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My Laziness Has Saved Me Money

Last Updated: BY Michelle Schroeder-Gardner - 77 Comments

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My Laziness Has Saved Me Money - Easy Ways To Save MoneyThere are times in which your laziness may be costing you money (for examples, see Is Your Laziness Costing You Money?), but there are also times when your laziness may help you to save money. Laziness may be one of the best and easiest ways to save money.

Now, that may seem crazy, but it’s true.

Yes, I’m telling the truth!

Your laziness may prevent you from spending money in certain areas, it may help you decide that you no longer need an item, and more.

Below are several ways my laziness has saved me money. I’ve read through my reasons a few times for why I think laziness is one of the easiest ways to save money, and I realize I probably sound a tad crazy. But, at least it saves me money! 🙂

 

I’m too lazy to drive.

Despite living in an RV, I’m not a huge fan of driving anywhere and that will probably be a reoccurring theme in today’s blog post.

Since I don’t like driving, I combine as many errands as I can into one trip. This limits the shopping I do because I don’t want to be out all day long, haha.

My husband and I often joke that if it weren’t for him, I would never leave home. Ha! I love doing things, but sometimes my laziness takes over!

 

I’m too lazy to go shopping.

This is a huge difference from just a few years ago when I wasn’t very smart and wasted thousands of dollars on clothing.

Before, I could go to the store and browse for hours, whereas nowadays, that just never happens.

Part of it is because I’m too lazy to drive all the way to the store (we live in the RV so malls and stores tend to not be close to the campgrounds we are at) and also because I don’t feel like browsing around for hours.

Take where we’re at right now for an example: The mall is about 1.5 hours roundtrip from where our RV is, so shopping isn’t at the top of my list.

With hardly ever going to the store, I hardly ever buy things for myself. This helps me save money and prevent clutter.

This has also helped me delay purchasing certain items I thought I “needed.” By thinking about a potential purchase for a longer period of time, I have come to realize I don’t need a lot of the things I once thought I needed.

 

I’m too lazy to get my hair cut.

Okay, this is one that may need to change. My hair is now extremely long and while it still is somewhat healthy, I do need a trim, at the very least. I haven’t had a haircut in over a year.

A lot of this has to do with the fact that I love my hairstylist in St. Louis, and I’m too afraid to switch to someone new. I’m going back in May, so I’ll definitely make an appointment with her when I’m there!

 

I’m too lazy to have a gym membership.

This has partly to do with how I don’t like to drive, but I also don’t like to drive in order to get in a workout.

There are many ways to exercise for free. Living in an RV definitely helps because I can exercise in new and awesome places all the time. We like to park our RV in places with immediate access to trails, and having that option is really awesome.

In fact, right now we are at an RV park that backs up to a state park, which backs up to a national park. Can’t beat that! From this spot, we are able to go hiking, mountain biking, road biking, and more.

 

I’m too lazy to get my nails done professionally.

According to Wisebread, the average woman who gets manicures and pedicures does so every two weeks, with an average cost of over $1,300 per year.

I’ve only had my nails done professionally less than a handful of times. But, my nails are always done, because I always do them myself.

It takes way less time and is super affordable.

Has your laziness ever helped you save money? What are other easy ways to save money?

 

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About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  1. Michael says

    I hate driving to the gym. Not because I don’t want to drive or go, but it’s just one more excuse NOT to go 🙂 As for the manicures, I’m working on finding a great alternative to going twice a month. I can get away with a once a month or every other month pedicure but I hate my nails looking a mess. Do you use regular polish or gel polish at home?

    Reply

    • DNN says

      Michael,

      Having a treadmill set up at home is a great way to stay on your a game in terms of doing cardio first thing in the morning on an empty stomach. Many people feel like yourself and don’t want to drive to go to the gym. Have you ever thought about investing in your own home gym? Sometimes it is good to go to gym because you feel the positive pressure of being around people which will quietly inspire you to go the extra mile in your workouts and pre-workout and post workout cardio.

      And if you ever thought about it, let’s say for example you were at the gym and your ex saw you. Wouldn’t you feel inspired just because your ex is there to do extended workouts or cardio just to show them you’re doing good after the breakup? Don’t laugh too hard at that… LOL

      Reply

  2. Christine @ The (mostly) Simple Life says

    We save a ton of money by staying home most of the time. If we weather is nice we like to be outside at the park or the beach which are free.

    I didn’t realize people got their nails done so often! I get mine done once a year at most for a treat. Otherwise I don’t really do them at all. I don’t like the feeling of nail polish on my nails so I just try to keep them neat.

    Reply

    • Kate says

      Ditto on the kids’ impact! I don’t think kids cost nearly as much as people say, because it’s so much work to take them to stores and restaurants. It saves us money because we have to be purposeful with every grocery trip and don’t do any recreational shopping. And what parent has time for hair and nail salons?

      Reply

  6. Holly@ClubThrifty says

    LOL! I can relate. I get too lazy to go to the store, so I end up digging through our pantry and making meals for a while. I’m also way too lazy to get my nails done most of the time – who has time for that?!?!

    Reply

  7. Kaitlynn Marie says

    Yes! I’m also too lazy to drive sometimes…okay most times! I think that is one reason I save money, because I don’t tend to go out. I pretty much go to work and then go home. I need to find free things to do though, because you can’t stay home alllll the time.

    Reply

  8. Lindsey says

    I used to get my nails done all the time while I was in college. Now that I just don’t want to spend my free time in a salon it’s amazing how not doing something has made me not miss it AT ALL. I get lazy when it comes to going out to buy things and end up shopping online, which works out because then I get extra savings from being able to use online coupon sites.

    Reply

  9. Latoya @ Life and a Budget says

    Girl, I hear you on this one. I hate browsing stores to and it resulted in me creating a capsule wardrobe of sorts without even realizing it. I wear the same type of outfits because I purchase multiples when a do shop so I hopefully don’t have to do it again anytime soon. My last pro haircut was in 2013, I just trim it myself and I only get a professional pedicure 2 to 3 times a year and maintain it myself during warmer months. It’s all about what’s important to us and obviously these aren’t at the top of my priority list.

    Reply

  10. Michael says

    I brew my own coffee daily. Feel too lazy to go to a coffee shop – which is a waste of time and money.

    Reply

  11. Susie says

    I am too lazy to go out to eat and I love it. I would eat out all the time and now I don’t enjoy it very much. It saves time and money and my husband and I eat at home together a lot and connect more. I just purchased a new, old fashioned Pyrex coffee maker and I rarely buy it anymore. Brewing it at home tastes better and costs me a fraction of the price!

    Reply

  12. Aliyyah @RichAndHappyBlog says

    I know plenty of women who are dedicated to getting their nails professionally done every two weeks (if not every week). It is definitely a splurge that you have to really value in order to make it worth it. Otherwise, painting your nails at home saves so much money.

    Reply

  14. Sarah says

    With two little kids it is SO much work to get out of the house. I’m too lazy to take them out of the house on day adventures very often and that saves us a bunch of money. When I do take the kids out it usually involves coming home with the some impulse purchases that I didn’t intend on: craft projects, snacks, bottled water, etc. Once I even forgot to pack baby wipes so off to the drugstore we went!

    Reply

  15. Stockbeard says

    Wow Michelle I can 100% relate! My procrastination has saved me so much money over the past few years, it’s almost insane. Driving: check. Shopping: check. Haircut: check!

    One time my laziness also saved me a lot more: I signed for a shady insurance a few years ago. These guys wanted me to start investing all my money with them, but I started low, promising myself I would look into closing some of my less performing accounts one time to start pouring more into that insurance. It turned out to be a very bad investment platform and I lost lots of money, but much less than if I had been proactive in funneling even more money into their stuff.

    Reply

  16. Norman says

    You sound a lot like me when it comes to being too lazy to go to the gym, drive, go shopping ,etc. I can’t relate to the nails thing however! LOL. There are a ton of Youtube workout videos that are great so I don’t need to leave my home to work out.

    Reply

  17. Rebecca Parker says

    LOL!!! Michelle, I can totally relate. I am too lazy to go shopping! My husband LOVES the fact that I avoid the mall at all costs! Just the thought of endlessly browsing through stores makes me tired and anxious! I also don’t get manicures, pedicures, and I do my own hair color. I workout at home, too! Thanks, girl! I feel so much better knowing there are so many others just like me! 🙂

    Reply

  18. The Green Swan says

    My wife has done a great job saving on some “girl” stuff. Doing her own nails, dying her own hair (I know there’s still a cost, but still a huge savings), etc. It really can add up. We’re even now saving on my haircuts by buying a clipper and having her cut my hair. Again, upfront cost, but over time a huge savings!

    Reply

  19. cece says

    So funny! I am also too lazy to get my nails done. I don’t need another appointment in my life. I also have been too lazy to shop just to shop. The last few months I did because I felt I needed something, but I don’t enjoy the whole process of looking for things and trying on etc like I used to so I’m less likely to do it.

    Reply

  21. Amanda says

    On the rare occasion that I go to a store (besides the grocery store, which I don’t enjoy either), I experience a sort of culture shock.

    Last weekend, my 15 year old needed new shoes – while at the store, my son overheard the mom of another teen boy offer to buy him 2 pairs of shoes, and then proceeded to ask him if he was sure he didn’t have the exact same pair at home. Wow. I live in a whole different world.

    Reply

  24. Monica says

    I work full time as a middle school teacher. By the end of the day, I’m tired and I’m tired of people. 🙂 This saves me a lot of money. With three little ones, I don’t want to get “back out” to go out to eat, or go the movies, or most anything else. Once I sit down, that’s it. We aren’t leaving. I had rather eat a sandwich than get dressed again to go out to a restaurant during the week.

    Reply

  25. Grace says

    I find I put off getting my hair cut until 2 to 3 months have passed and then I get my money’s worth.
    I am not a mall shopper or browser which makes hubby happy. His first wife was a SHOPPER.

    Reply

  26. Emily @ evolvingPF says

    I stretched a box of contacts that is supposed to last 6 months to 1 year over about six years because I’m too lazy to put them in every day… Not exactly a medically sound decision but it worked out fine and I probably ‘saved’ over $1,000 by not ordering new ones.

    Reply

  27. Tiffany Griffin says

    This is so true Michelle! I never looked at laziness as being a money saver. 🙂 I can’t imagine how much money I’ve saved from pure laziness. My big thing is that a lot of times I don’t feel like driving. I typically only drive when it’s time to buy household essentials. I’ve been working on getting out of the house more, because I know that’s probably not the best habit to form.

    Reply

  28. Nicole says

    I can relate to this! At my former job I rarely went out to eat, not because I couldn’t afford it, but I was too lazy to walk out to my car, drive someplace, eat, and then get back to the office on time. I’d rather bring my lunch and relax for that hour.

    My laziness also made me more productive at work by identifying ways I could streamline and automate processes so I wouldn’t have to do as much manual work.

    Reply

  29. Kevin says

    I never really thought of being lazy as saving money. My wife and I are constantly on the go, trying to get 100 things done all the time. Maybe now I can tell her we should stay home more to save money. Especially when she wants to go shopping!!! Wonder how that’ll work out!! Good read!

    Reply

  31. DNN says

    Laziness is not good because it slows down the metabolism and discourages a person from doing their cardio which results in weight gain. We’re human and we all get lazy at times including I. When laziness sets in and sitting at home, it’s a good idea to pull up a Microsoft Word blank document, activate his speech recognition program, and start writing away in your Microsoft Word document in rough draft mold just to get all those rambling thoughts from the back of your mind on your PC screen. Once you have that done, simply edit your content before posting to your WordPress blog website. The beauty about this is that you can work any hour of the day without having to meet a quota and work in your underwear. And yes, being lazy at times does help anyone save money on gas and other things.

    Reply

  32. Jen @ Frugal Millennial says

    Interesting point of view! I skip these things because I’m currently on a three year spending ban while I pay off my student loans. Maybe whenever I feel sad or feel like I’m “missing out”, I should just remind myself that these things are too much work anyway! My time is better spent doing things I actually enjoy 🙂

    Reply

  33. Wendy says

    I love the gym when I get there but the drive is what kills it for me as well. Driving scares me more often than not and I don’t want to put myself through all of that stress for a gym. I love being lazy because it makes me fell productive when I get simple tasks done.

    Reply

  34. Ali Raza says

    Michelle simple yet effective ways. I’m a male but i like the saving gym membership part because i just realize that i could save a lot of money by doing exercise for free.

    Reply

  35. Natasha says

    I’m too lazy to meet up with people for drinks. That saves me money in gas and alcohol! (Not to mention the calories I would have consumed from those fancy cocktails!)

    Reply

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