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Here’s What You Need To Know About Becoming A Cosigner

Last Updated: September 14, 2020 BY Michelle Schroeder-Gardner - 3 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you thinking about becoming a cosigner for someone? Have you ever been asked to cosign on a loan before?

Many people have been asked to cosign loans for family members and even friends. However, many people do not understand the full cosigner meaning, and becoming a cosigner is never something you should do unless you completely understand what it means.

If someone asks you to cosign a loan for them, you might be hesitant to say yes at first. You also might not want to offend the person or make them mad.

Whatever you may be thinking, I want you to fully understand what you are getting yourself into.

Becoming a cosigner can actually turn into a big financial mistake if you do it without really thinking it through.

Okay, now some of you may think that I’m a mean person for saying that, but I’ve heard many stories from people who’ve had their credit wrecked, have been stuck paying a loan for someone else, and even had their relationships ruined.

All of that from cosigning a loan. [Read more…]

How I Make Money On TikTok – How I Grew To 350,000 Followers and Made $60,000 In 6 Weeks

Last Updated: September 12, 2020 BY Michelle Schroeder-Gardner - 11 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you want to learn how to make money on TikTok? Here’s how Tori grew from 0 to 350,000 TikTok followers and made $60,000 in just 6 weeks.

Unless you’ve been living under a rock, you have probably heard something about TikTok. TikTok is one of the most popular social media networks currently, and it is growing like crazy.

There are already over 500 million active monthly users on TikTok around the world.

So, you may be wondering if you can learn how to make money on TikTok, and any TikTok tips so that you can see success too.

That completely makes sense!

Today, I want to introduce you to Tori Dunlap.

Tori Dunlap is a nationally-recognized millennial money and career expert. After saving $100,000 at age 25, Tori quit her corporate job in marketing and founded Her First $100K. She has helped over 200,000 women negotiate salary, pay off debt, build savings, and invest. [Read more…]

12 Money Hacks That Will Help You Save More Money

Last Updated: September 8, 2020 BY Michelle Schroeder-Gardner - 7 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you looking for some money hacks so you can start saving more money? Are you looking for tricks to make it easier to save money?

First, what is a money hack? According to Merriam-Webster, a life hack is “a usually simple and clever tip or technique for accomplishing some familiar task more easily and efficiently.”

And, a money hack is something similar but related to money.

A money hack is a simple and clever way to save money. It could be something that quickly stops you from spending money, something that makes saving money more mindless, etc.

The purpose of using money hacks is to make it easier to save money. This can help you pay off debt, stop living paycheck to paycheck, or even retire early.

However, most people say that saving money is easier said than done, though. That’s exactly why I’m sharing these tips with you today.

Learning how to save money doesn’t have to be hard. [Read more…]

How My Wife and I Lived on $2,000 Per Month for 3 Years During a Financial Hardship

Last Updated: September 4, 2020 BY Michelle Schroeder-Gardner - 26 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hello! Today, I have a guest post from Dave at The Dollar Blogger. Dave lost his job, and then 2 weeks later his wife was laid off. This is their story of how they got by, their sacrifices, strategies, and more.

I’ll be honest – I’m not one for excessive frugality. I wouldn’t consider myself frivolous, at least, not anymore, but my wife Mary and I were hit with a solid dose of reality when we lost all of our income over the course of two weeks in 2012. One wrong turn and a layoff two weeks later took Mary and me from making over $100,000 in a year to zero income.

In this post, I’m going to share with you this scary financial hardship that rocked our world, and how the two of us got through it successfully and back on our feet.

We also learned some life-changing lessons about money, which is excellent for anyone who suffers a sudden and total income loss.

In the end, we lived on $2,000 a month, for just over three years.

What You Need To Know About Renting A Room In Your House

Last Updated: August 31, 2020 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you thinking about renting out a room in your house to make extra money?

We owned a house before we started traveling full-time, and over the years we had four different roommates.

We were able to rent out an extra bedroom and the finished basement to our roommates, and it was a good way to make extra money.

While having roommates is not always perfect, the extra money we made over the years was really appreciated. It helped me pay off my debt and save some money.

And, I have experienced renting a room in a house on both ends.

Before I bought my house, I rented a spare room from someone else, and the roles were flipped.

While renting out a room involves some work, it is a somewhat passive source of income that can help you bring in some extra money without too much effort. [Read more…]

How I Travel Full-Time By RV And Boat With My 2 Dogs

Last Updated: August 25, 2020 BY Michelle Schroeder-Gardner - 7 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Traveling with a dog is a lot of fun, but there are some important things to consider so you and your pet are prepared.

Sometimes people think we are crazy for bringing our dogs on our adventures, but I wouldn’t have it any other way. For us, it’s like bringing your kids along, haha!

Since we’ve been doing this for several years and in so many different ways, I figured I would be a good person to share what it’s like traveling with a dog for anyone who is interested in learning how it’s done.

You might be interested in going on a roadtrip with a dog. Maybe you want to sail or RV full-time with them, or perhaps you just want to take your furry companion on your next week long vacation.

Whether you want to travel full-time with your pets, or if you want to just go on the occasional trip, hopefully my experiences will help you.

Traveling with a dog has been a huge learning process for me.

We’ve had to go slow and learn what works for our dogs. I say this because there is no single right way to travel with pets. So, you may have to adjust a little for your specific animal, as all animals are different and have different needs. We even see differences between our two dogs in how they travel. [Read more…]

15 Home Business Ideas & The Free Courses You Need To Get Started

Last Updated: October 20, 2020 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you looking for a work from home job or some home business ideas?

If so, then I have a great list of free resources, such as courses and guides, that will help you find the best option and learn how to get started. Plus, all of the courses and guides in this article are free!

If you’re looking to make extra money, or even a full-time income, working from home is a great option. There are lots of realistic home business ideas that allow you to work on a flexible schedule.

In fact, around 50% of U.S. businesses are home based, and that number is expected to grow well into the future.

But, many people don’t know what kind of options are available or how to get started with their home business ideas.

This article is a good starting point because I’m going to tell you about 15 different profitable home business ideas and link to free courses, workshops, and guides that will help you kick off each of these ideas.

There are lots of valuable paid courses out there, but if you’re not sure about an idea, you might not want to spend hundreds of dollars on a course. That’s why free courses and guides are a great way to start. [Read more…]

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