Making Sense Of Cents

Learn how to make extra money, how to save money, how to start a blog, and more.

JOIN OVER 300,000
MONTHLY READERS!
  • HOME
  • BLOG
  • About
  • Categories
    • SAVE MONEY
    • Side Job Ideas
    • Blogging Tips
    • Budget Tips
    • Career Advice
    • College
    • Pay Off Debt
    • Extra Income
    • My Life
    • Minimalism
    • Pet-Related
    • Real Estate Help
    • Retirement
    • Product Reviews
    • Self-Employment Tips
    • Travel
      • RV Life
      • How To Get A Cruise For Cheap Or Even FREE!
    • Wedding
  • How To Start a Blog
  • FREE FB GROUP
  • Recommendations
  • Contact
    • Contact
    • Advertise
    • Blog/Website Coaching Services
  • How To Save Money
  • Make Extra Money
  • Blogging Courses
    • Affiliate Marketing Course
    • Making Sense of Sponsored Posts
  • Travel

Money Do List

December 12, 2019 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a sponsored partnership with Frost Bank. All opinions are 100% my own.

Having money talks with your significant other is extremely important for financial success.

When you decide to enter a serious relationship with someone, I highly recommend having regular serious conversations about money.

Unfortunately, many people completely skip over this valuable step.

Some people don't like talking about money because their issues become too real and don't want to face reality. They may even feel shame about their financial mistakes, or they may feel that they aren't doing as well as others.

Or, they may just not know what they are doing!

But, you are not going to reach financial success in life if you don't start learning about money.

And, a great way to learn about money is to talk about it openly with those around you. [Read more…]

5 Comments
Filed Under: Budget Tagged With: Budget

How we’ve saved $130,000 for our children’s education fund in 9 years

December 6, 2019 BY Michelle Schroeder-Gardner - 3 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you have children? Do you think you might have children someday?  If the answer is yes, then you may be wondering about college costs. Here's an article from a reader who has saved $130,000 for their children's education fund in 9 years. Enjoy!

College education keeps getting more and more expensive.  Many (not all) higher paying jobs require a post-secondary education of some sort. 

Saving money for your kids will give them a great head start in life.  It will also reduce the burden on you when it comes time to help them out! 

Today, I am going to tell you how we've saved $130k for our children's education fund in 9 years.   

Related content:

  • I Thought I Was Too Good For Community College
  • 21 Ways You Can Learn How To Save Money In College
  • Cutting College Costs: Understanding The Cost And Value Of Your Degree
  • How I Paid Off $40,000 In Student Loans in 7 Months

 

About Mr Fundamental

I am 39 years old and a computer engineer.  My wife, Mrs Fundamental, and I live in Canada with our three lovely children.  

We have a 9 year-old daughter, and 7 year-old boy/girl twins.  My wife is an amazing stay-at-home mom.  As a result, this has saved us huge amounts in day-care expenses over the years.  [Read more…]

3 Comments
Filed Under: Budget, College, School Tagged With: Budget, College, School

Do you need travel medical insurance if you travel long-term?

December 2, 2019 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a sponsored partnership with SafetyWing travel medical insurance. All opinions are 100% mine.

Do you need travel medical insurance if you travel long-term? #fulltimetravel #travelmedicalinsurance #digitalnomadI have been traveling full-time for several years now.

While before it was mainly in the US by RV, and due to laziness, I had never looked into travel medical insurance.

I just always thought that I was fine.

Almost invincible – like nothing bad would happen to me while traveling!

However, lately, I have been hearing horror stories from friends, of those who travel and have had accidents and/or medical emergencies while traveling. Due to that, I recently started looking into the best travel medical insurance.

We are about to leave the U.S. on our sailboat, and travel health insurance is something that we desperately need. [Read more…]

2 Comments
Filed Under: Budget, Travel Tagged With: Budget, Travel

Everything You Need To Know About How To Build Credit

November 18, 2019 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Everything You Need To Know About How To Build Credit #howtobuildcredit #moneymanagementtipsDo you want to learn how to build credit?

While you might be intimidated, it doesn’t have to be hard!

I learned how to build credit at 18 by opening a credit card offer that came in the mail. My first credit card had a small limit around $300.

I never maxed it out, and there were really no benefits. But, it didn’t have a monthly fee, and it helped me learn how to build credit.

My credit score is now over 800 and considered excellent.

I don't rely on my credit score and credit history, but I know that it impacts my life in many different areas — from insurance, to loans, to my cell phone bill. [Read more…]

2 Comments
Filed Under: Budget, Debt Tagged With: Budget, Debt, How to build credit

Can Buying Things Really Make You A Happier Person?

November 11, 2019 BY Michelle Schroeder-Gardner - 13 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Have you ever bought something thinking that it would improve your mood?

I'm sure you have. In fact, we probably all have!

When I was younger, I used to have a crazy spending problem. I would either go out to eat or spend money on clothing after a stressful day at work.

I would tell myself that I deserved it for having such a bad day. 

But then, the bad days happened over and over again.

Instead of trying to find the root of the problem, I would simply spend money that I absolutely did not have.

While I didn’t go into credit card debt, I was close to it. I spent money on things I definitely didn’t need, and this was causing me to live in a paycheck to paycheck lifestyle. [Read more…]

13 Comments
Filed Under: Budget Tagged With: Budget

How To Be More Productive: 17 Tips To Help You Live A Better Life

November 4, 2019 BY Michelle Schroeder-Gardner - 19 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you wanting to learn how to be productive?

Are you wanting to learn how to be productive? If you want to learn how to concentrate and how to have a productive day, then read this. #howtobeproductive #productivitytipsAre you feeling like you aren't as productive as you usually are? Or, perhaps life is really busy right now and you want to be able to manage it all better.

Many people struggle with how to be productive. We all have lots of things to do and sometimes we can accomplish them all, and other times it is very difficult.

I go through productivity spurts.

At times, I feel like I can accomplish anything and everything, and other days I don't even know what (if anything) I did all day. 

This is an area that I am constantly working on, and perhaps you are too.

Sometimes I am distracted by so many different things that it has caused me to waste a huge amount of time. Therefore, I have not been able to live in the moment like I would really like to.

[Read more…]

19 Comments
Filed Under: Budget, Career, Debt Tagged With: Budget, Extra Money, how to be productive, Life

How To Get Rid Of A Timeshare – Stop Wasting Your Money!

October 28, 2019 BY Michelle Schroeder-Gardner - 58 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Every once in a while I get a question from a reader about how to get rid of a timeshare. Sometimes the person is asking for themselves, but other times, they are trying to help a friend or family member.

The problem is that timeshares aren’t as amazing as the salesperson claims they are. They are expensive, you probably won’t use them as much as you think, timeshare resale values are incredibly low making them hard to sell, and more.  #howtogetridofatimeshare #timeshare #traveltipsThe problem is that timeshares aren’t as amazing as the salesperson claims they are. They are expensive, you probably won’t use them as much as you think, timeshare resale values are incredibly low making them hard to sell, and more. 

So, if you have been thinking about purchasing a timeshare or if you are wondering how to get rid of a timeshare, today's article is for you.

Many adults have attended a timeshare presentation, and even more have been asked to attend one. You are usually offered something if you stay the whole time, such as a free vacation, an iPad, a cruise, or something else that is quite enticing. And, that's how they get you interested.

All you have to do is listen to the presentation and get your free gift. Sounds simple enough, right? [Read more…]

58 Comments
Filed Under: Budget, Debt, Travel Tagged With: Budget, Debt, how to get rid of a timeshare, timeshare, Travel

  • 1
  • 2
  • 3
  • …
  • 104
  • Next Page »

Hello and welcome!
My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.
Follow on Bloglovin

Subscribe Via Email

As Seen On

Subscribe Via Email

HOME
CONTACT

POPULAR POSTS
How To Make Money Blogging
How To Start A Blog Tutorial
I Paid $40K In Student Loans By 24
75 Ways To Make Extra Money

PRIVACY POLICY
TERMS OF USE
DISCLAIMER / EARNINGS DISCLAIMER

Copyright © 2019. All Rights Reserved.

© 2019 Making Sense of Cents
Design by Swoon & Co. Creative