What Is ExtraCredit? Here Are 4 Reasons You Need to Read This ExtraCredit Review

The following is sponsored by ExtraCredit from Credit.com. Please enjoy this ExtraCredit review. Are you looking to build your credit profile, monitor your credit, and more? As I’ve talked about on Making Sense of Cents in the past, your credit score and credit history can be quite important in your life. They can impact whether…

Michelle Schroeder-Gardner

Last Updated: August 3, 2021

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The following is sponsored by ExtraCredit from Credit.com. Please enjoy this ExtraCredit review.

Are you looking to build your credit profile, monitor your credit, and more?ExtraCredit Review

As I’ve talked about on Making Sense of Cents in the past, your credit score and credit history can be quite important in your life.

They can impact whether you can get home loans, apartments, credit cards, and more.

But, it doesn’t have to be hard to track and manage your credit.

With ExtraCredit, you can build, guard, track, and restore your credit profile. By easily seeing all three credit bureaus credit reports, 28 FICO scores, alerts and ID theft insurance, rent and utility payment reporting, and more, Extra Credit offers a lot of valuable benefits.

If you’re looking to get serious about your financial health, then ExtraCredit may be just what you’re looking for.

And, that is why I want to talk about ExtraCredit further in today’s article.

Some of the questions answered in today’s ExtraCredit review include:

  • What is ExtraCredit?
  • How does ExtraCredit work?
  • Is ExtraCredit safe?
  • How much is ExtraCredit from Credit.com?

You can get started with one month free of ExtraCredit by clicking here.

Below is my ExtraCredit review.

 

What is ExtraCredit? How does ExtraCredit work?

ExtraCredit is a one-stop-shop to manage your credit. You get 28 FICO scores, which are the score lenders most often see, not like the free ones you find on Credit Karma or Credit Sesame.

Only ExtraCredit gives you the scores lenders generally pull, which can help you time when to seek out new credit. Plus, you get identity protection, personalized credit profile building offers, and more.

You can learn more about the five main features of ExtraCredit below:

  1. Build It– One of the tools included in ExtraCredit is Build It. If you have little to no credit or are struggling with poor or bad credit, using the Build it feature, you can report your rent and utilities to TransUnion® & Equifax®, so you can get payment history for bills you are already paying! Rent reporting can help you add more credit history and help you work your way to a strong credit profile.
  2. Guard It– With this ExtraCredit tool, you can protect yourself with $1,000,000 ID theft insurance, dark web scans and monitoring, and more.
  3. Track It– With the ExtraCredit tool, you can see 28 FICO scores, all three credit bureau reports (Experian®, TransUnion, and Equifax), advanced credit monitoring, and more.
  4. Reward It– With this ExtraCredit feature, you can get cash rewards for applying for and being approved for select offers in the ExtraCredit Reward It tab.
  5. Restore It– With this ExtraCredit tool, you can get an exclusive discount with a trusted credit repair leader.

 

Is ExtraCredit safe? Is ExtraCredit legitimate?

Yes, ExtraCredit is safe.

Credit.com works with thousands of people who want to understand and monitor their credit.

 

How much is ExtraCredit on Credit.com?

ExtraCredit costs $24.99 per month and you can cancel at any time. Plus, currently they are offering a 30-day free trial.

With ExtraCredit, you get the five features mentioned above all for one low price.

Here’s a breakdown of how much the ExtraCredit services would usually cost monthly on their own:

This can add up to over $100 if you had to pay for it all separately. However, with ExtraCredit you get all five services for just $24.99 a month altogether.

 

My ExtraCredit review.

If you’re looking to take charge of your credit and feel comfortable about your financial wellbeing, then ExtraCredit can be a great option for you.

By easily seeing all three credit bureaus credit reports, 28 FICO scores, alerts and ID theft insurance, rent and utility payment reporting, and more, ExtraCredit offers a lot of valuable benefits.

This can be a great way to monitor your credit score and credit history, so that you can have a greater chance of being approved for the things that you want in life–such as a home, car, job, and more. With ExtraCredit, you get complete credit coverage for one low monthly fee. And it has everything you need to master your credit, and regardless of your situation, ExtraCredit can help you take back control of your finances.

You can get started with one month free of ExtraCredit by clicking here.

Do you have any questions you’d like me to cover in this ExtraCredit review? Do you monitor your credit?


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Credit holds significant weight in today’s economy. Even if a person charges small things to their credit card, they need to learn how to instantly boost their credit score off of small purchases to reach the 800+ mark. Consistency helps boost credit scores almost right away.

    Agree?

    1. There are many ways to increase a credit score, yes 🙂

  2. Warren Steel

    Michelle
    Hi Michelle
    First up thank you for your very informative article ‘making sense of cents’ and the invitation to contact you for advice.
    I am an eighty two year old Aussie, with limited computer savvy, fortunately I have a couple of grandchildren, who when I can consort them generally get me out of trouble.
    I am a board member on our local tourist board ‘Destination Kiama’. Our most frustrating problem is that we have no type of souvenirs to promote and sell, although we have a very famous ‘Blowhole’, but a blowhole that does not always blow, is quite difficult to sell as a souvenirs, like stickers, magnets and tee-shirts etc.
    I have written a souvenir/ mature children’s book, which hopefully is the first of series of similar type books. This first book has only twenty pages of dialogue plus twenty pages of illustrations. The initial critique has been extremely encouraging.
    The main character is mysterious creature that lives underneath our blowhole. It should be the ideal character to promote.
    I apologise for the long-winded, build up.
    My question to you is will by signing up for the suggested 36-month plan, assist (teach) me to how promote my book through blogging. To be honest I really do understand how, or to whom I should blog ?
    Michelle I hope you can assist me.
    Kindest regards.
    Warren Steel

    1. Hey Warren,

      I do not provide personal coaching services.

      I do have a ton of content here on Making Sense of Cents that will help you get started, such as https://www.makingsenseofcents.com/2020/11/what-is-a-blog.html