Unlike car insurance, travel cover is not required by law. Maybe it should be – it can really be that important when you run into trouble abroad. Here’s Cheap Flights’ top reasons why you should take out travel insurance when you’re headed off into the sunset:
1. Acts of Nature
The Icelandic volcano eruption scuppered a lot of holidaymakers’ plans a few years ago, and there are plenty more natural disasters just waiting to happen. A lot of insurance companies will get you out of a country quickly if it gets dangerous to be there – and some will give you some money back if your trip gets cancelled completely.
2. Your stuff gets stolen
It’s easy to lock up your possessions at home – but if you’re taking your phone or camera down to the beach, or hanging around the pool with a wad of notes, there’s nothing stopping someone simply picking your valuables up and walking away with them while you bask in the sun. Travel insurance can help you to get new gear when you get home, so you don’t have to go without.
3. Medical care is expensive
Accidents happen – plus there are hundreds of horror stories about people getting ill from drinking the local water, or trying the local cuisine. There are places across the globe that present a much greater risk to your health than at home, from problems caused by the hot or cold climate; to bites from dangerous insects and animals that you won’t have ever been exposed to at home. To say that an accident and illness has ruined your holiday is a bitter disappointment is one thing – to say it cost you the Earth to get home for hospital care is even worse.