Do you want to learn how to build credit?
While you might be intimidated, it doesn’t have to be hard!
I learned how to build credit at 18 by opening a credit card offer that came in the mail. My first credit card had a small limit around $300.
I never maxed it out, and there were really no benefits. But, it didn’t have a monthly fee, and it helped me learn how to build credit.
My credit score is now over 800 and considered excellent.
I don’t rely on my credit score and credit history, but I know that it impacts my life in many different areas — from insurance, to loans, to my cell phone bill. [Read more…]