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Setting Goals For The New Year – Set 2022 Goals You Can Keep!

Last Updated: March 18, 2022 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Have you thought about setting goals for the new year?

At the end of the year or the beginning of a new year, it’s only natural to reflect on the past year and think about your future.

Perhaps in the past year you were happy, upset, or even indifferent.setting goals for the new year

The previous year wasn’t normal for many, many people, and you can have any number of feelings about it.

But now that 2021 is almost over, if you could do anything in 2022, what would you choose? Do you want to focus on your financial life? Want to build better personal relationships? Focus on self-improvement, physical health, or your job?

There are so many different areas to focus on, and now is a great time to think about what you want for your life in the future!

Whether you want to call it a New Year’s resolution or a goal, either can be a great way to think about what’s important to you so you can create a better future.

And, setting goals for the new year is a long standing tradition.  [Read more…]

5 Comments
Filed Under: Budget, Goals, Life Tagged With: Budget, Goals, Life

Learn How To Set 2022 Resolutions — Make This Year The Best Yet!

Last Updated: December 2, 2021 BY Michelle Schroeder-Gardner - 7 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Have you thought about your 2022 resolutions yet?Learn How To Set 2022 Resolutions

The new year can be an excellent occasion to think about what is possible in your near future. It’s an exciting time to make plans and challenge yourself in the new year. 

Some people start planning their 2022 resolutions weeks or months in advance. They think about the failures and successes they’ve had this year and how they can do more in the new year. 

When people set resolutions for themselves, they can be big or small.

Remember, it’s all about doing things to better yourself, and nothing is too small for that. You may want to get serious about paying off your debt or finally start investing. Or, it can be something like taking up a new hobby, getting outside more, or cutting out soda.

Setting resolutions is a long standing tradition.

However, only about 8% of people actually achieve their New Year’s resolutions each year. And, only 75% of those who are setting 2022 resolutions will follow through with them after the first week of the year. [Read more…]

7 Comments
Filed Under: Budget, Goals Tagged With: 2020 resolutions, Budget, Goals

Your Financial Freedom Checklist

Last Updated: July 5, 2021 BY Michelle Schroeder-Gardner - 17 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Financial freedom.

Financial freedom. Everyone wants to reach it but not everyone puts in the effort to make that a reality. Well, today, I want that to change. Money isn't everything, but to improve your life, it can make things easier if you are smart about it.Everyone wants to reach it, but not everyone puts the same amount of effort in making it a reality.

Well, today, I want that to change. Money isn’t everything, but to improve your life, it can make things easier if you are smart about it. And, having a financially secure future is one of the smartest ways to use your money.

Here’s exactly what I mean when I use the term financial freedom:

Financial freedom is when you are able to live life without constantly worrying about money. It’s when you feel comfortable enough to follow your passion, instead of thinking about the income you are bringing in. It allows you to not stress about an unexpected expense because you have an emergency fund.

Financial freedom isn’t about how much money you make. It’s about how much you save, your financial habits, your financial goals, and more.

Depending on your situation and what you want out of life, you may be able to think of some things to add to that list.

So, whether you have a financial goal for this year, if you’re creating a five year plan, or whatever your goal may be, here is a financial freedom checklist so that you can start improving your financial life. As you knock each one off of the list, you’ll get closer and closer to financial freedom! [Read more…]

17 Comments
Filed Under: Budget, Debt, Goals Tagged With: Budget, Debt, Financial freedom, Financial goals, Goals

How To Reach Your 2022 Goals – Setting Goals for 2022

Last Updated: March 17, 2022 BY Michelle Schroeder-Gardner - 40 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Wow, can you believe that the year is almost over? This means that it’s the time of year when people start thinking about their 2022 goals. It’s only normal, a new year offers the possibility for a new you, right?How To Reach Your 2022 Goals

However, only about 8% of people actually achieve their resolutions each year. And, only 75% of those who set goals follow through with them after the first week of the year.

It’s crazy that 25% of people stopped working towards their goals after just the first week!

So today, I’m going to help you find ways stick to your 2022 goals and become successful with them in the new year. Let’s make your 2022 goal list a reality!

Posts related to 2022 goal setting:

  • 18 Ideas To Simplify Your Life
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  • How To Save 50% Or More Of Your Income
  • 8 Things To Sell To Make Money
  • 30+ Ways To Save Money Each Month

And, before you throw out the idea of goal setting and New Year’s resolutions, or judge people who are doing so, please keep this quote from Statistic Brain in mind: [Read more…]

40 Comments
Filed Under: Budget, Goals, Life Tagged With: 2018 Goal Setting, 2018 Goals, Budget, Goals, Life

How To Get Rich: The Steps To Build Wealth Now

Last Updated: May 13, 2021 BY Michelle Schroeder-Gardner - 35 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The average person probably wants to learn how to get rich.

The average person wants to learn how to get rich. If that's you, read more here so that you can learn how to become rich with no money, at any age, etc. Read this if you want to learn how to get rich quick and fast, make more money, learn new ideas, how to get rich young, my best tips, and more!While many think figuring how to get rich may be impossible, I’m here to tell you that it isn’t. And no, you don’t need to win the lottery or become a professional athlete.

The meaning of wealth and being rich means something different to everyone. For some, it means having lots of money, for others it may mean having a positive net worth, and for others it may be to retire one day.

Whatever your definition of “rich” is, everyone has the potential to build and improve their financial situation.

If you want to be rich one day, then you’ll have to form good financial habits now, work hard, and reach outside of the norm.

Learning how to get rich won’t be easy – but what good things come easy anyways?

For many people, learning how to get rich may seem impossible and completely unattainable, but that’s simply not true. [Read more…]

35 Comments
Filed Under: Budget, Retirement Tagged With: Budget, Goals, How To Get Rich, Retirement

Setting Great Yearly Goals – Let’s Make This Year Amazing

Last Updated: March 19, 2022 BY Michelle Schroeder-Gardner - 75 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Did you know that only around 8% of people actually achieve their resolutions each year?Setting Great Yearly Goals - Let's Make This Year Amazing

Also, another interesting statistic is that only 75% of those who set resolutions follow through with them after just the first week. Yes, that means that 25% give up THAT soon!

As you can see, the majority of people don’t make it far with their yearly goals.

However, that doesn’t mean you have to be included in that statistic.

Before you completely throw out the idea of New Year’s resolutions and judge people who create them, please keep the below statistic from Statistic Brain in mind:

People who explicitly make resolutions are 10 times more likely to attain their goals than people who don’t explicitly make resolutions.

This is why setting yearly goals for yourself is so important. You are much more likely to stay motivated and reach your goals when you actually set them. [Read more…]

75 Comments
Filed Under: Budget, Goals Tagged With: Budget, Goals

How To Get Back On Track With Your Goals

Last Updated: December 20, 2021 BY Michelle Schroeder-Gardner - 45 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

How To Get Back On Track With Your GoalsWe’re nearing the end of the year. Due to that, you may be thinking about the resolutions/goals you set for the year or you may be thinking about different goals that you set earlier this year.

Update: How To Set And Reach Goals In The New Year

If you’re reading this post, there may be a chance that you’ve fallen off track with your goals. However, you may be looking to learn about how to get back on track.

Not all goals are met and everyone has experienced falling off track.

I’ve fallen off track, you’ve fallen off track – everyone has fallen off track with their goals before.

Whatever your case may be, you may be feeling a little upset that you were unable to reach your goals. You may have fallen off track with your plan, you may have completely forgotten about your goals, or you may even feel like you already failed.

No matter what your reasoning is for falling off track, there are plenty ways to get back on track with your goals and be successful with them. Don’t let this small hiccup prevent you from trying again!

Below are some of the many ways you can learn how to get back on track. Yes, you can end your year strong and reach the goals you have been trying for. Whether you have financial, health, career, or other goals, the tips below can help you reach them. [Read more…]

45 Comments
Filed Under: Budget, Goals Tagged With: Budget, Goals

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My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.

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