Goals Archives - Making Sense Of Cents

Learn How To Set 2021 Resolutions — Make This Year The Best Yet!

Last Updated: January 2, 2021 BY Michelle Schroeder-Gardner - 7 Comments

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Have you thought about your 2021 resolutions yet?

The new year can be an excellent occasion to think about what is possible in your near future. It’s an exciting time to make plans and challenge yourself in the new year.

Some people start planning their 2021 resolutions weeks or months in advance. They think about the failures and successes they’ve had this year and how they can do more in the new year.

When people set resolutions for themselves, they can be big or small.

Remember, it’s all about doing things to better yourself, and nothing is too small for that. You may want to get serious about paying off your debt or finally start investing. Or, it can be something like taking up a new hobby, getting outside more, or cutting out soda.

Setting resolutions is a long standing tradition.

However, only about 8% of people actually achieve their New Year’s resolutions each year. And, only 75% of those who are setting 2021 resolutions will follow through with them after the first week of the year. [Read more…]

Your Financial Freedom Checklist

Last Updated: July 5, 2021 BY Michelle Schroeder-Gardner - 17 Comments

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Financial freedom.

Everyone wants to reach it, but not everyone puts the same amount of effort in making it a reality.

Well, today, I want that to change. Money isn’t everything, but to improve your life, it can make things easier if you are smart about it. And, having a financially secure future is one of the smartest ways to use your money.

Here’s exactly what I mean when I use the term financial freedom:

Financial freedom is when you are able to live life without constantly worrying about money. It’s when you feel comfortable enough to follow your passion, instead of thinking about the income you are bringing in. It allows you to not stress about an unexpected expense because you have an emergency fund.

Financial freedom isn’t about how much money you make. It’s about how much you save, your financial habits, your financial goals, and more.

Depending on your situation and what you want out of life, you may be able to think of some things to add to that list.

So, whether you have a financial goal for this year, if you’re creating a five year plan, or whatever your goal may be, here is a financial freedom checklist so that you can start improving your financial life. As you knock each one off of the list, you’ll get closer and closer to financial freedom! [Read more…]

How To Reach Your 2021 Goals – Setting Goals for 2021

Last Updated: November 27, 2020 BY Michelle Schroeder-Gardner - 40 Comments

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Wow, can you believe that the year is almost over? This means that it’s the time of year when people start thinking about their 2021 goals. It’s only normal, a new year offers the possibility for a new you, right?

However, only about 8% of people actually achieve their resolutions each year. And, only 75% of those who set goals follow through with them after the first week of the year.

It’s crazy that 25% of people stopped working towards their goals after just the first week!

So today, I’m going to help you find ways stick to your 2021 goals and become successful with them in the new year. Let’s make your 2021 goal list a reality!

Posts related to 2021 goal setting:

And, before you throw out the idea of goal setting and New Year’s resolutions, or judge people who are doing so, please keep this quote from Statistic Brain in mind: [Read more…]

How To Get Rich: The Steps To Build Wealth Now

Last Updated: May 13, 2021 BY Michelle Schroeder-Gardner - 35 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The average person probably wants to learn how to get rich.

While many think figuring how to get rich may be impossible, I’m here to tell you that it isn’t. And no, you don’t need to win the lottery or become a professional athlete.

The meaning of wealth and being rich means something different to everyone. For some, it means having lots of money, for others it may mean having a positive net worth, and for others it may be to retire one day.

Whatever your definition of “rich” is, everyone has the potential to build and improve their financial situation.

If you want to be rich one day, then you’ll have to form good financial habits now, work hard, and reach outside of the norm.

Learning how to get rich won’t be easy – but what good things come easy anyways?

For many people, learning how to get rich may seem impossible and completely unattainable, but that’s simply not true. [Read more…]

Setting Great Yearly Goals – Let’s Make This Year Amazing

Last Updated: November 24, 2020 BY Michelle Schroeder-Gardner - 74 Comments

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Did you know that only around 8% of people actually achieve their resolutions each year?

Also, another interesting statistic is that only 75% of those who set resolutions follow through with them after just the first week. Yes, that means that 25% give up THAT soon!

As you can see, the majority of people don’t make it far with their yearly goals.

However, that doesn’t mean you have to be included in that statistic.

Before you completely throw out the idea of New Year’s resolutions and judge people who create them, please keep the below statistic from Statistic Brain in mind:

People who explicitly make resolutions are 10 times more likely to attain their goals than people who don’t explicitly make resolutions.

This is why setting yearly goals for yourself is so important. You are much more likely to stay motivated and reach your goals when you actually set them. [Read more…]

How To Get Back On Track With Your Goals

Last Updated: December 14, 2020 BY Michelle Schroeder-Gardner - 45 Comments

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We’re nearing the end of the year. Due to that, you may be thinking about the resolutions/goals you set for 2015 or you may be thinking about different goals that you set earlier this year.

Update: How To Set And Reach Goals In The New Year

If you’re reading this post, there may be a chance that you’ve fallen off track with your goals. However, you may be looking to learn about how to get back on track.

Not all goals are met and everyone has experienced falling off track.

I’ve fallen off track, you’ve fallen off track – everyone has fallen off track with their goals before.

Whatever your case may be, you may be feeling a little upset that you were unable to reach your goals. You may have fallen off track with your plan, you may have completely forgotten about your goals, or you may even feel like you already failed.

No matter what your reasoning is for falling off track, there are plenty ways to get back on track with your goals and be successful with them. Don’t let this small hiccup prevent you from trying again!

Below are some of the many ways you can learn how to get back on track. Yes, you can end 2015 strong and reach the goals you have been trying for. Whether you have financial, health, career, or other goals, the tips below can help you reach them. [Read more…]

Life Update And Travel Pictures

Last Updated: September 12, 2015 BY Michelle Schroeder-Gardner - 50 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hello everyone!

Time for another life, goals, and food budget update. I can’t believe it’s already been two months since I last did a life update.

Life has been excellent the past two months.

We are starting to get used to the RV lifestyle, working on the road is going well, we’ve been spending tons of quality time with friends and family, and more.

Continue reading below for my life update and October goals. [Read more…]