Credit Score Archives - Making Sense Of Cents

The Factors That Go Into Your Credit Score

Last Updated: August 7, 2018 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hello! Today, I’ve partnered with Lexington Law to dish out some knowledge on the factors that go into your credit score.

Have you ever thought about the various factors that go into determining your credit score?

You actually have a lot more control in your credit score than you think!

This is important to know because your credit score can play a major role in you and your family’s life. While you shouldn’t go crazy and completely obsess over improving your credit score (life is already as busy as it is!), it is important to learn more about them due to the impact they may have.

Your credit score can influence the interest rate you receive on a loan, buying a home, finding a rental home, attaining certain jobs, your insurance rates, and more.

While your credit score can impact your life in a big way, that doesn’t mean it’s hard to increase your credit score. [Read more…]

These 4 Mistakes May Be Holding You Back From A Good Credit Score

Last Updated: May 27, 2023 BY Michelle Schroeder-Gardner - 29 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Too many people are afraid of their credit scores.

Many don’t know what their credit score is, many don’t know how to have a good credit score, and many just have an overall negative attitude about them.

This doesn’t have to be true for you, though.

I believe a credit score can be used to a person’s advantage. A good credit score can help you earn great rewards through credit cards, it can help you get certain jobs, it can help you buy your dream home, and more.

Plus, the great thing is that it doesn’t have to be hard to increase your credit score.

However, it can sometimes be easy to ruin your credit score if you’re not careful.

Below are four ways you may be preventing yourself from having a good credit score. [Read more…]