3 Super Common Legal Mistakes Bloggers Make (and How to Fix Them)

Hey everyone! Today, I have a great article from Liz Stapleton. A licensed attorney since 2012, and a blogger since 2014, she has spoken at both virtual and in person conferences, including FinCon (my favorite blogging conference), on the importance of legally protecting your blog and business. She is the founder and voice behind Less…

Michelle Schroeder-Gardner

Last Updated: August 12, 2023

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.

When you start a blog, you may have ideas and a list of what you want to do. But chances are the legalities aren’t high on that list. Here are 3 common legal mistakes bloggers make. #howtostartablog #bloggingHey everyone! Today, I have a great article from Liz Stapleton. A licensed attorney since 2012, and a blogger since 2014, she has spoken at both virtual and in person conferences, including FinCon (my favorite blogging conference), on the importance of legally protecting your blog and business. She is the founder and voice behind Less Debt, More Wine – a personal finance site, and ElizabethStapleton.com, where she helps readers earn more money while making sure they are protecting themselves and their businesses legally. Enjoy!

When you first decide to start a blog, you are filled with ideas and inspirations and a long list of what you want to do. But chances are the legal compliance and protecting your blog aren’t high on that list if they’re on there at all.

After a while you realize there are probably some things you need to do to either protect or blog or to have it be compliant with the law.

Unless you went to law school, you’re probably stressing about what those things are and perhaps how much it would cost to hire a lawyer.

Well, I’m excited to be here to help you understand some of the most common legal mistakes bloggers make and what to do about them so that you and your blog are keeping things legit and your income is protected.

But before we get to it, a necessary disclaimer:

While I am an attorney, I am not your attorney and nothing in this post is to be construed as creating an attorney-client relationship. Additionally, nothing in this post or resources made available are to be considered legal advice. Content and resources provided are meant for educational and informational purposes only. The author is not liable for any losses or damages related to actions or failure to act related to the content in this website. If you need specific legal advice, consult with an attorney who specializes in your subject matter and jurisdiction.

Related content:

Now, that’s out of the way, lets get to it….

1. Not Having a Privacy Policy

The purpose of a privacy policy is to inform your site’s visitors of what personal information you collect and for what purposes.

Privacy policies can also be required by law. Perhaps the most well known law that caused a big splash in the blogging world in 2018 is the General Data Protection Regulation also known as GDPR.

GDPR helped to bring the law up to date with technology, but that also meant a lot more work for website owners and a potentially hefty fine for those that didn’t comply.

The purpose of GDPR is to allow people to have better control over their own personal information aka data.

For people to control their data they need to know how sites are collecting and using it. Enter the privacy policy and likely a cookie notice.

GDPR came out of the European Union, so does it even apply to you?

While there is some debate about the reach of the law, the strictest reading suggests that if someone in your audience is located anywhere in the European Union, then it applies.

But it’s important to know that GDPR isn’t the only law out there requiring sites have a privacy policy. If you’re located in the United States there are lots of state laws relating to online privacy.

There are also parts of federal laws that relate to data privacy, meaning while there is no specific federal law requiring a privacy policy, all the various parts of other laws basically amount to privacy policies being necessary.

Not having a privacy policy could make you vulnerable to fines or lawsuits. Neither of which as a blogger (especially a new blogger) are something you want to deal with.

And if you think you don’t collect personal information, then you probably need to think again, do you….

  • Use Google Analytics?
  • Allow comments on your blog posts?
  • Have a contact form?
  • Have an email list for people to sign up to?

Any one of these are examples of ways you collect personal data, and as you can imagine there are a lot more.

So how do you put together a privacy policy?

There are three main ways that you can get a privacy policy together for your site:

  1. Do a ton of research and write your own
  2. Buy a Privacy Policy Template written by an attorney and customize it for your site
  3. Hire an attorney to write a custom privacy policy

Now, which path you take likely depends on your budget….

Doing the research and writing your own Privacy Policy

While on the surface this may seem like the cheapest option, it kind of depends on how you value your time.

Writing your own policy doesn’t require any out of pocket expense but it would require several hours of your time.

Chances are your time could be better spent….

Privacy Policy Templates Written By an Attorney

This option does have out of pocket costs, but in most instances you would be able to implement a privacy policy on your site in a matter of minutes.

Additionally, a template written by an attorney likely doesn’t cost as much as you’d think and is sure to cover all the basics. You can purchase them at a wide range of prices.

But in most instances the best bang for your buck is going to be purchasing a template bundle, that includes all the basic policies you’ll need for your website (disclaimers, terms and conditions, disclosures, etc.).

For example, I offer my Privacy Policy template for $79 or you can get my Website Legal Templates Bundle which includes a Privacy Policy template, for just $147, less than what two templates would cost you and it comes with 4 different templates.

Grab the Website Legal Templates Bundle Now.

Hiring An Attorney

If you can afford it, hiring an attorney to craft a custom privacy policy is going to ensure your site is covered, but it comes at a much higher price tag.

There are some great firms that specialize in helping creatives, online blogs and businesses like WilkMazz or Hashtag Legal.

The Fix: The best option is to purchase templates written by an attorney (like these) or hiring an attorney to craft custom policies for your site.

2. Violating Copyright (Using Images Without Proper Permission)

Graphics are an important part of blogging. Whether you are creating featured images or social share images or just headings to break up the page, there is always a need to create graphics.

Often times these graphics require photos but where you get those photos from and if you’re allowed to use them matters.

First, you cannot just pull images from Google images to use in your blog post, doing so means you’re likely violating the copyright of who own those photos.

Some other instances where it’s not okay to just share someone’s photo without permission include:

  • Regram on Instagram
  • Including an image of theirs in a roundup post
  • Using stock photos that don’t have proper licensing for blog posts
  • Using stock photos that don’t have proper licensing for products

So let’s break these down a bit more to make sure you understand what I’m talking about…

Why You Can’t Just Regram Someone’s Photo on Instagram

In Instagram’s terms of use they explain that user’s own the copyright to their photos, which means you can’t just share them without permission.

I actually had this happen to me, a user was taking my posts, which were just simple questions and posting them to their own Instagram. I actually didn’t know they had been doing this until they started using Regram which tagged me.

I immediately reached out and told them they needed to take my images down or I’d report them to Instagram.

The reason why I did this is because unlike on other platforms, there was zero advantage to me for her using my images, she was just stealing them.

The Fix: If you want to reshare someone’s photo on Instagram, ask their permission first. If you don’t get their permission, don’t share it.

Including Someone’s Image in a Roundup

Unlike the Instagram example where there was no advantage to the image owner, in a roundup post you’re likely linking the image to their content, which they’d want right?

Maybe not. And there could be lots of reasons why they would or wouldn’t give you permission.

They may be fine with it, but you won’t know unless you ask first.

They may not be fine with it because they are restricted by the licensing of the photo, if for example it’s a stock image and they only purchased with a limited license. (In which case you may be able to go purchase the same image).

Alternatively, some bloggers have a policy listed on their site for having images included in a roundup post, check their terms and conditions on their website.

The Fix: Check their terms and conditions to see if they have a policy on images being used in roundup posts. Don’t see anything on their site one way or the other? Get permission, it’s just that simple. Ask.

Stock Photos and Licensing

Stock photo sites sell images with certain licenses attached. You may have to pay more to be able to use the image in the way you want.

For example, I get most of my stock photos from DepositPhotos and they offer two different licenses:

  1. Standard license
  2. Extended license

The default license granted for purchasing photos on their site is the Standard license which allows me to create blog graphics.

However, what I can’t do is re-sell the graphic or use it in something free where the image plays a major role and adds value.

An example would be using the image in a Pinterest Image template, whether it’s free or not, using the image in that way would be in violation of the standard license granted.

However, I could purchase the image with an Extended license which does allow it to be used for creating products or freebies where the graphic plays a role and adds value.

If you’re still using free stock photo sites….

Like Pexels or Pixabay they have some similar license restrictions. Under the free license you can:

  • Use the image for personal or commercial purposes
  • Without attribution (aka giving credit to who took the photo)
  • Modify the photos

But you cannot:

  • Sell or redistribute the images (for example, as a wall paper aka where the image plays a major role and adds value)
  • Use them in a way that is misleading in relation to a specific brand or service

The Fix: Pay attention the license you are granted when getting photos from stock photo sites.

3. Not Having or Incorrectly Using Disclosures & Disclaimers

There are lots of reasons why you would need to have certain disclosures and disclaimers and each blog is different, but some common ones include:

  • Affiliate disclosures
  • Professional disclaimers
  • Testimonial/Earnings disclaimers

Let’s tackle these one at a time….

Affiliate Disclosures

If you’re on this site, chances are you know a bit about affiliate marketing, afterall, Michelle is an absolute pro at it (it’s why I bought her Making Sense of Affiliate Marketing course).

But affiliate marketing is not without it’s rules. The Federal Trade Commission (“FTC”) requires that you disclose affiliate relationships and has rules on how to do so.

Michelle covers all this in her course, but the basics are this, disclosures must:

  • Be placed before the link
  • Clearly convey the relationship
  • Be easily visible
  • Should not encourage clicking to support the site

Chances are you’ve seen some disclosures that do not adhere to these rules. So what is the potential fall out for not complying?

First, you’ll likely be kicked out of whatever affiliate program you were promoting and could face consequences for not complying with their terms and conditions.

Second, you could be fined the amount of money you earned, basically you’d have to payback your affiliate income to the government.

Generally, the goal with affiliate marketing is to earn money, so let’s make sure you get to keep that money by doing it right. Here are some common mistakes I’ve seen bloggers make with affiliate disclosures and how to fix them.

Placing the Disclosure in the Wrong Place

Some common places for disclosures that don’t work include the footer of your site or the side bar.

Hopefully, it’s obvious to you why the footer doesn’t work – it would never be seen before the affiliate link.

However, the sidebar placement is less obvious. While on a desktop the disclosure would likely be seen before an affiliate link could be clicked on, mobile use is on the rise…

And what happens to a sidebar on a mobile device?

It gets pushed under the content, which means the disclosure would not be seen before the affiliate link could be clicked on.

The Fix: Either place it at the top of your content like Michelle does or within the first few paragraphs.

Using Incorrect Language

The disclosure has to be easy to understand. A general rule I tell people that if your Grandma wouldn’t understand it, it’s not clear.

You also can’t say things like, “clicking on affiliate links helps to support this site.” because it encourages superficial clicks. Kind of how you can’t get paid for clicking on display ads on your site.

The Fix: Inform but don’t ask for clicks. A simple, “this post may contain affiliate links, meaning I receive a small commission if you click, at no cost to you” will suffice.

Professional Disclaimers

Professional disclaimers are necessary if you are or are not a professional writing in a certain niche.

For example, at the beginning of this post I put a disclaimer about my being attorney but disclaiming and attorney-client relationship and explaining that the post is informational only. It’s just one example of a professional disclaimer.

Michelle, has a similar disclaimer on her site about the content not being professional financial advice.

If you are a specific professional you need to state that the information provided is not “official” advice, as that can only be rendered if you know the details of what an individual is dealing with.

If you’re not a professional and you do write in the space, then you need to explain that too so those are some reasons why you would use Professional disclaimers.

The Fix: Add a professional disclaimer to your site’s “Legal” Page.

Testimonial/Earnings Disclaimers

Testimonials and income reports can be a great way to generate more revenue. Testimonials have the power to sell your products for you and income reports can be a great way to show readers what is possible.

But if you are using those things you need a disclaimer explaining that you cannot guarantee they will have the same results.

I think you’ll agree that when it comes to income reports, Michelle’s are #goals, but she can’t guarantee you or I will have the same results and she says as much here.

Earnings disclaimers are just explaining that such results take work and you may or may not achieve the same level of results.

If you want to learn a bit more about earnings and testimonial disclaimers as well as get an earnings disclaimer template, I created a bonus lesson inside Making Sense of Affiliate Marketing that goes more in depth and provides a template example.

You can enroll in the course here.

The Fix: Add a testimonial and earnings disclaimer to your site’s “legal” page and any outside pages that use them (for example, sales pages on Teachable or similar platforms, or webinar software where you include testimonials in your webinar)

Bottom Line

There are lots of potential legal issues that can come up when blogging, but it’s not very hard or difficult to address them and make sure you are protecting your blog and complying with the law.

Hopefully you’re now feeling confident in what to do about these three common legal mistakes bloggers make.

And if you want to learn more, you can head over to ElizabethStapleton.com also be sure to grab my free checklist of 10 Things You Need to Include on Your Site’s Legal Page.

What legal mistakes have you seen bloggers make? What questions do you have?

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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. I never thought of having a privacy policy generated by an attorney. That’s something to think about. Thanks for mentioning this. 🙂

  2. Hey Michelle,

    If you consider your blog as a business, you need to consider these legal things.
    New bloggers often tend to make these mistake. The good news is that almost all blogging mistakes can be corrected. Your post will help new bloggers to fix these legal issues.

  3. Paul

    Thank you for sharing an awesome tips Michelle these tips of yours will really give headache if it is not acted earlier before it happens.

  4. Thank you for sharing these, Elizabeth & Michelle! I think the only “fix” I might need on my blog will be the Testimonial/Earnings Disclaimer (I have everything else), but I don’t think I need it yet, since I don’t have a product. Yet. Am I correct or should I cover that base beforehand?

  5. Thanks for sharing this much needed advice.

  6. Amy FREEZE

    Nice breakdown without overly promoting yourself. Thanks!

  7. Fantastic info. Couldn’t agree more on violating image copyrights.

    Also, a lot of people are using images from free photo sites like unsplash. But what they dont realize is that some of these sites dont have proper verification procedures. And a person may upload another photographers images without permission on one of these sites.

  8. AJ

    Great article Michelle, thank you, and thank you Liz for all your help!

    I learned a TON!

    I have been reading up on privacy policies and on other blogger sites, they said there are free policymakers out there. Do these suffice until you have a substantial following?

    I will be taking your ‘affiliates course’ and buying your privacy policy template in the near future but was curious if I could use the policymaker while I am still getting started and creating my blog?

    Hopefully, my question can help others as well.

    And thank you for the different options (in order of price) for policies, this is so helpful, especially since I did not realize blogging cost a pretty penny to even get started.

    Great post, thanks again!

  9. Electra

    Excellent, comprehensive post with easy-to-understand examples (especially about the photos). Thank you.

  10. This is by far a very thought-provoking post. When starting a blog that is intended to be a future multi-million-dollar online business, it’s a wise choice not to let family members know. They may secretly grow jealous and turn on the blogger in the process of building their business from the ground floor up. Or, jealous family members can wait until the blogger, who is a family member, becomes an online millionaire and start nitpicking at them to see how they can sue the family member-blogger to get money out of them.