Yotta Savings Review - Win up to $10 million by saving + 100 Free Tickets

Welcome to my Yotta Savings review. The Yotta Savings app gives you the chance to win up to $10,000,000 weekly. Today, I talk about if the Yotta Savings app is legit and my Yotta Savings referral code that will get you 100 free tickets into the next week’s drawing.

I recently came across an interesting new savings account, and I am excited to share it with you all today.

I think you’ll want to hear about this as it’s such an interesting and new concept.

Here’s a quick overview of the new savings app that gives you the opportunity to win $10,000,000 every single week.

Yotta Savings uses the psychology that drives Americans to play the lottery to instead motivate Americans to save money.

For every $25 that you save with Yotta, you have the chance to win $0.10 all the way up to $10,000,000, every week.

And, if you don’t win, your cash that you’ve saved still has a 0.20% savings rate, which is twice as high as the national average.

The creators of Yotta built this savings app to help Americans meet their savings goals. This is especially important because according to the Federal Reserve, 40% of Americans do not have $400 for an emergency. However, even though that is a crazy statistic, Americans still spend $80 billion on the lottery every year, which averages out to $640 per U.S. household.

This is a lot of money spent on the lottery, instead of saving money. But, I can understand the mindset.

This is where the Yotta Savings app comes in. Yotta makes saving fun and provides rewards for saving, which many people need the motivation for.

The creators of Yotta Savings were inspired by Premium Bonds in the UK, where 23,000,000 people use savings products to win prizes as well. It’s a similar product to Yotta Savings with over $100 billion in deposits.

You can click here to download the Yotta Savings app.

Plus, if you use my Yotta Savings referral code MICHELLE, then you will get 100 free tickets into the next week’s drawing.

Here’s my Yotta Savings review.

How does the Yotta Savings app work?

After reading all of the above about Yotta Savings, I’m sure you are interested in how exactly the savings app works.

Using Yotta is easy. You start by:

Making a deposit. You select your bank to make a deposit from and for every $25 that you save, you get a ticket into weekly number draws. So, if you deposit $100, then you get 4 tickets every week for as long as you keep that $100 in your account without needing to make any new deposits.
Every Monday, you pick 7 numbers for each of your tickets. If you don’t pick numbers, that’s fine as well – your ticket will be automatically picked if you don’t complete it in time.
Contests are done weekly, with one number drawn every night at 9pm ET. On Sunday, the final number is drawn and winnings for the week are made.
Finally, you can win up to $10,000,000. The more numbers you match, then the more money you win. If you match all 7 numbers with the numbers that are drawn, then you win the $10,000,000 jackpot.

What’s great about Yotta is that your savings still grow at a rate of 0.20% (this is the Yotta Savings rate). If you include the value of prizes where they’re currently set, you get over 3% all-in on your savings, which is the highest rate that I have seen. The Yotta Savings interest rate is great, as you can tell, as the Yotta Savings APY is the highest currently once you factor in the prizes.

That is twice as much as traditional banks, plus you can set aside money in a separate account and play their contest with no risk.

Here’s an image that shows what savings accounts usually pay when it comes to interest.

As you can see, the Yotta Savings rates are much higher.

You can click here to sign up for the Yotta Savings app for free.

Is Yotta Savings legit? Is Yotta Savings safe?

Yotta Savings is completely free.

There are no minimums, no monthly fees, so there is no risk. Your Yotta Savings account is legitimate.

You can save money in their savings account, plus have the chance to win drawings.

Other positives of the Yotta Savings App:

Your savings account is FDIC insured and held at Evolve Bank & Trust, a bank that has been around for over 90 years.
FDIC insurance means your cash is fully guaranteed by the U.S government for up to $250,000.
Your account is protected by bank-grade encryption and authentication.

I personally have an account with Yotta Savings and have connected my bank account to it. I trust that they are a reputable company and I feel completely safe with my Yotta Savings account.

How does the Yotta Savings lottery work?

I gave information above on how the Yotta Savings contest works, but here is more information in case you are wondering:

Yotta contests occur weekly, with one number drawn each night at 9 p.m. in the Yotta Savings app. Contests start on Mondays at 9 p.m. ET and end on Sundays at 9 p.m. ET. Then, everyone Sunday, the final number is chosen and your Yotta Savings winnings will be totaled.
The numbers are completely random. Yotta Savings works with a 3rd party “A” rated insurance carrier that randomly draws the numbers using a state-of-the-art random number generator. This insurance carrier is not affiliated with Yotta, and have no ability to see what numbers Yotta Savings members have chosen.
You can get tickets into Yotta Savings weekly drawing by receiving a recurring ticket for every $25 that you deposit. So, if you have $25 in a Yotta Savings account, you will receive one ticket every single week.
If you forget to pick your weekly numbers, your tickets will simply be automatically picked for you randomly.
When you win money through Yotta Savings, your winnings simply get deposited into your Yotta Savings account. You can simply withdraw your winnings when you would like to.
You can also get one ticket by sending in a handwritten request. Here’s what Yotta Savings says about this: “You can receive one (1) Ticket by sending a handwritten sheet of paper with your name, address, e-mail, and phone number to: 45 East 22nd St. #26B New York, NY 10010. For each completed sheet of paper, you will receive one (1) Ticket. If you want to select your own numbers you should include those numbers on the sheet of paper. If you do not provide numbers, they will be randomly provided. Limit of one request per envelope. The entry will award a Ticket for the drawing that starts on the next Monday, after the mail in was received (not postmarked). “

Below are the prizes and odds of winning through the Yotta Savings lottery:

Yotta Savings odds

How do I sign up for Yotta Savings?

Signing up for Yotta Savings is easy:

You can click here to sign up for Yotta Savings, and all you need to sign up is your name and email address.
If you use my Yotta referral code MICHELLE, then you will get 100 free tickets into the next week’s contest.
To earn tickets to their weekly prize draws, you will have to connect a bank account and make a deposit.

Yotta Savings Referral Code For 100 Free Tickets

Don’t forget, if you use my Yotta Savings Referral code MICHELLE, then you will get 100 free tickets into the next week’s drawing.

This is a great bonus that you get for simply reading this Yotta Savings review, and you can deposit any dollar amount in order to get the extra 100 tickets for free.

All you need to do is use a referral code when you sign up.

Yotta Savings Reviews

I did a lot of research on Yotta Savings, and you can find other Yotta Savings reviews from real customers at:

The reviews were almost entirely positive (except for one person who had a small technical difficulty), so I would say that the Yotta Savings app is definitely something more people should check out.

I know that I am personally excited to try it out. While I don’t play the lottery, it is easy to get tickets just due to keeping money in this savings account, which is super easy!

The Yotta Savings App definitely makes saving money more fun.

The Yotta Savings email address is [email protected] in case you have any other questions.

How does Yotta Savings make money?

I asked Yotta Savings this question and they replied with:

“We plan to offer other financial services in the future such as a debit card where we earn interchange revenue and affiliate revenue from other companies.”

Banks pay Yotta Savings, so it is completely free for people like you and me.

What is the Yotta debit card?

Yotta Savings recently came out with the Yotta debit card.

You can earn 10% tickets back and the change to get any item you buy for free with the Yotta Debit Card. There is a 1 in 1,000 chance to get the item you just bought for free.

Plus, you get a premium metal card when you have 10+ referrals.

Does opening a Yotta Savings account impact my credit score?

Opening a Yotta Savings account has no impact on your credit score.

Can you have a joint Yotta Savings account?

Yes, Yotta Savings allows for joint accounts. You simply:

Tap on the settings icon when in the Yotta Savings app
Click on Account Info
Then tap on Add joint account holder

Then follow the remaining steps in the app.

Is there a minimum balance for my Yotta Savings account?

There is no minimum balance required.

Yotta Savings is 100% free to use. There are no fees, no minimums, and no surprises.

It’s really that easy!

Is Yotta Savings worth it?

I hope you enjoyed this Yotta Savings review.

I personally signed up for Yotta Savings, and I think it’s a fun way to get people into saving more money. So many people enjoy playing the lottery, and this can be a great way to motivate people to save their hard-earned income.

I think the Yotta Savings app will be extremely popular soon, and I definitely recommend trying out this savings account.

I have been using the Yotta Savings app for about 4 months now, and I recommend trying it out. I have found it to be a fun and motivating savings app. I log into the Yotta Savings app quite regularly just to see how my tickets are performing, haha!

You can click here to learn more about the Yotta Savings app.

What do you think of the Yotta Savings app? What questions do you have about Yotta Savings?