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Do You Make Excuses For Why You’re Not Following Your Dream?

Last Updated: December 20, 2015 BY Michelle Schroeder-Gardner - 86 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

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father-656734_640We’ve all heard them – excuses.

Many people will make various excuses for why they cannot and why they will not be able to reach their dream. With 2014 very close, you are probably thinking about what you want to accomplish in 2014 and what your goals are for the future.

In October, I definitely reached my dream. Full-time freelancing was achieved in October of 2013 for me, and I feel in control of my life by having my own business and being able to do what I want to do.

When I do tell people about what I do, I often get a lot of “You are lucky,” “I never will be able to do what I want,” “That’s not possible” and so on.

That always makes me sad to hear. If you want something, then you most likely will have to work hard at it. A goal wouldn’t be a goal if it only took one second to achieve.

Here are some excuses as well as an action plan to make your dream more attainable.

I don’t have the skills.

I have heard many people say that they can’t work on their goals because they don’t have the skills. Maybe you need background knowledge, a degree, a certification, experience or something else. They use this as a reason for why they cannot go further.

Action plan: Work on the skills that you need! If you don’t have the skills, then get them. Go to school if you need to, apply for an entry-level position so that you can get your foot in the door, start with a volunteer position and so on.

 

I don’t have enough money.

Not having money can be a good excuse for why you have not started following your dream, but you should be working to overcome that. If you are spending money on things that you do not absolutely need and are using that as a reason for why you cannot go for your goal, then obviously something needs to change there.

You CAN save money!

Action plan: Make money on the side if you can’t make any more money during the day. There are many different ways for you to earn extra income.

If your goal is to eventually leave your day job to start your own business but you are afraid that you will never save enough money, you should still aim for smaller money goals to keep you motivated.

 

What if I fail?

Many people are afraid of failure. I think being at least a little afraid is only normal. Going for your dream may mean that you will have to make significant life changes, and of course that is scary.

Action plan: Try to think of ways to make you more “comfortable” with failure. Maybe create a backup plan just in case things don’t go as planned, increase your emergency fund so that you can still pay your bills if something were to happen with your income, and so on.

 

It’s too late for me to change.

You might think that you are too old, that you can’t do things because you are tied down (such as owning a home), because you have to be safe for your children and so on. However, none of those things will usually mean that it is too late for you to attempt your goals.

Action plan: Certain things may hold you back, but you probably just need a more realistic plan. Create a schedule of where you would like to be each month and strive for something better.

 

I have no time.

In some cases, you might actually not have any time. However, I’m going to guess that you have at least SOME! Even if it’s just an extra hour each day to work towards your goals, that still counts.

Action plan: Make time! If your dream/goal truly matters to you, you will find a way. I’m sure that there is some TV or something else that you can probably cut out.

 

What excuses have you caught yourself making? What are your goals for 2014?

 

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86 Comments
Filed Under: Career, Goals, Travel Tagged With: Career, Extra Money, Goals, Life, Self-employment, Travel

About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  1. Jessica @AllFrugalLadies says

    December 30, 2013 at 4:06 am

    For me, the fear of failure & pressure to stay the usual and safe course are my two biggest challenges. I agree that “not having the money” is typical hurdle for most of us – but besides becoming more financially savvy and fit, we do have the options of loans, crowdfunding, and attracting investors/partners. For 2014, I’d really like to see my husband’s business succeed – I also put a lot of hours, love, and effort into the store (mostly online) and so his success would really be our success.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:29 pm

      I hope 2014 is great for your business Jessica!

      Reply
  2. MMD says

    December 30, 2013 at 5:03 am

    Great points. I think the biggest challenge is for people to simply stick with it! Ambition is something that only you force yourself to have. And without it you’re not going to see any of your dreams through to completion.

    For anyone with the “I don’t have enough money” excuse, I say put a little work into it. Do some research, make some investments, and take on some side gigs. You’ll be surprised at how fast your financial situation will turn around really quickly.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:30 pm

      I agree MMD! Ambition and side gigs can definitely change a person’s life.

      Reply
  3. FI Pilgrim says

    December 30, 2013 at 5:59 am

    This post makes me want to facepalm, because you’re absolutely right! I just spend several days with one of my brothers who claims he is “stuck in his career” at age 21, and doesn’t have any options. Oh, how I wish I could make him understand how many opportunities there are out there, if he would just take some responsibility for himself.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:31 pm

      Haha yes I used to feel extremely stuck as well, and I still laugh about it when I think back about it!

      Reply
  4. DC @ Young Adult Money says

    December 30, 2013 at 6:27 am

    Well, I won’t share my goals for 2014 just yet because I’m sharing them on Tuesday and Wednesday : ) but I absolutely have been guilty of making excuses! I think the past year I’ve become a lot better at NOT making excuses and addressing issues. Like you said, if you think you don’t have time you need to better prioritize how you spend your time. If you lack skills or knowledge, you need to make a game plan for getting those skills and knowledge. It’s all about taking action.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:32 pm

      Looking forward to your post! I plan on making a 2014 goals post as well.

      Reply
  5. John S @ Frugal Rules says

    December 30, 2013 at 6:40 am

    I’ll be sharing my goals in a week or so, so I won’t share them now. 🙂 However, I’ve totally been guilty of making excuses and your last one was spot on for me. I’ve often been guilty of thinking I have no time to do something, especially over this past year, and so much of it just goes back to me being wiser with my use of time. There is a lot I can’t put off, but I know I’m losing out on things because I’m not being completely efficient with my time.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:37 pm

      I need to be more efficient with my time as well. The past two weeks have been pretty lazy on my part.

      Reply
  6. Matt Becker says

    December 30, 2013 at 7:15 am

    LOVE this Michelle! I’ve definitely fallen victim to several of these excuses, and still do honestly. But letting them takes over makes us defeat ourselves before we even have a chance to start. I think your action plans are spot on and I really think this is a must read for anyone struggling with getting started.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:40 pm

      Thank you Matt!

      Reply
  7. GamingYourFinances says

    December 30, 2013 at 7:15 am

    Our goal for 2014 is to pay off the mortgage once and for all. Only 140 days left from today! (We have a countdown going already)

    Reply
    • [email protected] says

      December 30, 2013 at 7:28 am

      That is our goal also but we are a lot farther away than 140 days! That is awesome, so happy for you!!!!!! 🙂

      Reply
    • Michelle S. says

      December 30, 2013 at 1:41 pm

      Wow that is awesome!

      Reply
  8. Mike Collins says

    December 30, 2013 at 7:24 am

    It is so easy to find excuses but most of them just show either laziness or a fear of failure. I’m guilty of making excuses for why I’m not further along towards my goals than I am (finding time is the key one) but that’s part of my New Year’s resolutions. I need to get more organized and schedule time to do my online stuff so I can get work done without interfering with family time.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:43 pm

      I need to work on scheduling stuff ahead of time so that I’m not frantically trying to get stuff done anymore.

      Reply
  9. Dee @ Color Me Frugal says

    December 30, 2013 at 7:35 am

    I made excuses for a long time about why I didn’t have enough time to start a blog! But I finally made time, created a schedule for myself, and I am really enjoying it. I wish I would have stopped making excuses and gotten started sooner!

    Reply
    • Michelle S. says

      December 30, 2013 at 1:45 pm

      I’m glad you started as well! 🙂

      Reply
  10. [email protected] and the Beach says

    December 30, 2013 at 9:31 am

    Great post! I agree that people will come up with excuses for everything…which in my mind means you don’t really want to do it. I think sometimes necessity is the mother of invention, meaning people don’t get a move on unless something gets really bad, like their job, weight, finances, etc. I’ve done really well in some areas of my life (health, personal goals) and was bad in the area of finance until things got bad.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:47 pm

      Yes, I agree. Sometimes you have to feel like you are forced to do things before you realize that there may be a problem.

      Reply
  11. Happy Life And More says

    December 30, 2013 at 9:33 am

    I am definitely guilty of using these excuses. “A journey begins with a single step” Take one step at a time and it won’t seem that overwhelming.

    Latest post: http://www.happylifeandmore.com/2013/12/27/why-should-everyone-aim-for-financial-independence/

    Reply
    • Michelle S. says

      December 30, 2013 at 1:48 pm

      A journey definitely does begin with a single step 🙂

      Reply
  12. Alexa says

    December 30, 2013 at 9:58 am

    It’s truly amazing what people can do when they stop making excuses and just go for it. It’s super easy to make excuses and I think most people make them because they are afraid they won’t meet their goals. But it’s much better to push the excuses away and make it half way to your goals rather than not try at all!

    Reply
    • Michelle S. says

      December 30, 2013 at 1:50 pm

      Yes, I agree! It’s better to try than to not try at all.

      Reply
  13. Demaish @ Borrowed Cents says

    December 30, 2013 at 10:04 am

    I make excuses sometimes but mostly I try to keep my eyes focused on the prize

    Reply
    • Michelle S. says

      December 30, 2013 at 1:50 pm

      And what’s the prize? 🙂

      Reply
  14. Mrs PoP @ Planting Our Pennies says

    December 30, 2013 at 10:26 am

    Another excuse – I’m too tired to do it! But it’s amazing how energizing reaching your goals can be!

    Reply
    • Michelle S. says

      December 30, 2013 at 1:51 pm

      Yes, reaching goals can be very energizing and motivating!

      Reply
  15. Mark Ross says

    December 30, 2013 at 10:42 am

    I must admit that I’ve made those excuses before and it didn’t lead me to anything. That’s why I decided to just do what I want to do and do my best to achieve my goals.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:52 pm

      Good job!

      Reply
  16. jackie says

    December 30, 2013 at 11:51 am

    great tips! I would love to get some side gigs going to make extra money and know that I just need to stop making excuses. hopefully 2014 will be the year that I can make extra and save more money!
    — jackie @ jade and oak

    Reply
    • Michelle S. says

      December 30, 2013 at 1:54 pm

      You can do it Jackie!

      Reply
  17. Deacon @ Well Kept Wallet says

    December 30, 2013 at 12:12 pm

    My grandpa had a great saying, “Don’t give me excuses, show me results.” I think because of growing up hearing this, I steered away from making excuses.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:54 pm

      That is definitely a great saying! Sounds like a wise man.

      Reply
  18. Little House says

    December 30, 2013 at 12:13 pm

    I just remind myself to keep focused on the prize. Every now and then I throw a very short pity party for myself and think, I can’t do this, but then I remember I can do anything with enough focused motivation, hard work, and commitment. My mantra is Keep Going!

    Reply
    • Michelle S. says

      December 30, 2013 at 1:55 pm

      Yes, exactly! You just need to keep focus 🙂

      Reply
  19. kim says

    December 30, 2013 at 12:34 pm

    i work from home and have debt and goals. I have been working for years to get out of debt, but the best advice I can give or take is WORK. Work seems to be the answer, spend less, work harder.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:56 pm

      Yes, work harder!

      Reply
  20. Jennifer @ Budgeting in Baby says

    December 30, 2013 at 12:37 pm

    The excuse I use the most often is that I don’t have time. This is a really good post.

    Reply
    • Michelle S. says

      December 30, 2013 at 1:57 pm

      Thanks Jennifer!

      Reply
  21. Connie @ Savvy With Saving says

    December 30, 2013 at 3:50 pm

    I’ve always been to afraid to follow my dreams, mostly out of fear. But I have to keep reminding myself that some risks are worth taking, even if I fail

    Reply
    • Michelle S. says

      December 30, 2013 at 4:00 pm

      Yes! I wouldn’t want to think back and wonder “What if?”

      Reply
  22. Rebecca says

    December 30, 2013 at 7:04 pm

    I’m living my dream of teaching, but I have another dream too. I want to travel and see the world. Sadly, having student loans is preventing this, but I have connections who are willing to help me do this and pay off my student loans. It’s a hard decision.

    Reply
    • Michelle S. says

      December 31, 2013 at 10:28 am

      That is awesome that you are living one of your dreams. I hope you can do the second soon 🙂

      Reply
  23. [email protected] says

    December 31, 2013 at 5:04 am

    I’ve been making excuses on why I can’t get healthier because of my back. My negative thoughts are my biggest obstacle to eating and living better. To a healthy 2014.

    Reply
    • Michelle S. says

      December 31, 2013 at 10:28 am

      Healthy 2014! 🙂

      Reply
  24. Amanda @ Passionately Simple Life says

    December 31, 2013 at 6:30 am

    I’m always the one who says there is no time to get what I need done. But in reality, while I’m watching a tv show or on my way to work, I can get some of those small tasks done. It’s those small excuses that can turn into bigger issues later on.

    Reply
    • Michelle S. says

      December 31, 2013 at 10:29 am

      I agree! If I’m watching TV, I try to multitask and do something else as well so that I don’t feel completely lazy.

      Reply
  25. [email protected] says

    December 31, 2013 at 7:02 am

    My biggest excuse is always that I don’t have time. It’s true in some ways…but I *could* make time if I really wanted to. I might have to start getting up at 5:00 a.m. again. Ugh.

    Reply
    • Michelle S. says

      December 31, 2013 at 10:31 am

      Haha yes same here! I haven’t been waking up early anymore and that is something that I probably need to change.

      Reply
  26. Laurie @thefrugalfarmer says

    December 31, 2013 at 7:03 am

    Oh my gosh, awesome post, Michelle!!! We used to use all of these excuses as reasons why we were still in debt. Now that we’ve dumped the excuses, we’re making real progress, and it feels so good!

    Reply
    • Michelle S. says

      December 31, 2013 at 10:35 am

      Yes, no more excuses! Glad that you are making progress 🙂

      Reply
  27. KK @ Student Debt Survivor says

    December 31, 2013 at 8:11 am

    My excuses usually involve time in some way or another. Until recently I was using “I don’t have enough time” as an excuse not to work out. Then I found a 25 minute workout DVD set and now I’m making time to do it. It’s more of a personal goal than a professional one. But I think feeling better and being healthier will help me in my career and in my life overall. Great post.

    Reply
    • Michelle S. says

      December 31, 2013 at 10:37 am

      I used to always use time as well as an excuse!

      Reply
  28. Girl Meets Debt says

    December 31, 2013 at 10:34 am

    I’m often guilty of the “I don’t have enough money” excuse but with such massive debt hanging over my shoulders it’s kinda challenging not to be but I still always work hard to save enough money for things I really want to do like local weekend getaways. 🙂 Great post Michelle!

    Reply
    • Michelle S. says

      December 31, 2013 at 10:38 am

      Thank you! It sounds like you are doing well 🙂

      Reply
  29. Liz says

    December 31, 2013 at 12:03 pm

    My day job is not my dream job but I am really thankful that I have it because it helps support my family. My dream job is to become a blogger and in 2013 I created the blog! I am working n early everyday on networking and blogging. It’s a lot of work on top of a full-time job, but I love it. I find it so gratifying. I have a lot to learn in 2014 so my main goal is to develop my writing and blogging skills.

    Have a wonderful new year!

    Reply
    • Michelle S. says

      December 31, 2013 at 2:29 pm

      Good luck in 2014 Liz! 🙂

      Reply
  30. Fig @ Figuring Money Out says

    December 31, 2013 at 2:23 pm

    Right now I’m trying not to let any excuses hold me back. I can feel them hanging out in the back of my mind but I won’t let them win! I think 2014 is really going to be my year to succeed and I can’t wait to see it all become a reality.

    Reply
    • Michelle S. says

      December 31, 2013 at 2:31 pm

      I hope 2014 is your year!

      Reply
  31. Stefanie @ The Broke and Beautiful Life says

    December 31, 2013 at 2:29 pm

    Yes to skills! I’m teaching myself how to code this year!

    Reply
    • Michelle S. says

      December 31, 2013 at 2:32 pm

      Yay!

      Reply
  32. Broke Millennial says

    December 31, 2013 at 3:45 pm

    I’ve used the “I have no time” excuse and really it comes down to prioritizing. Sure, I’m on a bit of a time crunch with the blog, a FT job and side hustles — but I also don’t need to watch a TV show and could spend that time on achieving my goals.

    These were all great tips, Michelle. I hope 2014 treats you well!

    Reply
    • Michelle S. says

      January 1, 2014 at 12:43 pm

      Yes, I agree. I watch too much TV so whenever I complain about time I just have to laugh at myself.

      Reply
  33. David says

    December 31, 2013 at 6:43 pm

    It’s all about the optimism and not the pessimism.
    If you believe, you can achieve- this is a life lesson especially when it comes to getting a job.
    Happy New Years,
    David

    Reply
    • Michelle S. says

      January 4, 2014 at 12:28 pm

      Yes! I agree. If you want to achieve something, you need to start being more positive.

      Reply
  34. Kayla K says

    December 31, 2013 at 9:14 pm

    My excuse is the last one. Not having enough time. I complain I am to tired and can’t do everything I want. True but really no more excuses.

    Reply
    • Michelle S. says

      January 4, 2014 at 12:29 pm

      No more excuses!

      Reply
  35. Kasia says

    January 1, 2014 at 12:09 am

    I spent 2013 making all the excuses you’ve mentioned which is why half my goals weren’t achieved. 2014 is going to be different. It’s time to practice what I preach and work on achieving my dreams one step at a time regardless of how far out of reach they may seem today. Tomorrow they could be much closer to become reality.

    Reply
    • Michelle S. says

      January 4, 2014 at 12:31 pm

      I hope 2014 is amazing for you 🙂

      Reply
  36. Daniel says

    January 1, 2014 at 2:34 pm

    For me, the time excuse is the biggest one, even though I know I have plenty of time and waste it in a variety of ways. 2014 is the year of no excuses for me!

    Reply
    • Michelle S. says

      January 4, 2014 at 12:32 pm

      Good luck Daniel!

      Reply
  37. Ryan @ Impersonal Finance says

    January 2, 2014 at 11:32 am

    There are always going to be reasons NOT to do something, but I think you just have to find the reason to actually do it. Change is always hard, new things can be scary, success isn’t guaranteed, but really nothing in life is. So, I’ve always reminded myself to just go for it, because I’m likely going to regret not trying more than I would regret trying and failing. But not enough money is the one I have to get over the most, as it always seems to be a reason not to do something.

    Reply
    • Michelle S. says

      January 4, 2014 at 12:34 pm

      Yes, fear of regret is something that has always pushed me.

      Reply
  38. Tara @ Streets Ahead Living says

    January 2, 2014 at 3:14 pm

    I really see excuses when it comes to cutting down on expenses and paying down bills. They use the same excuses, afraid of change. Nothing like hearing a friend claim she’s broke but is unable to work a 2nd job out of laziness and not out of a true lack of time/ability.

    Reply
    • Michelle S. says

      January 4, 2014 at 12:36 pm

      Yeah I always love when someone says they are broke but they hardly work and don’t even try to find another job. There is always time!

      Reply
  39. Jason B says

    January 3, 2014 at 3:09 pm

    I made excuses for years why I couldn’t travel cross country. I believed them for a long time until I made a change. I was able to make that trip happen this past July.

    Reply
    • Michelle S. says

      January 4, 2014 at 12:37 pm

      Good job Jason!

      Reply

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    […] Hey everyone! I hope all of you are having a great week. If you haven’t read it yet, please read my post that was published on Monday – Do You Make Excuses For Why You’re Not Following Your Dream? […]

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