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Setting Goals For The New Year – Set 2022 Goals You Can Keep!

Last Updated: March 18, 2022 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Have you thought about setting goals for the new year?

At the end of the year or the beginning of a new year, it’s only natural to reflect on the past year and think about your future.

Perhaps in the past year you were happy, upset, or even indifferent.setting goals for the new year

The previous year wasn’t normal for many, many people, and you can have any number of feelings about it.

But now that 2021 is almost over, if you could do anything in 2022, what would you choose? Do you want to focus on your financial life? Want to build better personal relationships? Focus on self-improvement, physical health, or your job?

There are so many different areas to focus on, and now is a great time to think about what you want for your life in the future!

Whether you want to call it a New Year’s resolution or a goal, either can be a great way to think about what’s important to you so you can create a better future.

And, setting goals for the new year is a long standing tradition.  [Read more…]

5 Comments
Filed Under: Budget, Goals, Life Tagged With: Budget, Goals, Life

10 Ways To Stop Comparing Yourself To Others & Love Who You Are

Last Updated: October 8, 2021 BY Michelle Schroeder-Gardner - 14 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Comparing yourself to others is one of the easiest things to do these days. We scroll through social media and see what other people are doing with their lives, and it’s so easy to start thinking about how your life matches up to theirs.10 ways to stop comparing yourself to others

Without even realizing it, you’re thinking about how perfect their life looks.

They’re on what has always been your dream vacation, they have a better house, they appear to be doing better financially, and so on.

Even though you have no idea what their life is actually like, you’re measuring yours against theirs, which can often lead to some really negative thoughts.

Maybe you feel you’re not good enough, not successful enough, you may feel jealous or angry, and so on. In today’s age, it can be easy to spend hours scrolling on social media and simply feel bad about yourself the whole time.

For some people, comparisons can lead to spending money to keep up with others, wasting time dwelling on others, and any number of negative behaviors. [Read more…]

14 Comments
Filed Under: Budget, Life Tagged With: Life

My Best Advice For Graduates – 16 Tips Every Graduate Needs To Hear

Last Updated: March 18, 2022 BY Michelle Schroeder-Gardner - 3 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you wondering what is the best advice for graduates? Whether you or someone you know is graduating high school or college, I have some great tips and wisdom to share.best advice for graduates

Graduating is a life changing experience.

You’ve worked incredibly hard to reach this achievement, and it’s both a stressful and exciting time.

You might be wondering what you’re going to do next with your life, or you may have a plan. There were times when I felt like I knew exactly what I wanted to do after graduation, but I was also completely clueless at times too. 

Graduation means you’re moving onto the next phase of your life, which is why it’s both so scary and thrilling.

It only makes sense that you would be looking for the best advice for graduates. [Read more…]

3 Comments
Filed Under: Budget, Career, Life Tagged With: Budget, Career, Life

2020 Business and Life Review

Last Updated: March 17, 2022 BY Michelle Schroeder-Gardner - 56 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Welcome to my 2020 Business and Life Review!

Usually, I separate my travel and business annual review content into two separate blog posts, but this year I’ve decided to combine it into one.

2020 was a different kind of year, and I’m sure nearly everyone would agree with that statement.

It was a tough year for a lot of people, and I completely understand.

I feel very grateful for the life that I get to live, but it was a hard year for me as well. I lost two important family members in my life, my grandma as well as my dog who was my best friend for almost 14 years.

[Read more…]

56 Comments
Filed Under: Life, Travel Tagged With: Life, Living on a sailboat, RV, Travel

9 Tips To Wake Up Early & Why It Feels So Good

Last Updated: June 7, 2021 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you want to learn how to wake up early?

how to wake up earlySome people are early birds and others are night owls. For me, I go both ways. Sometimes I am good at going to bed early and then wake up early in the morning.

Then I go through phases when I stay up late, really late, and then wake up late in the day.

Some of the early birds I know may laugh at this because I know many who wake up at 4 a.m., and I’m definitely not one of those people. 

You don’t have to wake up at 4 a.m. to be an early bird, unless you really want to. I’m just talking about how to wake up early in the morning, maybe just an hour or two, instead of waking up in a rush for work or regularly sleeping in until the afternoon.

Now, some of you may think I’m crazy for suggesting that you even think about waking up earlier in the day. [Read more…]

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Filed Under: Life Tagged With: how to wake up early, Life

15 Things To Stop Being Scared Of So You Can Be Rich, Happy, And Successful

Last Updated: December 27, 2020 BY Michelle Schroeder-Gardner - 6 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Being scared is a natural reaction, but a lot of good things can and will be scary.

Stop Being ScaredOften, people are scared when things are changing, like if you’re starting a new job, getting married, or any other major life event. It’s only natural to be a little scared about how things will turn out.

You might be scared when you are trying to do something that is difficult, like paying off debt. What if it takes you longer than you had hoped? What about the sacrifices you will have to make? 

Being scared happens when you do or try things that are new or outside of your comfort zone, and everyone feels scared from time to time. You may not believe that you cannot achieve what you are setting out to do.

But, you have to push through these negative moments and realize that you are holding yourself back if you want to start overcoming fear and let yourself move forward and do something new. [Read more…]

6 Comments
Filed Under: Budget, Life, Travel Tagged With: Life, Stop being scared, Travel

Ask Me Anything

Last Updated: February 8, 2020 BY Michelle Schroeder-Gardner - 179 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

It’s been a long time since my last Ask Me Anything here on Making Sense of Cents.

Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here are a few of the topics you may want to know more about:

  • Personal finance
  • Blogging
  • My life
  • Travel
  • RVing
  • Sailing
  • Being location independent
  • Business
  • Making extra money
  • Questions about my dogs

And so on, and so on.

Seriously, ask me anything in the comments below, and I will take the time to answer every single one. Of course, please nothing inappropriate or creepy. I’ll let you be the judge of what is creepy, I guess, haha!

All right, go for it, ask away!

 

P.S. If you’re looking to see all of the comments and questions, make sure to hit “Older Comments” or “Newer Comments” below. The comments break apart in pages once there are over 50 comments.

179 Comments
Filed Under: Life Tagged With: Ask me anything, Life

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Hello and welcome!
My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.

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