Free Debt Payoff Plan Worksheet

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Michelle Schroeder-Gardner

Last Updated: August 9, 2024

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Click here to download the PDF

Debt Payoff Plan

Click here to download the PDF


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Thanks for this! We’re currently in the process of trying to pay off some debt a few years in advance. I’m a visual person, so being able to see everything written down like this is super gratifying!

  2. Diane taber

    Hi we want to go and pay off all our debts and get current with things.

  3. Des

    I read all of these and try to budget but what happens when your bills are more than or close to same amount that you make a month? Selling house isn’t an option but losing it isn’t either… thanks to both of us having new jobs we now make way less then before. How do you pay off debt and get back on track when your only earning close to same amount as your bills??