Writers2 Archives - Making Sense Of Cents

Are You Prepared If Your Income Stopped Today?

May 30, 2017 BY Michelle Schroeder-Gardner - 6 Comments

This post may contain affiliate links. Please read my disclosure for more info.

This post is brought to you by LifePreserve.

As a personal finance blogger, I have posted on the importance of health insurance and reasons you need life insurance. I’ve written on car insurance and homeowner’s coverage. I have even talked about the advantages of pet insurance. But this is the first time I have posted on protecting how you pay for everything you have and do – your income!

What can stop you from earning an income?

You could lose your job.

This can be frightening, especially if it happens when you are not planning on it. How will you pay your rent or mortgage? What about money for food and other essentials? Will you be able to keep your health insurance? What about your debt obligations like credit card or student loan payments? Savings only go so far and once you have depleted them, what next? [Read more…]

Use Blue Nile To Get The Best Jewelry At The Best Price

August 30, 2016 BY Michelle Schroeder-Gardner - Leave a Comment

This post may contain affiliate links. Please read my disclosure for more info.

This Blue Nile reviews post is sponsored by Blue Nile. While this was a sponsored opportunity from Blue Nile, all content and opinions expressed here are my own.

Purchasing jewelry can be a hard thing to do. There are so many buying “rules” out there, there are many options, and more.

However, Blue Nile makes it super easy, you can design and purchase jewelry all from the comfort of your home!

Blue Nile is also very affordable. [Read more…]

FinMason Review – Do you understand your investment choices?

August 2, 2016 BY Michelle Schroeder-Gardner - 2 Comments

This post may contain affiliate links. Please read my disclosure for more info.

I recently heard about a new company called FinMason. They understand that there is a retirement crisis going on, and that the majority of people do not save anywhere near the amount of money that they need to save.

Kendrick Wakeman, founder and CEO of FinMason, understands this. In his article on CNBC, Risk tolerance is a blind spot for ‘accidental’ investors, he says:

Whether investors are saving for retirement, a college education for their kids or their first home, it's never been more important for them to have a strategic understanding of risk tolerance in order to meet their goals.
This is magnified when you consider that many households have become investors by “accident” or are saving for retirement via their employer's 401(k) plan, with little or no financial training.
For those with retirement in mind and a far shorter runway from which to build wealth — or rebuild it, in the event of an unexpected downturn — it's only that much more critical to have a view into the different scenarios that could alter both their near- and intermediate-term plans.

[Read more…]

Invest Like The Big Boys: Q&A with qplum

July 22, 2016 BY Michelle Schroeder-Gardner - 6 Comments

This post may contain affiliate links. Please read my disclosure for more info.

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This is a sponsored post.

“For years, my father worked at a steel factory. Every day he’d go to the factory and breathe in clouds of hazardous chemicals. Every night he’d come home and hack up gobs of black chemical muck.

He didn’t compromise his health because he really wanted the steel industry to succeed. He did it to secure a financial future for us, his family. He did it to keep us dressed and fed, to send us to good schools so we wouldn’t have to work in factories.

My father would religiously put 10% of every paycheck into a savings account. It was something he learned from his father. And he told us to do the same. “You never know what the future will bring,” he’d say. “It’s best to have something tucked away.” [Read more…]

Learning How To Create Passive Income Online

December 20, 2015 BY Michelle Schroeder-Gardner - 21 Comments

This post may contain affiliate links. Please read my disclosure for more info.

Hello! Please enjoy this blog post from a blog friend of mine.

Over the past few years, if you haven’t been hiding under a rock you will have witnessed the rise of the digital age overtaking the lives of children, teens & adults globally. From iPads, APPS, mobile devices and social media, everywhere we look, this new wave of technology is consuming our everyday actions and attention.

As unique and amazing as the internet is, a lot of us use it to benefit the smaller mundane parts of our lives. If you are unaware of how to leverage the internet world to benefit your bank account, then hold onto your laptop because I will expose how a complete newbie can take advantage of it today.

To begin with there is more than one way to leverage the internet and use it to gain prosperity without questioning your authenticity or values (spamming the heck out of people’s inboxes!). [Read more…]

5 Great Sites to Make Some Side Cash

July 12, 2015 BY Michelle Schroeder-Gardner -

This post may contain affiliate links. Please read my disclosure for more info.

I believe that making extra money can change your life. Whether you are only able to spend a few hours each month on making extra money or if you have enough time to spend a few hours each week, I believe it is a great idea.

Luckily, there are many ways to make extra money too. Below are 5 great sites to make some side cash.

Related articles:

1. Pinecone Research.

Pinecone Research is a company that I use to complete surveys. I have personally used them several times, so I can honestly say that this company is a legitimate company to use and they do actually pay.

They pay you for each survey you complete and they also occasionally send free products to review! No, completing surveys won't make you rich, but it can be a flexible way to make some side cash.

Click here to sign up for Pinecone Research. [Read more…]

Blooom Review – A 401k Manager

July 12, 2015 BY Michelle Schroeder-Gardner - 2 Comments

This post may contain affiliate links. Please read my disclosure for more info.

“One of the best online tools for retirement planning.” – The Wall Street Journal

“Making the complex world of 401ks more comprehensible.” – Forbes

“One of the World's Top 10 Most Innovative Companies of 2015 in Personal Finance.” – Fast Company

All of the quotes above are referring to blooom, which is a company I believe can truly help many with their retirement. [Read more…]

What can stop you from earning an income?

1. Pinecone Research.

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