading blogs and get to working on finding myself some more freelance jobs!!

  17. Its great that you’re doing so well from adsense and direct advertising – especially seeing as though your site isn’t plastered with ads

    1. Thanks! Not everything is from advertising though. That category also includes my management of other websites which don’t do any advertising.

  18. Mark Ross

    That’s great that you experience another good month. Congratulations on that Michelle!

  19. Your true talent, Michelle.. is being able to sell that much direct advertising.. but to make it completely un-obvious to anyone who looks for it.. You keep it so well hidden… It’s brilliant, really.

    1. Thanks! It’s definitely not all advertising. I run a few other sites for other owners and they pay me a monthly fee.

  20. I got my first freelance writing gig this month! Unfortunately, it’s not enough to cover any significant expenses. Also, working on sponsored posts and affiliate advertising for the first time- a lot of new things happening that I hope I can reflect next year with an income report like yours ๐Ÿ™‚

    1. That’s awesome! If you ever have any questions, don’t hesitate to ask ๐Ÿ™‚

  21. Haha I don’t need one right now. Luckily, Jordann has been with me for a super long time!

    If I do need one, I will definitely come to you. Your writing is great and very engaging ๐Ÿ™‚

  22. Woohoo! Congratulations Michelle. It’s great to know that you managed to hit your mark last Month.

  23. If you felt comfortable, it would be nice to see the “Website-Related” category split-up into “Blog Management” and “Advertising”. Those are two very very different ways to make money.

    1. I agree. I’m going to think about what I feel comfortable with sharing.

  24. jackie

    that’s so so amazing michelle! i would love to get into blog and social media management as well. do you have any specific tips for me or any websites that i could look into? thanks!

    1. Hey Jackie!

      For almost all of my management jobs, I was asked directly. Networking really does help!

  25. It’s crazy how well you’re doing~!!! Congrats again.

  26. Great job!
    I send my income report to my email subscriber and don’t share it on my site.
    That might be a way to keep your loyal readers updated.
    You also should think about solo 401k. You can put away up to $51,000/year (I think.)
    It will save you a lot of tax.

    1. I have been thinking about sending it via email. I might have to do that.

  27. Good lord, you are killing it! Make sure to bring business cards and honestly? Just get ready for people to ask you a bunch of questions. Your income reports make you famous. Can’t wait to meet you in person!

  28. I see these numbers and just shake my head. You must be spending so much time on all of these. I wish I had that much time, but the baby takes that away.

    I just found out that I won’t be able to go to FinCon, which sucks. I am sure it would have been a great time!

    1. Yes, if there was a kid in the mix, I definitely think it would be much, much harder.

      I’m sorry about FinCon. We will have to meet one day! ๐Ÿ™‚

  29. Wow Michelle, you are really doing awesome, $12 grand is a huge income to have. I made it over the $1k mark this month and I’m looking to do even better next month.

    As far as #Fincon13 goes people I will not be able to attend for financial reasons. I recently just built a house and cash is tight and what little I am saving I want to put back for next year so can attend Fincon. On top of that my wife and I are celebrating our 10 year wedding anniversary and I don’t think I could get away with bringing her to Fincon for that reason. So hopefully next year I will be able to attend.

    1. Thank you!

      I hope you can come next year! ๐Ÿ™‚

  30. Jayon

    Congrats Michelle!
    Pat Flynn at http://www.smartpassiveincome.com is definitely the guy you need to follow. A majority of his income is from affiliate income and he says the best sells pitch is to not have one. Very down to earth. I first came across him making 6 figures a month and I thought NO WAY, and when I found you I realized that it really is possible.

    1. I love Pat Flynn. Haha he is the best!

    1. Thanks ๐Ÿ™‚

  31. Congrats. You are very motivating.

    1. Thank you Jason!

  32. Buttercup

    Wow! That side income is awesome, Michelle. Congrats!
    I can’t believe that people would take advantage of your generosity and willingness to share by trying to steal your business. If you tell someone specifics of how you make your income they should be appreciative and try to find their own way, not try to do exactly what you have done and take your hard earned customers. I can see common business competition, but that is just not right.

    1. Yeah oh well! Some other bloggers have actually emailed me and said that they have been having the same problem as well. We all just need a better plan ๐Ÿ™‚

  33. Awesome job Michelle, you are going to end this year with a bang, I’m sure! I’m sorry you’re having issues with others trying to take your clients away. I wouldn’t blame you if you started being more vague about things.

    1. Thanks! Yeah, it does stink a little, but oh well.

  34. Michelle, you are my hero! I love these posts, they really inspire me. Well done on an excellent month again! September’s been good for debt repayment and I am going to earn some side income at some point. I’ve just got to make it happen!

    1. Thank you Hayley! What do you do for side income?

  35. Congrats again on the side hustles!!! ๐Ÿ™‚ It really sucks that someone would try and use information from you blog to steal clients out from under you. BOO! They just wish they could be as successful as you. ๐Ÿ˜‰

    1. Haha thanks Christine ๐Ÿ™‚

  36. Thanks! And yeah, oh well. I just need to start being more careful.

  37. Lisa E. @ Lisa Vs. The Loans

    Don’t be so hard yourself – you deserve a few days off! You’re inspiring as always, Michelle! Keep it up ๐Ÿ™‚

  38. Ree Klein

    Wow, that’s some impressive side-hustle income! I can only dream ๐Ÿ™‚

    I’m sick that people who emailed you for information, and got it, are now stabbing you in the back! I’m really sad about that. I appreciate all the great information you share~


    1. Thanks! And yes, it is a little sad, but I guess that’s the only negative of me sharing all of the information that I do. Oh well! I won’t let it get me down.

  39. Hey Michelle,
    Awesome month once again. Now that I finally have my site re-designed and moved to self-hosted I’m going to work on making some extra cash, helping other bloggers and doing more writing maybe even look for some staff writing gigs. I think it takes time and I’m sure there are many networking outlets I need to tap into and I plan on doing so as I go along. I’m glad you like the new blog design. Greg worked very hard on it and it certainly is much easier on the eye and cleaner .. not so busy. Have a good one mate.. I’m sure I’ll be in touch very soon.

    1. Thanks! And yes, your new design is awesome! I love it a lot.

  40. Man you are kicking ass! Keep it up. Bummer to hear your being so transparent is biting you a bit ๐Ÿ™

  41. Michelle! You’re killing it! I need to be more inspired by your posts and start working on my own side income!

  42. Congrats and thanks for continuing to share this info. I’m just getting started with blogging and your posts have helped me very much. I appreciate your honesty and wish you continued success.

    1. Aww thanks! ๐Ÿ™‚

  43. Thanks! And I’m picking up more clients. I would say that I charge top dollar for what I offer, because I do believe that I offer high quality services.

    Managing a website can be many different things. Some owners give me complete control and just check in once a month, while others ask that I only manage a couple of articles each month plus social media.

  44. Thanks! And yes, the day is soon ๐Ÿ™‚

  45. Kim@Eyesonthedollar

    I can’t believe people would act all interested and then try to steal your jobs! Great month again. Our goal is to sell $600 worth of stuff to buy ski tickets before mid-November. I am going to Fincon. Can I have your autograph?

    1. Good luck, sounds like a great goal.

      And we must meet!

  46. Dang girl! Be prepared for a lot of questions at FinCon! Congratulations on kicking butt!

    1. Haha thanks Michelle!

  47. That is a fantastic month of work Michelle. I am really pleased to see how your plans are progressing month on month. Hopefully you will inspire more people to try the same.

  48. Amazing again, Michelle! You are kicking it! I think if you need to reveal less about how you’re making your income, that’s okay. You’ve got to protect your own business first, especially now with total self-employment on the horizon! My Sept. side hustle income was lower than I had hoped for, but it was my highest month yet, so “yea” for that!

    1. Thank you Laurie! And woohooo for September being your highest month yet ๐Ÿ™‚

  49. Looks like you are doing really well with the side income still. That’s a huge jump from year to year. As to disclosing too much about some of your hustles, be careful. I protect my clients by being very, very vague about the “blogging/online” income that I make, and not breaking it down into categories.

    1. Yes, I definitely would not want to give away my clients. Great tip!

  50. Wow! I’m so impressed by your monthly reports. I’m excited to hear about your switch to self-employment.

  51. lyle @ the Joy of Simple

    Wow Michelle…those are some killa numbers!!!

    And I totally understand your hesitance to divulge more detailed specifics…some people need to just relax and let you do what you do!

    Take care and all the best.


  52. $12,334 for September! Superb! This is really inspirational. I also work as freelancer, but still do not earn that much. Congratulations!

  53. You’re numbers are unreal every month! Way to go, you are doing so well! How do you get started managing blogs for others? Cold-emailing bloggers? I’d love to earn some extra cash!

    1. Thank you! And I’ve actually never emailed someone first about blog management. They always email me ๐Ÿ™‚

  54. Peter

    LOL, I actually had the same question. I won’t email you though. Congratulations on another great month Michelle. Look forward to what kind of changes it will take after you quit your day job. Would you double, triple, quadruple your income? I was reading Pat Flynn 100K monthly income and was totally floored. 100K a month!!! The sheer opportunity in this online blogging is truly incredible. Very motivating to see you do so well.

    1. What is your question? I’m here to help!

  55. Tara @ Streets Ahead Living

    Congrats on the great income month! I can only imagine how much more you’ll be making when you quit your full-time job!

    As far as people ripping off your helpful tips, I’m sorry that happens. I hear a lot of bloggers complaining about that and I don’t really know what to say. Just having the connections to a job doesn’t guarantee work however–it takes strong work ethics and you with your strong commitment to freelancing should do fine even if a couple of people try to rip you off.

  56. Been following along for months. You’re doing well. When you branch out on your own completely, I’ll raise a virtual glass with you. Or if you’re going to FINCON I’ll raise a real one with you then. Cheers!

    1. Thank you! We must meet ๐Ÿ™‚

  57. I really want to go to fin con next year. Everyone has been talking about it and it sounds like such a great time and such a good opportunity to meet all the people I’ve been corresponding with for the last year. Sometimes I almost feel like i know more about bloggers (whom I’ve never met) then I do about my real life friends.

    I love reading your income reports, but I’d imagine that some of the folks who are asking about what you do and how etc. are trying to replicate your success (which is flattering on some level, I’m sure, but also a little nerve wracking because they might be trying to “steal” your business). I know some bloggers offer income updates in their newsletters instead of on their blogs, but I’m not sure that really gives you any more “protection”?

    1. Yes you must come! This will be my first FinCon.

  58. Was mentioned earlier, but Pat Flynn is your guy for affiliate income and Niche sites. Especially look up his “Niche Site Duel”. He’s already on version 2.0, and has AMAZING insights on growing a niche site from the ground up. Good luck! I may be starting one as well.

    And nice work on the income, as usual. September was a bit dry for me, hoping to ramp back up in October.

    1. Yes, I need to start looking at his Niche posts. I read all of his others but the niche topic seems so intimidating!

  59. l

    Your ambition is a great motivator! Continued success Michelle!

  60. Congrats on the new income! This is amazing! So happy for you on your transition to your new career!

  61. Ladi

    COngraz on your earning. I am just curious, you are making more than $10,000 a month online and you have a day job, why don’t you pay off your debt?….. I know interest rate are low, but your money is just sitting there in the bank. This means that you are paying interest on your loans. Or are you doing an investment that you have decided to not to share with your readers??

    1. Thanks!

      And I’m sorry, what debt are you talking about? My student loans have been gone for months now.

  62. Thanks Catherine!

  63. Thank you! And yes, I still have a full-time job that is not included.

  64. Mel

    Disclaimer: This is my first visit to your site.

    I congratulate you on a job that was obviously well done; however, I can’t help but sit here & wish I had the problem of being concerned about ONLY making $9500 in Aug. Geez Louise! It takes me almost 4 months to make that much money just at my main job. If I was making anywhere close to that on a side hustle each month I dare say it would quickly become my main job & my main job would be long gone. Clearly I need to delve a lot further into your site & learn more about you & what you do.

  65. Wow, this is amazing, huge well done on the extra income! Also, I simply LOVE your new office! ๐Ÿ˜›

  66. Chad | The Stock Market and I

    Yea I have to say very impressive. I look forward to the day that I can attain some of the accomplishments that you have here. Congrats on moving out on your own.

  67. Jim

    Great job Michelle, I have read that since this post you have entered full time Self-employment, congratulations! Your new site is cool too, you are a one women conglomerate, keep up the good work! Here’s to keeping our fingers crossed for the Cardinals!

  68. Brian @ Lake Fishing Techniques

    I just found your blog! I think it sets some great examples and provides sound advice for young entrepreneurs. Your income reports have really given me the kick I need to keep chugging along in the process. It is great to see how you have grown through your hare work and dedication. Keep up the great work and I look forward to reading more!