Budget Archives - Page 2 of 142 - Making Sense Of Cents

80+ Best Side Job Ideas To Make Extra Money in 2021

Last Updated: January 9, 2021 BY Michelle Schroeder-Gardner - 10 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you want to know, “What can I do as a side job?”

Today, I have a list of over 80 possible side hustle ideas for 2021. With these side jobs, you can make extra money in 2021.

So, what is a side job? I say side job meaning something that you do on the side of your regular job.

Side jobs are sometimes called side hustles, and the idea is that you put some of your extra time towards making more money.

You can find side jobs online, side jobs from home, side jobs outside your home, and pretty much wherever else. There are many different options when it comes to finding side jobs for extra money.

Over the years, I have spent a lot of time making extra money through side hustle jobs.

In fact, I paid off my $38,000 student loan debt in just 7 months by side hustling. I did several of the things on the list that you are about to read through.

Learning how to find a side job changed my life in a crazy way — it helped me to stop living paycheck to paycheck, pay off my debt, and leave my day job to pursue my job as a full-time blogger. [Read more…]

96 Money Tips That Will Change Your Life

Last Updated: December 28, 2020 BY Michelle Schroeder-Gardner - 1 Comment

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

We’re looking at a new year already! Are you ready for it?

As the year comes to a close, it’s a great time to round-up all of my blog posts on Making Sense of Cents from the past year in one easy spot so that you can check them all out.

I have divided all of my blog posts into the following categories:

Freebies you can sign up for
Money saving tips
Pay off debt tips
Money management tips
Make money blogging
Make extra money or work from home
Life, motivation, and inspiration
Save money on food
Travel

Also, I have a private community group for readers of Making Sense of Cents. If you want to improve your life and your financial situation, join here and let’s all help one another out!

You can join the private community group here.

Enjoy these money tips! [Read more…]

How I Buried Myself $30,000 in Debt and Dug My Way Out By Age 30

Last Updated: December 18, 2020 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Hello! Today, I have a great debt story from Marcus Garrett. He is the author of the Amazon Kindle bestselling book, D.E.B.T. Free or Die Trying: How I Buried Myself $30,000 in Debt and Dug My Way Out by Age 30. Enjoy!

Interesting enough, most of my personal debt ($26,000 to be exact) actually came from one impressively ignorant debaucherous weekend of spending. Today, I have an 800 FICO Score, a business focused on personal finances, branding, and helping people establish their own personal systems to achieve their goals.

I am living proof there is life after debt.

I’ve often been asked, “Do you regret spending that $26,000 in 72-hours?”

It’s complicated.

To understand my response, you first have to understand how I went about burying myself $30,000 in debt by age 23.

It was one of the funnest weekends of my entire life. It was the case of a classic Texas two-step. [Read more…]

Your 2021 Goals – How To Set And Reach Goals In The New Year

Last Updated: December 31, 2020 BY Michelle Schroeder-Gardner - 6 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Do you plan on setting 2021 goals for yourself?

If you’re like many people around the world, the answer is probably yes.

Whether you want to call it a New Year’s resolution or a goal, having goals for yourself can be a great thing. And, the new year is the perfect time to think about what you want your future to be like.

Setting goals for the new year is a long standing tradition.

However, only about 8% of people actually achieve their New Year’s goals each year. And, only 75% of those who are setting 2021 resolutions will follow through with them after the first week of the year.

It’s crazy that 25% of people will stop working towards their resolutions after just the first week! And by June, more than half of the people who set 2021 resolutions will have forgotten about them.

So, why do so many people fail to reach their goals each new year?

There are many reasons for why goals aren’t met, and a lot of it has to do with how you set your goals.

Is your goal specific enough?
Is your goal achievable?
Is your goal realistic?

These factors can have a huge impact on whether or not you are able to reach your goals. [Read more…]

My True Travel Insurance Story – A Broken Leg & Surgery in the Dominican Republic

Last Updated: December 2, 2020 BY Michelle Schroeder-Gardner - 8 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Today, I have a great article written by my sister-in-law and editor, Ariel Gardner. She is sharing her travel insurance review story, and goes in-depth on the travel insurance process. I asked her to write about this because I feel like it’s not really discussed, yet there is a lot to learn! You may have seen her here before talking about taking her side hustle full-time, living in a small house, real life frugality, and more.

Earlier this year, I was enjoying myself on a relaxing Caribbean cruise with one of my best friends.

I had breakfast delivered to my room every morning, drank fancy cocktails in the evening, and barely thought about the travel insurance policy I bought just in case.

On the fourth day of our cruise, we docked in Santo Domingo, Dominican Republic and disembarked to explore the city. Our group ended up at Fortaleza Ozama, a Spanish fort built in 1502.

We walked up four or five flights of stairs to get a view from the top, and on the first step back down, I fell and broke my leg.

It wasn’t a major fall.

But I twisted my leg in just the right way to end up with a spiral fracture that broke several bones in my ankle, my tibia, and fibula.

There was so much chaos as we figured out how to handle everything, from whether or not to have surgery in the Dominican Republic and how to fly my husband down.

On top of everything, this was at the beginning of March 2020, just as the U.S. and many other countries were shutting their borders down because of COVID-19. [Read more…]

How To Invest in Real Estate Through Publicly Traded REITs

Last Updated: November 21, 2020 BY Michelle Schroeder-Gardner - 4 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

This guest contribution is by Ben Reynolds and Samuel Smith of Sure Dividend. You may remember Ben from his other guest posts – How I Became A Successful Dividend Growth Investor and Reaching Early Retirement Through Dividend Growth Investing. REITs are a topic that come up often with Making Sense of Cents readers, so I’m glad the experts at Sure Dividend are talking about this subject today. Enjoy!

Ben Reynolds with Sure Dividend here. Sure Dividend is focused on helping individual investors build high quality dividend growth portfolios.

And to that end I wanted to inform Making Sense of Cents readers about the opportunity for investors to invest in real estate in a diversified manner through Real Estate Investment Trusts (REITs).

We started covering REITs in detail at Sure Dividend back in 2016 because they have unique characteristics that make them a compelling choice for investors looking for current income and income growth.

Our audience at Sure Dividend was interested in learning more about REITs, so we did our research.

I learned how REITs are required by law to pay out at least 90% of their income to their shareholders.

That’s a powerful concept that means REITs share the vast majority of what they make with investors. [Read more…]

How To Meal Prep On A Budget: 10 Great Recipes To Try

Last Updated: November 23, 2020 BY Michelle Schroeder-Gardner - 2 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

Would you like to learn how to meal prep on a budget?

Planning healthy and satisfying meals week after week can get exhausting.

Having a family, a full-time job, a side hustle, etc. makes it even more challenging to cook during the week.

I know I have fallen into that rut before, and many times I would end up eating something unhealthy or spending more money on takeout or restaurant food.

If you do that too many times a week, you can end up easily spending an extra hundred dollars or more on food each week. And, even though we all know it’s more expensive to go out to eat, making dinner at home can feel like a lot of extra work.

That is what I love about meal prepping – you do all of the work in advance. You can spend one afternoon or evening cooking your meals, then you divide them into containers, and they are ready to go for the week. [Read more…]

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