Anyways, to get to the topic of this post, I've been thinking about getting a financial adviser. I recently received a pretty big bonus, and I also just realized that I got an extra $630 as well (I forgot to read a page that I got which explained my bonus), so my bonus amount is actually around $6,730. Also, I'm getting a big tax refund this year, so that will be another windfall in another couple of months.
So because of all of this money that's pretty much landing in my lap, I would like to start investing more, as I have barely done this (because I have been paying down debts), and also to do other things with this money, but I'm not really sure what I should do.
Some of you are probably wondering, “Aren't you in the financial services industry?” Yes I am, but I don't handle these type of investments, just mainly large portfolios (lots of money and/or companies that people own). We don't actually advise on how you should invest or spend money. It's tough to explain what I do, one day I will make a post on it.
Anyways, I don't have the slightest clue as to where to start with getting an adviser. I plan on eventually just doing all of this on my own, but for the beginning, I'd like to get at least some expert help to help me in a direction.
I do know that most of them get paid commission based on certain things though, so I think this is swaying my decision. I am not good with investing, I've thought about reading books, but honestly, I just don't have a lot of time right now.
I know that financial advisers are trained and have great expertise with financial matters. They can help you with investing, retirement and anything financial related.
Where do I start though? Can anyone tell me what exact type of things they tend to help with?
Do you have an adviser? Or have you thought about it?