This is a sponsored post written by me on behalf of Green Dot. All opinions are 100% mine.
Are you missing out on little things that may help you to save more money?
While you may already be taking part in some of the many actions to save money mentioned in this blog post, you may find something new that will help you cut back on your spending.
1. Get rid of cable.
The average monthly cable bill is around $120. By the year 2020, the average cable bill is expected to be around $200 a month.
For us, we got rid of cable a few years ago and I'm so glad we did it! We've been paying for Netflix for the past 2 months and that's all we've paid for in the past several years.
2. Get cash back on your debit card.
Recently, I had the opportunity to learn about Green Dot and their Green Dot Bank Cash-Back Visa Debit Card. This is a bank account that has no overdraft fees or bounced check fees. And, it gives you cash back!
Due to that interesting feature alone, I knew I had to check this out.
I've banked at the same bank for years and they don't give me cash back. I didn't even realize that banks did that – I just never thought twice about it and so now I'm wondering how much money I may have missed out on. Seriously, I just never even thought about it and it never once even crossed my mind.
I always just thought that only credit card companies do cash back, but now that I'm really thinking about it, it would be nice if my debit card had this great benefit as well!
With Green Dot, you can earn 5% cash back on all of your purchases when you use the Green Dot Bank Cash-Back Visa Debit Card – up to $100 annually. Now, I realize that $100 annually won't make anyone rich, but it is a nice little bit of money that is better than nothing, of course. That's $100 more that could go towards your debt, $100 more that could go towards a vacation that you've been wanting to go on, and more.
How the Green Dot Bank Cash-Back Visa Debit Card works is that your cash back balance automatically grows with every purchase made with your card, up to a maximum reward of $100 per year. You can then redeem your up to $100 cash reward after you’ve used your card for any 12 monthly periods.
Now, this is not a gift card, though.
Green Dot is a different way of banking. You can shop online, shop in person, never have to worry about overdraft fees with their card, deposit checks, set up direct deposit, write checks, of course, receive 5% cash back up to $100 annually, and more.
Let me know what you think in the comments of the Green Dot Bank Cash-Back Visa Debit Card.
3. Negotiate your car and home insurance bills.
Many pay too much for insurance.
By shopping around, evaluating whether or not you should change your deductible, changing some of your coverage amounts, understanding insurance terms better, possibly taking a driving class, and more, you may be able to save a significant amount of money on your car insurance bill.
I also recommend simply calling your insurance agent and asking for a discount, many times they will offer a discount that will allow you to save money just for asking!
What are you doing to save money?
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