This guest contribution is by Ben Reynolds and Samuel Smith of Sure Dividend. You may remember Ben from his other guest posts – How I Became A Successful Dividend Growth Investor and Reaching Early Retirement Through Dividend Growth Investing. REITs are a topic that come up often with Making Sense of Cents readers, so I’m glad the experts at Sure Dividend are talking about this subject today. Enjoy!

Ben Reynolds with Sure Dividend here.  Sure Dividend is focused on helping individual investors build high quality dividend growth portfolios.

And to that end I wanted to inform Making Sense of Cents readers about the opportunity for investors to invest in real estate in a diversified manner through Real Estate Investment Trusts (REITs). 

We started covering REITs in detail at Sure Dividend back in 2016 because they have unique characteristics that make them a compelling choice for investors looking for current income and income growth.

Our audience at Sure Dividend was interested in learning more about REITs, so we did our research.

I learned how REITs are required by law to pay out at least 90% of their income to their shareholders. 

That’s a powerful concept that means REITs share the vast majority of what they make with investors. [Read more…]

Are you looking to make extra money and cut back on your electricity use? Here is my OhmConnect review that will help you do just that. I have partnered with OhmConnect and I will be talking about if OhmConnect is legitimate and safe, average OhmConnect earnings, and more.

If you live in California, I found a really easy opportunity to save some extra money.

If you’re a California resident, you can earn hundreds of dollars a year by connecting your utility account to OhmConnect. All you have to do is agree to help reduce your electricity usage one hour per week.

Here’s a quick summary on OhmConnect – OhmConnect is a free service that rewards California residents for saving electricity with PayPal cash or gift cards. You receive a notification about once per week to save energy for an hour. If you save energy, you receive cash.

Not only are you helping the environment, which is OhmConnect’s mission, you are also able to make some extra money.

The average OhmConnect member earns between $100 to $300 each year. And, some users have earned over $2,000 in their first year.

It is extremely easy to use OhmConnect too! [Read more…]

Would you like a $10,000 insurance policy at no cost to you?

My friends at Harmonic have partnered with Making Sense of Cents, and they would like to give you a $10,000 accidental death insurance policy to encourage you to build your own personal safety net.

I even signed up myself!

Why is it at no cost to you?

They are simply looking to get more people to know about Harmonic, and are giving this away to introduce people to them. I share lots of free things on Making Sense of Cents – this is simply just another item that I’ve negotiated for my readers. You have to be a U.S. citizen, though, to sign up.

Here’s how Harmonic’s CEO, Andrew Drake, describes it: “We’ve started a community for people who want to live well in retirement and bounce back from diseases, accidents or other unexpected curve balls that life throws at us. We call this building your family’s Safety Net. Harmonic members will build their own and we will help where we can.”

Harmonic thinks readers of Making Sense of Cents are a great candidate for the Harmonic community because you are already showing interest in taking control of your future by reading my blog.

You can click here to sign up to claim your policy today! It takes less than 5 minutes.

Here are answers to some questions that you may have. [Read more…]