Goals Archives - Making Sense Of Cents

Your Financial Freedom Checklist

March 21, 2018 BY Michelle Schroeder-Gardner - 18 Comments

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Financial freedom.

Financial freedom. Everyone wants to reach it but not everyone puts in the effort to make that a reality. Well, today, I want that to change. Money isn't everything, but to improve your life, it can make things easier if you are smart about it. Everyone wants to reach it, but not everyone puts the same amount of effort in making it a reality.

Well, today, I want that to change. Money isn't everything, but to improve your life, it can make things easier if you are smart about it. And, having a financially secure future is one of the smartest ways to use your money.

Here’s exactly what I mean when I use the term financial freedom:

Financial freedom is when you are able to live life without constantly worrying about money. It's when you feel comfortable enough to follow your passion, instead of thinking about the income you are bringing in. It allows you to not stress about an unexpected expense because you have an emergency fund.

Financial freedom isn't about how much money you make. It's about how much you save, your financial habits, your financial goals, and more.

Depending on your situation and what you want out of life, you may be able to think of some things to add to that list.

So, whether you have a financial goal for this year, if you're creating a five year plan, or whatever your goal may be, here is a financial freedom checklist so that you can start improving your financial life. As you knock each one off of the list, you'll get closer and closer to financial freedom! [Read more…]

How To Reach Your 2018 Goals – Setting Goals for 2018

December 18, 2017 BY Michelle Schroeder-Gardner - 43 Comments

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Wow, can you believe that 2017 is almost over? This means that it's the time of year when people start thinking about their 2018 goals. It's only normal, a new year offers the possibility for a new you, right?

However, only about 8% of people actually achieve their resolutions each year. And, only 75% of those who set goals follow through with them after the first week of the year.

It’s crazy that 25% of people stopped working towards their goals after just the first week!

So today, I'm going to help you find ways stick to your 2018 goals and become successful with them in the new year. Let's make your 2018 goal list a reality!

Posts related to 2018 goal setting:

And, before you throw out the idea of goal setting and New Year’s resolutions, or judge people who are doing so, please keep this quote from Statistic Brain in mind: [Read more…]

How To Get Rich: The Steps To Build Wealth Now

March 29, 2017 BY Michelle Schroeder-Gardner - 37 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The average person probably wants to learn how to get rich.

The average person wants to learn how to get rich. If that's you, read more here so that you can learn how to become rich with no money, at any age, etc. Read this if you want to learn how to get rich quick and fast, make more money, learn new ideas, how to get rich young, my best tips, and more! While many think figuring how to get rich may be impossible, I'm here to tell you that it isn’t. And no, you don't need to win the lottery or become a professional athlete.

The meaning of wealth and being rich means something different to everyone. For some, it means having lots of money, for others it may mean having a positive net worth, and for others it may be to retire one day.

Whatever your definition of “rich” is, everyone has the potential to build and improve their financial situation.

If you want to be rich one day, then you'll have to form good financial habits now, work hard, and reach outside of the norm.

Learning how to get rich won't be easy – but what good things come easy anyways?

For many people, learning how to get rich may seem impossible and completely unattainable, but that’s simply not true. [Read more…]

Setting Great Yearly Goals – Let’s Make 2016 Amazing

December 30, 2015 BY Michelle Schroeder-Gardner - 77 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Setting Great Yearly Goals - Let's Make 2016 Great

Did you know that only around 8% of people actually achieve their resolutions each year?

Also, another interesting statistic is that only 75% of those who set resolutions follow through with them after just the first week. Yes, that means that 25% give up THAT soon!

As you can see, the majority of people don’t make it far with their yearly goals.

However, that doesn't mean you have to be included in that statistic.

Before you completely throw out the idea of New Year's resolutions and judge people who create them, please keep the below statistic from Statistic Brain in mind:

People who explicitly make resolutions are 10 times more likely to attain their goals than people who don’t explicitly make resolutions.

This is why setting yearly goals for yourself is so important. You are much more likely to stay motivated and reach your goals when you actually set them. [Read more…]

How To Get Back On Track With Your Goals

November 6, 2015 BY Michelle Schroeder-Gardner - 48 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

How To Get Back On Track With Your Goals We’re nearing the end of the year. Due to that, you may be thinking about the resolutions/goals you set for 2015 or you may be thinking about different goals that you set earlier this year.

Update: 2018 Goals – Setting Goals for 2018 – How To Set 2018 Personal Goals

If you're reading this post, there may be a chance that you’ve fallen off track with your goals. However, you may be looking to learn about how to get back on track.

Not all goals are met and everyone has experienced falling off track.

I’ve fallen off track, you’ve fallen off track – everyone has fallen off track with their goals before.

Whatever your case may be, you may be feeling a little upset that you were unable to reach your goals. You may have fallen off track with your plan, you may have completely forgotten about your goals, or you may even feel like you already failed.

No matter what your reasoning is for falling off track, there are plenty ways to get back on track with your goals and be successful with them. Don’t let this small hiccup prevent you from trying again!

Below are some of the many ways you can learn how to get back on track. Yes, you can end 2015 strong and reach the goals you have been trying for. Whether you have financial, health, career, or other goals, the tips below can help you reach them. [Read more…]

Life Update And Travel Pictures

September 25, 2015 BY Michelle Schroeder-Gardner - 51 Comments

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Digital Nomad Hello everyone!

Time for another life, goals, and food budget update. I can't believe it's already been two months since I last did a life update.

Life has been excellent the past two months.

We are starting to get used to the RV lifestyle, working on the road is going well, we've been spending tons of quality time with friends and family, and more.

Continue reading below for my life update and October goals. [Read more…]

Life Update – Our House Finally Sold!

July 29, 2015 BY Michelle Schroeder-Gardner - 62 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hello everyone!

Time for another life, goals, and food budget update. It's been TWO months since I last did a life update.

The last two months have been pretty crazy and many things have changed.

Between buying an RV, moving the rest of our stuff from our house in St. Louis to Fruita, selling our house, traveling “home” to St. Louis several times, working, and more, you can trust me when I say that I am tired!

I won't lie though – it's been a fun few months too.

We've made many life changes this year and while there have been some stressful moments (mainly with the home sale), everything seems to be going as planned right now (knock on wood).

Continue reading below for my life update and August goals.

[Read more…]

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