If we’re being 100% honest with ourselves, there are usually some corners that we have not fully cut when it comes to our budget. Maybe we’re among the many people who simply can’t give up the weekly or daily latte from our favorite coffee shop?
Yes – we’ve done the math. Yes – we know how much all those lattes add up. And no – we aren’t about to give them up! Or maybe it’s a more occasional indulgence whose price tag is much higher than a latte, like a favorite designer’s bags or shoes, or a monthly trip to a pricey restaurant where the bill oh-so-quickly climbs higher than we should let it. Whatever the situation may be, we all have reasons for letting these indulgences slip through the cracks, and for some of us the answer is simply that we don’t want to cut out everything that makes us feel happy.
If cleaning up debt, or simply staying out of debt, is important enough to us, we dedicate the time and energy necessary to make it happen. But some expenses are more easily cut or eliminated than others, and for some of us, it is addictions that stand in our way. While the end goal may be to tackle the addiction altogether, there are sometimes options we can take advantage of in the meantime that help us financially. And if you are a smoker, one such way is to ditch traditional cigarettes for more budget-friendly e-cigs.
Let me be clear that I am not encouraging smoking. I am not a smoker myself, and I am thankful I never picked up the habit. But I do have friends who have made the switch to e cigarettes as a way to get away from the tar, smelly smoke, and high price tag that regular cigarettes bring, with their ultimate goal being to give up smoking altogether. While some people don’t plan to quit, for many others e cigs are a stepping stone toward quitting, and an added benefit of e cigs is that they are much cheaper than regular cigarettes in many instances.
As you could probably guess, finances come up quite often in my conversations with friends. We share tips and tricks for smart money management, and enjoy coming up with creative ways to save that are as painless as possible. I was talking with a friend recently about her switch to ecigs, and was shocked by how much money she was saving thanks to giving up regular cigarettes. Cigarette prices vary quite a bit from area to area, but she let me know that she was paying around $7.50 per pack in her area. She tried a few different e cigarette brands, and decided on 21st Century Smoke. She purchased a few of their e cig starter kits for $6 each, and each kit contains 2 e cig cartridges. With each cartridge being the equivalent of approximately 2 packs of regular cigarettes, her ‘price per pack’ has gone down from $7.50 to just $1.50. While I am hopeful she’ll give up smoking altogether, I’m excited for the serious savings she’s seeing in the meantime, and wanted to share the idea with all of you in case you’re in a similar situation as my friend.
How about you? Are you letting your budget go up in smoke? Or are you letting your budget get sidetracked a bit by coffee, shoes, indulgent foods, or something else altogether? We spend a lot of time talking about what we can, do, and will give up in the name of financial freedom. Let’s take a look at the other side of the coin and share what it is we won’t give up in the comments!
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