How This 29 Year Old Is Building A Real Estate Empire

I’m loving this new interview series that focuses on people who are doing extraordinary things with their lives. All of these stories have been incredibly motivating, and I can’t wait to share more! Past interviews include How This 28 Year Old Retired With $2.25 Million, How This Couple Paid off $204,971.31 in Debt, and How…

Michelle Schroeder-Gardner

Last Updated: September 9, 2023

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I’m loving this new interview series that focuses on people who are doing extraordinary things with their lives. All of these stories have been incredibly motivating, and I can’t wait to share more! Past interviews include How This 28 Year Old Retired With $2.25 Million, How This Couple Paid off $204,971.31 in Debt, and How This Couple Bought an $11,500 RV, Traveled To All 50 States, and Built A Thriving Business.

29 year old Elizabeth Colegrove is a successful real estate investor. She owns 8 properties and isn't slowing down. Here's how she did it.For today’s post I interviewed 29 year old Elizabeth Colegrove, a successful real estate investor, property manager, and landlord.

She currently owns eight rental properties and doesn’t show any signs of slowing down.

I asked you, my readers, what questions I should ask Elizabeth Colegrove, so below are your questions (and some of mine) about owning rental real estate and being a long distance landlord. Make sure you’re following me on Facebook so you have the opportunity to submit your own questions for the next interview.

In today’s interview, Elizabeth shows us how exactly she built her real estate empire, the process to affording each, what she looks for in rentals, how she manages her real estate properties long distance, and more. You can follow her on her blog at Reluctant Landlord.


Tell me your story and all about you and your husband.

My husband and I met in high school when I was a freshman and he was a sophomore. We started dating at 16. We dated on and off till we got married when I graduated college at 22 and 23. My husband’s dream was to be a Fighter Pilot in the US Navy which he has achieved. My dream was to work in corporate America.

Unfortunately one of the things I learned quickly was keeping a job as a navy wife, with a business degree, was hard at best. I had a terrible time getting hired out of school with bachelors in the small town my husband was stationed in even with tons of amazing job prospects elsewhere.

I got my masters degree at our first duty station in order to improve my opportunities and my future. When I graduated with my masters I got started in corporate real estate after realizing that continuing my manufacturing career wasn’t possible.

At our first duty station in the middle of nowhere south Texas, I realized that I wanted to have financial independence when my husband left the military after 20 years of having someone else control where we lived for how long. I anticipate the desire to want to have choices, and didn’t want to be tied to a place because it was only the place that would financially work for us.

I knew we needed to create either a nest egg or cash flow (or BOTH haha) so I tried the stocks but it wasn’t really my thing. I had ALWAYS loved real estate and after buying our first house in October 2011 I figured out very quickly that this was my thing. At the same time I realized that having more than a job, would be difficult, so I strived to build up a portable career that I could take with me to each duty station. So the rest is history.

How did you manage to build up your real estate empire?

We built up our empire in two distinct ways. The first way was by living in the house. You can buy a house with little to no money down depending on your mortgage situation. The most prevalent types of loans people start with is  USDA,/VA is 0%,  FHA is 3.5% and Conventional is 5%.

Every place we lived we bought a house that made sense financial starting in Virginia Beach. At each new duty station we would buy a starter home.  After we settled at the duty station and I found a job we would “upgrade” at the duty station.

The second way was to live on one income and take every career advancing pay increase and invest that income. We have bought 4 houses as pure rentals. These houses have cost us 15-25% down so that was all that was funded through frugal living and increasing our incoming income.

After awhile, no matter the way we decided to buy we still required money down. So the only way we could be successful was by living VERY frugally. By living frugally we were able to save the 140,000 that started our investments.

Can you tell us what your income and expenses are with your real estate empire?

In October, 2015, I published this income report with all my numbers. Keep in mind that every month is different. The months that I replaced the HVAC system or water heater was different from the months that had no costs.

Unfortunately I don’t have anything more current as we are currently going through a major overhaul of our portfolio, selling 3 houses and buying another 3 with a 1031.  Once the portfolio revision is finished I will publish an updated idea.

How did you afford to purchase so many homes? If you have a loan for each home, can you tell us what the process is for obtaining so many loans?

We were able to afford to purchase so many houses by  having a great understanding of mortgage AND saving money. It is important to understand mortgages and what works best for your personal situation.

I know many people put 20% down on the house they are going to live in. While that is great if you just want a low payment. If you are trying to build an empire this is not the right move. The reality is that 20% could buy you TWO houses if used correctly. You can put 5% for your personal property and than 15% on a rental property (as long as you have less than 4 properties.).

On the other hand if you just use all 20% on your first house, you stuck until you save another 15% for your rental. You cannot put less than 15% on a property, and you can’t cash out refinance for less than 22% down once you buy the house with such a downpayment. You cannot get the money out, unless you sell, or the house increases in price. This is the same to say about special programs such as USDA that is for first time homeowners in low cost areas. So, even if you have the money it might make sense to participate in these programs, to save for the future.

Even if you know the mortgage industry as I do back to front. The reality is to grow you will have to put money down on your houses. So, to afford the down payments, we have learn to live frugally and grow our income base.

In the beginning, that was by taking every promotion possible. Now, it is by dabbling in furnished and corporate rentals.

Do you have a specific area you invest in? How would you recommend finding good income producing rentals? What do you look for in a rental? 

Since my husband is active duty navy I literally invest EVERYWHERE as there is no such thing as local.

Local is only as designated by the current set of orders.

For example, we bought 5 houses in California and we were local until we were transferred to Washington, 1500 miles away. So, I will look anywhere that makes sense, as numbers are the key. For example, just this past week I flew to Kansas to look at an area as my friend sent me some property, and the numbers were AMAZING so I flew out the next day. We have lived in Anacortes, Washington for the past 15 months and still haven’t bought anything because the prices are too high for rent.

The reality is because we move so much there is no such thing about being local. It is all about if the numbers work for both our personal properties and our rentals. We have bought for a 15 month tour and then lived on a boat for a 3 year tour because the numbers did not make sense.

I have mentioned a few times, that it is all about the numbers. The reality is every investor will have different “numbers”. We look at cash on cash returns, and that the demographic fits our goal of self management. This usually comes down to the specific things that we look for in a new neighborhood.

How do you manage rentals from all over the country? What happens if there’s a repair needed or if a tenant moves out?

Technology is truly amazing and it has been the reason I have been able to grow so quickly while still self-managing. Honestly other than the actual walk through to access damage you do not have to be on site.

I have exchanged keys through a lock box or even hidden on the property. I list my house online, collect the rent, and even set up all repairs remotely. While managing tenants is an entire article to itself, the reality is with great systems almost everything can be done.

The one thing that is hard to do remotely is the actual walk through of the property to access damage.

Therefore, I either fly out to the property or impose on a friend to help. Personally I believe that you should put eyes on your property once a year or so. It helps prevent you from replacing thing that did not need to be replaced. For example, I almost replaced carpet at $4,000 because someone said it needed to be replaced. The reality was there was ONE black line, and it was older. So, while it will need to be replaced eventually it has lasted 4 more years! So flying out to see your properties is money well spent whether you have a property manager or self manage.

Who is your target audience when you consider purchasing each rental? 

Since we buy at every duty station that makes sense (and other areas) for us it is all about having a clientele that is able to be managed long distance. Therefore we aim at young professionals to professionals that want to live in the same type of house that they would buy but for some reason can’t. Whether they are too transient for their comfort, or their credit is not perfect due to a short sale or foreclosure.

As a generalization, our homes are generally on the higher end of the areas.

They tend to be newer, and are bought with the idea that they have small margins but expenses can be kept to a minimum. We also do not include anything that would not add value to the price. For example, while people will pay more for an additional bedroom or square footage, they will not pay for landscaping,  pest control, or washer and dryers. So, we do not offer these items.

The other thing we do is make sure that we do not have any unnecessary expenses that are not our responsibility as a landlord.  The lesson we have learned the hard way is if it is not in the lease, or in the state law, it is allowed. Therefore over the years we have built a 20 page lease that is SUPER detailed.

While many people worry that this would make it hard to find a tenant, in all our years we have only not had ONE tenant sign and that was a couple of months ago.  Once talking to them, I realized that they wanted a rental that would go month to month, and we do not do that as our market is VERY seasonal. So it was a good thing as it can prevent issues down the road. While occasionally we have to alter things in our lease, at the end of the day. I am VERY thankful as it gives both parties the opportunity to walk away  before it becomes an issue during tenancy.

Honestly the couple of times that we had someone baulk and we held our ground, they were the tenant that we were the MOST thankful we had these provisions in our lease. Therefore, if we cannot come to a compromise we are happy to have them pass on our house.

Have you ever had a bad renter? How do you deal with them?

The painful lesson that we have had to learn is there is no such thing as a perfect tenant until they have leave.

Some of our best tenants during their tenancy have been the WORST when they left. Those who were absolutely awful during the tenancy have been the best upon move out because we consistently held our boundaries and would say no.

The reality is the belief of “it doesn’t hurt to ask” is prevalent. The lesson I have learned the hard way over the years is once you give an inch suddenly a mile is taken.

For example, I had a long term military tenant during her tenancy was mostly amazing. She mentored me, and I really respected her. So, I gave her allowances like not showing the house as soon as I wanted because she was pregnant. Than I paid for a cleaning lady to come and clean the home, since we were inconveniencing her.  Of my 30 tenants I have managed, she was the WORST and the only one that had made allowances (because she was a perfect tenant).

What I quickly learned was everyone could be a great renter or an awful renter. It was all how YOU landlord. Once I put together my 20 page lease, and learned to say NO if it was not my expense as a landlord. Things actually became much easier not harder to landlord. It was like people respected me MUCH more when I had boundaries and rules, than when I would bend over backwards to help them!

What sacrifices did you have to make in order to reach this milestone?

Honestly, the key to our success has been sacrifice and willingness to live WAY below our means. When all of our friends were parting in flight school, we were spending our first year of marriage sharing a house with a buddy. When I wanted to get my MBA, instead of getting student loans I graduated debt free by working my TUSH OFF to pay cash by working full time and STILL finishing in 13 months.

Lots of sleep, and family time was sacrificed.

Once we had the careers and income we continued to sacrifice. Instead of buying a huge house when we first move to Hanford, we bought a small starter home and moved later once I had the job. By buying instead of renting we were able to save a lot of money, yet we couldn’t afford to buy a larger home. We have split meals on date night and used points to buy the needed professional clothes. I self manage our rentals saving us over $25,000 a year.

At the end of the day the only way we have been able to get here is by making ton of financial sacrifices to have the funds required.

What kind of work is required from you in order to manage your real estate empire?

Picking up the phone when it RINGS.

Owning rental properties is the most flexible rewarding job I have ever had. It has allowed me to have a flexible schedule that has allowed me to have the same days off as my husband.  I have been able to take a 3 week vacation to Europe to hang out with friends and then attend one of my best friends wedding. I am always able to meet friends for lunch, and be able to truly be able to be “johnny on the spot” when someone needs a babysitter or ride to the airport no matter the day.

On the other hand I am NEVER off duty. I must always pick up the phone, whether it is a maintenance call or an interested tenant in a home. Muphy law has always had that issues only come up when I am busy. I have worked in Fiji right before my husband’s 30 year birthday party and when I leave cell service I have to plan for it.

At the end of the day, I wouldn’t change a minute of it. Not one of my friends has been bothered that while I can always make it I might have to check my phone or answer it. Instead of worrying about how much vacation time I am taking, I just take it. My lack of control over WHEN I work is nothing considering all of the amazing opportunities that have been open up. I truly love what I do and would not change it for anything! 

What’s the best way for a person to get started?

The easiest way to buy a property is to buy one to live in it. The reality is the US tax and mortgage laws are in place to let everyone be able to afford the American dream, aka own a house.

For some people you can truly save a lot of money by buying instead of renting.  There are also numerous loans, VA, FHA, USDA, and Conventional 5%, that are all about providing affordable methods to buy a home.

If you were starting back at ground zero, what would you do differently from the beginning?

If an idea keeps tickling you, make sure you FULLY investigate it at every angle. One of the things that I had always wanted to do was buy cheap houses in our town and do vacation rentals. The few times I looked into it, it just didn’t make sense. Last year we had an aha moment and I figured it out, with my larger homes. This year I had the aha moment on where to find the cheap houses. Unfortunately, the cheap houses are now priced out.

So, I do kick myself that we didn’t go into vacation rentals quicker.

Still, remember in ANY business you will always have AHA moment. I have had so many learning moments that is why I started Reluctantlandlord to help everyone else learn from my mistake. The biggest thing I have had to teach myself is to not let my AHA moments side track or keep me from moving forward. The reality is you just can’t hit everything.

You will not be able to pursue EVERY avenue 100%.

My goal is 80%.

While we missed the vacation phase in the early years, we did hit it hard this past year and it helped us make a lot of money (and time!!) when I had just left my job.

Lastly, what is your very best tipthat you have for someone who wants to reach the same success as you?

Real estate is a VERY personal business. The people that are SUPER successful turned their LIMITATIONS into key points into what makes them who they are as investors.

For example, for us moving all around was a negative and now it is a pillar to my investment plan. It is what make me an amazing long distance investor. My MBA made me awesome in understanding all the inner points of mortgages and distressed property, foreclosures, and finally self managing.

If you copied me you probably would fall on your faces because you don’t have the same stresors and therefore strengths.  Just like I cannot duplicate other strategies. For example, my friend, has done AMAZING in the Bay Area investing in multiplexes.

So, read all the amazing books out there, learn but then adapt it to what fits YOU! 

Remember, it is all about creating a strategy that works to YOUR strengths and weakness.

What questions do you have for Elizabeth? Are you interested in owning rental property?

Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. That is a real estate empire! Although I’ve been looking for a rental property I couldn’t even imagine having eight. That 17% return looks great through (from the income report). Too bad many homes in my area only return 5-8%. I still cant understand how those are being purchased as rentals. Personally I find the return way to low. What are people thinking!?!

    1. Owen,

      We were blessed that we were able to get started in 2011 during the great recession. I personally haven’t found any more investments that would make great rentals since Feb. 2016. While I always keep an eye out for great deals our focus right now is focussed more inward than outward. Thats why we have sold some of our cheaper older properties (rents of 1300-1540) to buy brand new homes (rents of 2100). By exchanging the propeties, we were able to increase our future rent potential with almost no additional equity. Another focus is expanding the current income potential by explore short term rental opportunities.

      Our long term our goal is to own as many propertued as possible. On the other hand the goal is to never buy “stupid”. Therefore, as investors our goal is to know when to buy and when to hold. So right now we are doing more holding than acquiring.

      Happy Investing,

      1. Counting Quarters

        This is a fantastic read. My fiancé and I are looking at turning our home back into a rental since it was a rental before we purchased it. Currently we would be able to rent it out for $300 more a month than the mortgage is on it.

        One of my friends invested heavily (75% of his income) into his sisters real estate business right after graduating college. She has amassed over 50 properties now and has hired managers to deal with the day to day. He still has his job but has a nice monthly paycheck coming in from the rentals.

        1. Counting Quarters,

          That is amazing your friend was able to invest so much. While our highest saving rate was only about 50%, being frugal very frugal aas how we afforded the down payments to build our empire.

          When we got started our houses only cashed flowed $300. Over time rents have increased higher than expenses giving us a great cushion.

          Since you are thinking about renting your house out. You might find this step by step guide on how to self-manage your rentals remotely.

          Happy Landlording,

          Elizabeth Colegrove

  2. Adriana @MoneyJourney

    I really enjoyed reading the interview!
    Real estate is indeed a great way to build wealth. Of course, it’s not for everybody, but personally I find it to be more straight forward than other investing methods.
    Good for Elizabeth for achieving something wonderful at such a young age 🙂

    1. Thank you!! I appreciate it.

  3. Grant @ Life Prep Couple

    Wow that is crazy self managing places all over the country. How were you able to keep get approved for loans? Are you under the 43% debt to income ratio?

    I really want to get into the rental business but I keep hesitating to turn our current home into a rental. Thanks for the always inspiring posts.

    1. Getting approved for loans is more of an art than a science. While there are thousands of expenses one can legally take as a landlord. The key to success as a landlord is not deducting more expenses than your application can support. For example, while you might be able to support a 25,000 worth of expenses. Your loan application more likely than not can’t support that.

      Therefore I ALWAYS make sure that my taxes (which is what my brokers use to calculate my debt to income ratio) always matches what I need to qualify.

      Hope that helps.

  4. So inspirational! I don’t know how you are able to keep up with it all on your own, but that’s incredible. Plus, it’s regular (or mostly regular) income coming in every month. Congrats!

    1. Thanks!

      Yes while it has many moments. The nunerous financial blessings (including regular income) have been so worth it.


  5. Heather @ bizewife

    Great interview!

    I am interested in the loan approval process and if she takes these on as corporate or personal mortgages. One other question: how did you gauge tenant’s willingness (or unwillingness to pay for upgrades). I ask because apts with washer/dryers in NYC fetch a premium.

    1. Heather,

      I take these on as personal mortgages. While I have looked extensively into corporate mortgages, they haven’t made sense yet.

      Gauging tenant’s willingness (or willingness) is both research and trial and error. I research what the competition is offering and price differences. Than I try it out. That’s why owning in one area and REALLY knowing your competition is such an asset.


  6. I love this! Elizabeth is where I want to be. I’m currently stuck at 2 properties, but hoping to expand when we move back to the US in a few years.

    Question for Elizabeth: We’re thinking of selling our LA house next summer since we bought in 2012 and could use the crazy appreciation on that asset to finance multiple new properties. Do you have any experience with (or a plan for handling) capital gains taxes or 1031 exchanges? I’ve heard the 1031’s are a nightmare, but haven’t spoken to anyone with real-world experience with them.

    Great interview and great story!

  7. That’s quite a feature Elizabeth! I wanted to do something like that too but I was uncomfortable with the leverage (debt adverse mindset). My question is how do you deal with the weight of the liability or losing renters if we enter a down market?

    1. Lily,

      The thing to remember is an inhabitable property will always rent, the question is just at what price. As a landlord with 8 rentals who’s monthly mortgage cost exceed incoming income, the key is to avoid vacancy at all costs. Therefore if we ever enter a soft market we are quick to slash prices.

      Another thing is we don’t do is over leverage. While I love putting as little down as possible, we make sure we arent pulling to much money out of our houses. As a rule we keep at least 20-25% into all of our homes before we will cash out refinance or 1031 into a larger more expensive home. One of the things we noticed when evaluating how so many people failed in the recession, is they pulled out soo much money from the house. So we make sure that we are not weaking our portfolio too much in our quest to expand.

      There is always risk with debt. For us its about buying smart investments that through the sweat equity of “dealing” with being a landlord someone else is paying off the houses. For me being on tract to hit our dreams of financial independence in 12 years is worth the stress.

      Elizabeth Colegrove

  8. Kelli

    Great interview!

    Having rental property is what I call ‘the family business’. My parents and aunts and have been doing it for years.

    Real Estate investing can be very lucrative but on the flip side, if you don’t know what you’re doing you can lose your shirt. It can also be very intense; as noted in the interview you are basically on call 24/7. At 28 I purchased a 4-unit apartment building. Right off the bat I had positive cash flow, so that part of the equation was fine. I found that I could not deal with renters.

    Even if you screen carefully, problems can sneak through. The first (and only!) time I had to clean blood off of the apartment wall because the tenants had a fight I decided that this was not for me. Luckily, I sold at the top of the market and doubled my investment. That was my first and last foray into this line of work (and it IS work!). I can finance properties but have absolutely no desire to manage them.

    1. Kelli

      Correction: aunts and uncles

    2. Kelli,

      You are totally right this is most definitely work! Still for all the ulcer inducing moments being a landlord causes, I absolutely LOVE the financial gain. At the end of the day, for a lot of sweat someone else is paying off my 1.3 million dollar portfolio while allowing me to enjoy the appreciation and cash flow.


  9. I totally agree dealing with difficult tenants and having alot of debt are definitely a downside to owning real estate. For me its all worth it, as I love the freedom that being a self-employed landlord offers. For example, even though this is my busy season i was still able to go on a girls trip to alaska. Since I can work from anywhere!

  10. I totally agree! Real Estate is awesome!!

    Great to connect.


  11. Sarah Penner

    I really connect with this interview on so many levels. I grew up with the Navy.
    I’m two hours south of Elizabeth.

    I’ve been living in a condo for the last 5 years that I’ve got rental ready, and enough equity to begin saving for #2 in the states (I’m in Canada).
    I have a few ways to do this specifically, but I have so many questions.

    1. Sarah Penner

      North of Elizabeth. Haha tired brain.

    2. Sarah,

      Congratulations on having such a huge nest egg. Feel free to connect with me. I am always happy to help.


  12. Cara

    I currently own five rental properties in my hometown and I know how much work it can be at times, I can’t imagine managing them long distance. I am impressed that you have so many properties at such a young age. I wish I had started in my twenties. Keep up the good work! Thanks for sharing your story.

    1. Thanks!!

      5 houses is awesome. So jealous about all your houses being in one location. That is a long term goal once my husband retires from the navy.

  13. Thank you for your kind words!

    I whole heartily agree. To be succesful investor you have love it. If I dis not love what I do. I doubt I would be as willing to tolerate the horrible days or to put in the hours to

  14. Stacy

    We what amazing books do you recommend reading?

  15. Tyler DeBroux

    Very Inspiring! I recently purchased a duplex as my first rental property this past January. I can honestly say I’m really enjoying being a landlord and constantly glancing at the housing market for deals to purchase another one in the near future.

    1. Tyler,

      Isn’t it addictive 🙂 I LOVE real estate investing.


  16. BMG

    I’m loving this interview series Michelle. Lots of gold nuggets in here (no pun intended). Have you considered doing this as a podcast as well?

    Just a thought. Keep up the excellent work!

  17. More 20-somethings should start investing in real estate like you have, Elizabeth! I think a big misconception about real estate investing is that you need a lot of money to get started. You don’t!

    My first property was a 4-unit property in a suburb of Los Angeles. I lived in one unit and rented out the other three. Single at the time, I also rented out the bedroom in my unit and slept on a mattress in the living room. And guess what? Through the FHA program that you mentioned, I only had to put 3.5% down!

    This was an incredible deal and has proved to be a major boost to my net worth. I’ll give you 4 reasons: 1) I was living for free while my friends were paying through the nose for L.A. rent, 2) I was building equity as my tenants paid down my mortgage, 3) I was cash flowing hundreds of dollars a month, and 4) I got 4 units an hour from Downtown L.A. for a mere $15,000 out of pocket, and the property has already substantially appreciated.

    The FHA fourplex strategy really is a no-brainer for single Millennials. If one does nothing else in real estate, they will have succeeded by getting into a fourplex as a young man or woman with only 3.5% down.

    Assuming the rents cover their expenses, in 30 years when they’re in their 50s and the mortgage is paid off, and they’ve done the smart thing by raising the rents over the years, they will be sitting on a million-dollar asset that cash flows thousands of dollars per month at the cost of a measly $15k or so out-of-pocket when they were 20-something.

    I can’t think of any better way for young people with limited resources to prepare for their future so early on in life with so little cash out-of-pocket.

    1. I couldn’t have said it better myself!! Our goal is to let our tenant pay off our mortgages for simple sweat equity!

      That is why I LOVE real estate!!!!!


  18. Hi Elizabeth,

    That was an amazing success story. Recently, I started documenting my AHA moment and I can tell you that it was one of the best decisions I’ve made since I started blogging.

    There are moments in life one need not to let go. The revolution it brings is enough establish one.

    Looking at your response, Elizabeth, you have made me develop interest in real estate. Now is the moment to start researching before I’ve made enough money to pay.

    Thanks Michelle for bringing her on. It was a mind-blowing one.



    1. AW! Thank you!

      So happy you found the interview helpful. While Real Estate has had some of the biggest emotional ups and down, it has been the BEST thing for us financially.


  19. Thanks for the kind words!! So happy you found it helpful!

    If you are looking for more resources. You should join us at the Reluctantlandlord facebook group.

  20. Ms Frugal Asian Finance,

    You are too kind. Thank you for your support! I totally agree that people look at you differently as a female investor. I once had a mortgage broker ask me after if I wanted to take it home to my husband so he could explain everything to me. She even offered to schedule an appointment the next day so my husband could talk to her after he had a chance to explain everything too me!

    She learned real quick who had the MBA and experience pushing 8 mortgages through when I had to correct her on her VA loan calculations.


  21. Glad you found this article helpful. Good luck!

  22. Bradley

    Do you recommend any good books?

  23. Greg

    after 20 years of being of your husband being told where to live? I thought you were 29……..

    1. I believe she’s talking about the future.

  24. lsabel

    Thanx Elizabeth im doing it without understanding i didnt even know its real Estate iv got 3 properties but havent started with da other 2 only renting one thats where i got enthusiasm you added a lot u are great girl thanx for encouraging us we taking further steps.soon

  25. Pete

    Well said Elizabeth. The same strategy won’t work for everyone, you have to learn to adjust to your strengths and weaknesses. The same principle worked for Robert Slack. He was 67 and dead broke, and 5 years later he’s selling over one hundred million in real estate every month and spending over 600k in leads,

  26. lisa

    What is the situation with short term rentals in McAllen Texas?

  27. Farooq Shah

    Inspiring interview with Elizabeth Colegrove! Her journey from a military wife to a successful real estate investor is truly remarkable. The dedication, sacrifices, and strategic thinking she and her husband applied to build their real estate empire are commendable. Elizabeth’s advice on adapting strategies to fit your own strengths and weaknesses is spot on. A must-read for anyone considering real estate investing!