Budget Archives - Making Sense Of Cents

Work, Live, and Travel Where You Want

February 22, 2019 BY Michelle Schroeder-Gardner - 1 Comment

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Remote Work 101: Work, Live, and Travel Where You Want #remotework Today, I want to introduce you to my friend, Camille Attell. Camille travels and works full-time in an RV with her husband and cat! She also runs a website called More Than A Wheelin’ dedicated to RV Life, Travel, and Remote Work.

Camille worked in corporate America for 20 years, and her husband, Bryce, spent 20 years working in finance. These two traded in their corporate jobs and traditional lifestyle for RV life when they found themselves facing the question: “Why are we doing this?”

Since choosing RV life in 2016, Camille and her husband have traveled over 20,000 miles in their RV, have visited 27 states, and 32 national parks and monuments. While on the road, she has worked as a Pinterest virtual assistant, course creator, blogger, project manager, and more.

Knowing that there are many others out there choosing this non-traditional lifestyle, Camille wanted to help others find success and happiness as they live and work on the road. [Read more…]

Living Your Best Life Starts With No More Excuses

February 18, 2019 BY Michelle Schroeder-Gardner - 21 Comments

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Living Your Best Life Starts With No More Excuses #livingyourbestlife #dreamlife Have you ever thought of something you wanted from life, but then told yourself it couldn’t happen? This could be something like getting a promotion, paying off your debt, or retiring early.

Well, you’re not alone.

Everyone is guilty of making excuses, and I know that people will continue to make them until they realize that excuses are just that – excuses. My goal today is to get you on the path to living your best life, excuse free.

As a personal finance expert, I hear a lot of reasons for why a person can't save money, pay off debt, live the life they want, reach retirement, and so on. These people see the success of others and give themselves a reason for why they can’t have the same reality.

Just think about the last time you said, “That won't work for me because (insert your excuse here).”

I hate seeing this because you can start living your best life if you just say, “no more excuses.” [Read more…]

How To Prepare For Tax Season In 2019

February 17, 2019 BY Michelle Schroeder-Gardner - 2 Comments

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How To Prepare For Tax Season In 2019

The following is a sponsored partnership with H&R Block. I used H&R Block for years, starting at the young age of just 18 – and they have always made it so easy for me to prepare and file my own taxes.

Are you ready and prepared for this year's tax season?

Taxes are due on Monday, April 15th, 2019.

Tax season is so overwhelming for the average person. But, today, I want to help you take the needed steps in order to prepare for tax season.

Even though you still have a couple of months before your tax return is due, it is so very important to start preparing now. So many people wait until the very last moment, and that can lead to mistakes, forgetting forms, spending more money on filing (forgetting tax deductions!), and more.

Here is how to prepare for tax season in 2019: [Read more…]

9 Ways To Successfully Balance School And Work

February 11, 2019 BY Michelle Schroeder-Gardner - 11 Comments

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Advice For Balancing School And Work #balancingschoolandwork #timemanagementtips More and more people are choosing to attend college and work at the same time. This can be those who are going straight from high school to college or adults going back to college. Whichever applies to you, balancing school and work will be an important part of how successful you will be.

Whether you are working a part-time or full-time job, balancing school and work can be tough. There are many working students in college who are able to manage both, but there are also many who aren't able to.

If you don’t balance them both well, it may lead to stress, lower grades, low-quality work being produced, and more.

No one wants that and I’m sure you don’t either.

This is supposed to be the time of your life where you are growing and changing, not feeling like you are drowning in everything that is going on around you. [Read more…]

How Our Family of 5 Went from House Poor to Debt Free in 3 Years

February 8, 2019 BY Michelle Schroeder-Gardner - 21 Comments

This post may contain affiliate links. Please read my disclosure for more info.

How Our Family of 5 Went from House Poor to Debt Free in 3 Years

Hello! Today, I have a great success story that I want to share with you all. Enjoy.

I’m Renee, mom to a crazy, beautiful, blended family of 4 kids. As a practicing minimalist and debt-free enthusiast, I’ve dedicated my blog, The Fun Sized Life, to helping others learn to simplify their lives while simultaneously increasing their wealth.

I focus on helping others because just a few years ago, I had life all wrong.

Three years ago my marriage was on the rocks, I felt aimless in my career, our family life was messy, and we were officially smack dab in the middle of being crazy house poor.

We got to a point where we knew it was either cut our losses and walk away from our marriage, or take a hit and sell the house that was breaking us.

We knew what we had to do.

Related content:

[Read more…]

Want To Make An Extra $100 A Month? Learn How To Become A Mystery Shopper

February 6, 2019 BY Michelle Schroeder-Gardner - 1 Comment

This post may contain affiliate links. Please read my disclosure for more info.

Want To Make An Extra $100 A Month? Learn How To Become A Mystery Shopper Back when I had student loans, one of the things I did was learn how to become a mystery shopper so that I could make extra money. No, it did not make me rich, but it gave me a little bit of extra income, and it also allowed me to go out to eat and get free things that I probably would have bought anyways.

Mystery shopping also helped me pay off $40,000 in student loans in just 7 months.

I remember when I first heard of being a secret shopper. I was working at a retail store and we regularly had mystery shoppers come in to grade how we were doing. We never knew who the mystery shopper was, but we would get to read their report afterwards.

I thought it was so interesting that people were getting paid to shop!

Not long after hearing about it, I learned more about how to become a mystery shopper and actually became a secret shopper myself. [Read more…]

Want To Be A Full-Time Traveler? 13 Ways To Make It Happen

February 4, 2019 BY Michelle Schroeder-Gardner - 7 Comments

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Is Full-Time Travel A Dream Of Yours? 13 Ways to Make It Happen #fulltimetravel #travel I know that full-time travel is a dream for many. However, it doesn’t have to be just a dream.

We sold our house, moved into an RV, and started traveling around four years ago, and last year we sold the RV and are living on a sailboat. In the past few years, I've met many full-time travelers. There have been people who have saved up enough money to travel for an extended amount of time, those who are retired, those who find odd jobs on the road, those who work while traveling, and more.

I've met some really interesting and awesome people along the way, and they all really prove that anyone can make full-time travel possible.

But, it all depends on how badly you want it.

And, yes, you can do it with a family too. If you don’t believe me, read Becoming an RV Family – How We Travel Full-Time With 4 Kids and 2 Dogs. [Read more…]

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