Some are all about using their credit to their advantage, whereas others do not care about their credit history at all and think it’s unnecessary and evil.
I’m on the pro credit side. I think your credit history can be used to your advantage, so why not work to improve it?
Plus, you can check your credit score for free. Just click here to find out what your credit score is.
As a background for why we care about our credit right now: We are in the very beginning stages of buying a new home. Since we are both self-employed, obtaining a mortgage is a little more difficult. Having a great credit score is one of the areas where we will be analyzed. We also care about our credit because we like to use credit cards with great rewards programs.