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Blooom Review – A 401k Manager

Last Updated: April 7, 2021 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

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“One of the best online tools for retirement planning.” – The Wall Street Journal

“Making the complex world of 401ks more comprehensible.” – Forbes

“One of the World’s Top 10 Most Innovative Companies of 2015 in Personal Finance.” – Fast Company

All of the quotes above are referring to blooom, which is a company I believe can truly help many with their retirement. [Read more…]

2 Comments
Filed Under: Budget, Retirement, Review, Writers2 Tagged With: Budget, Retirement

An Affordable Way To Send And Receive Money (Great If You’re A Freelancer!)

Last Updated: May 1, 2018 BY Michelle Schroeder-Gardner - 21 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Find out how to send and receive paymentes affordably with this helpful list!Lately, I’ve been looking for different ways to accept payments. I know I’m not the only one either. I receive many emails each month from readers who side hustle and/or run their own business and want to save money when processing transactions.

I currently use PayPal and the fees can add up very quickly. When using PayPal, the fee is 2.9% plus $0.30 of the amount you receive. This can easily add up to a few thousand dollars each year if you receive many of your payments through PayPal.

Even though PayPal is something I’ve been using for years, I knew there had to be something better. Cash and checks are great too, but when you run an online/location independent business, it’s not always the best choice.

Turns out there is something that is a much better option. [Read more…]

21 Comments
Filed Under: Budget, Career, Review Tagged With: Budget, Self-employment

Personal Capital Review – An Easier Way To Manage Your Finances

Last Updated: April 22, 2015 BY Michelle Schroeder-Gardner - 34 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Personal Capital Review - Free Personal Finance SoftwareHave you ever heard of Personal Capital? If not, today I am here to talk all about their product that I personally use in this Personal Capital review.

Personal Capital provides FREE personal finance software that is somewhat similar to Mint.com, but better. If you like using Mint, I recommend checking out Personal Capital.

Quick summary of what Personal Capital is – their free personal finance software allows anyone to better manage their finances by allowing users to aggregate their financial accounts. You can connect accounts such as your mortgage, bank, credit cards, investment portfolio, retirement, and more, and it is all FREE. You can track your cash flow, your spending, how much you’re saving, and how your investments are doing. With their free financial software, you can see all of your accounts easily in one place so that you can manage everything easily.

And I’ll say it again. It’s free and there’s no catch!

As you know, I’m all about making your finances as simple as possible so that you can focus on more important areas. Personal Capital allows you to manage all areas of your financial situation all in one place.

You can use Personal Capital via your computer, a tablet, cell phone, and even a smart watch, which makes it great because you can stay up to date on your finances no matter where you are. [Read more…]

34 Comments
Filed Under: Budget, Debt, Retirement, Review Tagged With: Budget, Debt, Retirement

Using Cinch To Save Money

Last Updated: April 7, 2021 BY Michelle Schroeder-Gardner - 8 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Screen Shot 2015-03-31 at 9.31.15 PMAs I recently said in my post How I Manage My Finances So I Can Save Time and Worry Less, I’m all about managing my finances and saving money, while also saving as much time as I can.

I won’t lie though, there are times where I could probably save even more money.

Sometimes things escape me. [Read more…]

8 Comments
Filed Under: Review, Writers2

Wall Street Survivor Review

Last Updated: April 7, 2021 BY Michelle Schroeder-Gardner - 4 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

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Managing your financial life can sometimes be difficult and because of that I am here to review a website called Wall Street Survivor.

I recently heard about this informative website and thought this would be perfect to review since it is Financial Literacy Month. [Read more…]

4 Comments
Filed Under: Budget, Review, Writers1 Tagged With: Budget

The Many Positives Of Using Airbnb Plus a Coupon Code For Your Next Vacation!

Last Updated: May 25, 2018 BY Michelle Schroeder-Gardner - 32 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The Many Positives Of Using AirbnbWhenever we go on a trip, we almost always stay in a short-term rental.

We stayed in them around ten times in 2014, and plan on staying in them many more times this year as well.

I always look at Airbnb’s website (this is an affiliate link that will give you a $25 off Airbnb coupon code for your next stay) first when planning our trips.

Even though I use Airbnb often, there are still many people out there who have never heard of Airbnb before, so I thought it would be a great service to review.

With this Airbnb review, I hope to help you see why you should be using Airbnb as well. Below are some of the many positives of using this vacation rental website:

[Read more…]

32 Comments
Filed Under: Budget, Review, Travel Tagged With: Budget, Travel

How To Save Money On Textbooks + Campus Book Rentals Review

Last Updated: July 17, 2018 BY Michelle Schroeder-Gardner -

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

How To Save Money On Textbooks + Campus Book Rentals ReviewIf you are looking for tips on how to save money as a college student, then one of the top things you need to learn is how to save money on textbooks such as through cheap textbook rentals. In this post, I will be including a Campus Book Rentals review because I used this textbook rental company throughout college and was able to save a great amount of money with cheap textbook rentals.

P.S. I also have a Campus Book Rentals coupon code at the end of the post, so do not miss out on this valuable Campus Book Rentals coupon for the best textbook rental company out there!

When I was in college, I always made sure to save as much money as I could. College is expensive, and everyone knows that. The costs can quickly add up. Between the tuition, lab fees, parking fees, textbook costs, and more, college costs can quickly get out of hand.

I know and understand this. I graduated with around $38,000 worth of student loan debt, and that was even with me carefully managing my costs. Thankfully I paid off my student loans (read about how I paid off my student loans within 7 months), but I do like to help others in as many ways as I can.

According to the National Association of College Stores, the average college student spends around $700 per year on the cost of textbooks. [Read more…]


Filed Under: Affiliate Review, Budget, College, Review, School Tagged With: Budget, Debt, School

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Hello and welcome!
My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.

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