Budget Archives - Page 3 of 142 - Making Sense Of Cents

If You Live In California, You Can Make Extra Money By Cutting Your Electricity Use

Last Updated: November 30, 2020 BY Michelle Schroeder-Gardner - 7 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you looking to make extra money and cut back on your electricity use? Here is my OhmConnect review that will help you do just that. I have partnered with OhmConnect and I will be talking about if OhmConnect is legitimate and safe, average OhmConnect earnings, and more.

If you live in California, I found a really easy opportunity to save some extra money.

If you’re a California resident, you can earn hundreds of dollars a year by connecting your utility account to OhmConnect. All you have to do is agree to help reduce your electricity usage one hour per week.

Here’s a quick summary on OhmConnect – OhmConnect is a free service that rewards California residents for saving electricity with PayPal cash or gift cards. You receive a notification about once per week to save energy for an hour. If you save energy, you receive cash.

Not only are you helping the environment, which is OhmConnect’s mission, you are also able to make some extra money.

The average OhmConnect member earns between $100 to $300 each year. And, some users have earned over $2,000 in their first year.

It is extremely easy to use OhmConnect too! [Read more…]

One Easy Way To Save This Holiday Shopping Season

Last Updated: November 8, 2020 BY Michelle Schroeder-Gardner - Leave a Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The holiday shopping season is here! I have partnered with Rakuten in today’s post. Today’s blog post will help you save money, and at the end there is also a $250 Visa giveaway too for you to easily join.

Do you have a lot of holiday shopping coming up?

Your answer is probably yes, and I’m not surprised!

The average person typically spends around $1,000 on gifts each year for the holidays. That is a lot of money!

One very easy way to save this holiday season is to get cash back on your holiday spending.

So, as you create your holiday spending budget, I recommend making sure that you remember to get cash back. While it won’t make you rich, it can help you save some easy money as you shop online.

Remember, the things that you will want to think about and maybe include in your holiday spending budget include:

Gifts
Transportation and travel costs (do you need to fly home?)
Food for parties and get togethers
Postage for any gifts and/or holiday cards
Greeting cards, holiday cards, etc.
Wrapping paper, tape, and so on
Decorations

And so on.

The cash back website that I recommend is Rakuten (this website used to be called Ebates). Sometimes I forget to use this website, and I hate when I miss getting free cash back. [Read more…]

How To Stick To Your Holiday Budget & Avoid Debt

Last Updated: December 19, 2020 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you want to learn how to stick to your holiday budget?

The holidays are here, and you may have a lot of expenses and spending on your horizon.

The average person spends around $900 on gifts during the holiday season.

And, this doesn’t even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many people forget to budget for, like stamps, cards, shipping, etc.

According to a survey by MagnifyMoney, American consumers took on an average $1,325 worth of holiday debt in 2019.

That is a lot of debt to take on for holiday spending. And, the same study found that holiday debt has gone up by 34% since 2015. [Read more…]

How To Get A $10,000 Insurance Policy At No Cost To You

Last Updated: November 17, 2020 BY Michelle Schroeder-Gardner - 6 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Would you like a $10,000 insurance policy at no cost to you?

My friends at Harmonic have partnered with Making Sense of Cents, and they would like to give you a $10,000 accidental death insurance policy to encourage you to build your own personal safety net.

I even signed up myself!

Why is it at no cost to you?

They are simply looking to get more people to know about Harmonic, and are giving this away to introduce people to them. I share lots of free things on Making Sense of Cents – this is simply just another item that I’ve negotiated for my readers. You have to be a U.S. citizen, though, to sign up.

Here’s how Harmonic’s CEO, Andrew Drake, describes it: “We’ve started a community for people who want to live well in retirement and bounce back from diseases, accidents or other unexpected curve balls that life throws at us. We call this building your family’s Safety Net. Harmonic members will build their own and we will help where we can.”

Harmonic thinks readers of Making Sense of Cents are a great candidate for the Harmonic community because you are already showing interest in taking control of your future by reading my blog.

You can click here to sign up to claim your policy today! It takes less than 5 minutes.

Here are answers to some questions that you may have. [Read more…]

How To Handle Unexpected Financial Emergencies

Last Updated: November 12, 2020 BY Michelle Schroeder-Gardner - 1 Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

The following is a sponsored partnership with Alliant Credit Union. All opinions are 100% my own. Alliant Credit Union is a leading, national credit union with more than 500,000 members. As an online credit union, Alliant’s mission is to provide members consistently superior financial value while simplifying and enabling how people save, borrow and pay. Find out more at alliantcreditunion.org.

Nearly everyone has experienced a financial emergency or uncertainty. Life tends to throw curveballs and it can be difficult to have a plan. After all, no one can predict the future with 100% certainty.

However, not everyone is prepared for a financial emergency, whether it be big or small.

Having a plan and being prepared can be extremely helpful in life, especially when it comes to your finances.

A financial emergency or uncertainty may include:

Losing your job or your hours being cut
Health issues and medical bills
A large unexpected house or vehicle expense
Divorce
Natural disasters

And so on. There are many different reasons for why you may experience a financial emergency.

Today, I want to talk about various steps you can take to prepare for and handle unexpected financial emergencies. [Read more…]

How To Rent An RV: The Best Tips For Your First RV Rental

Last Updated: November 8, 2020 BY Michelle Schroeder-Gardner - 9 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Want to learn how to rent an RV? Today, I’m going to talk about the best way to rent an RV, if renting is cheaper than a hotel, what to know before renting an RV, and more.

While I no longer live full-time in an RV (we’re now living full-time and traveling via sailboat!), I lived in one for several years and still own one. When we’re not on the boat, we live full-time in the van.

RVing is something that I absolutely love, and I think that traveling or living in an RV will ALWAYS be a part of my life!

What I love so much about living in an RV or van is that you have your whole house with you while you visit beautiful places. You can park right next to hiking and biking trails, next to the mountains or beaches, and more.

When we first sold our house to live in an RV full time, people thought we were crazy. We got rid of more than half of our stuff and started driving across the country.

But, as I started sharing our experience with our friends and family, more and more people started to realize it wasn’t crazy at all – it was amazing! [Read more…]

13 Salad Meal Prep Ideas | A Healthy Way To Save Time & Money

Last Updated: October 14, 2020 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Are you looking for some healthy, easy, and delicious salad meal prep ideas?

Salads are a great way to eat healthy as they are packed with vegetables. But, many people overlook salads as meals because they think salads are too boring or won’t be filling enough.

I know I’ve thought that way about salads before, haha!

But, I’ve been eating more salads these days after finding many of the salad meal prep ideas I’ve listed in this article.

Despite what you might think, salads aren’t boring and they can be very filling.

One of the things I love most about salads is that they take so much less time than traditional meals.

What takes the most time is cutting up your ingredients, but these salad meal prep ideas help you make the most of your time so you can eat healthier with a delicious salad. [Read more…]

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