If it is important to you, you will find a way. If not you will find an excuse.” ― Anonymous
As a financial writer, I hear a lot of reasons for why a person can't pay off debt, save more money, retire, travel more, and so on. While some of these are legitimate reasons and there are people who are stuck in a bad situation, I find that some people are just bad with money.
I honestly do know that some people have a much harder life than others.
But, I’m talking about people who keep justifying poor financial choices with excuses that prevent them from living the life they want.
These are things like why someone “needs” a brand new car or huge house. Choosing those things doesn’t make you bad with money, it’s when you let them be the reason you aren’t able to work towards more important financial goals.
If you want to be better with your money, you’re going to have to stop making excuses and start making better choices. [Read more…]