Our retirement plan always seems to be on our mind. When do we want to retire? Are we going to retire completely, work part-time have passive income or something else? Of course different people do different things, and we are still young and have plenty of time to think about what we want to do.
Early retirement of course sounds nice, but I'm the type of person who likes to keep busy and I would need SOMETHING to entertain me and have something on my mind. I would want to probably do something that I enjoy on the side, maybe pick up photography, start a new and fun business, travel and so on, but I would need something to keep me occupied.
Now that our main incomes from our jobs and also our extra income has increased, where to put this money is always on our mind. Yes, we did just buy a new car, are thinking about buying a new house, but what about after that? We are really ramping up our savings since we have so much available cash in our budget every month. I will say that this is of course also in part because of our great budgeting skills and the fact that we have lowered our expenses by a lot (except of course for adding the new car).
We have ramped up our savings, but haven't gotten heavily into the stock market nor have opened a forex trading account just yet. I would like to start investing a great amount of our income every month in some sort of investment such as stocks, maybe real estate and so on. I'm not sure what a good number for investing is though. 20% of our take home income? 50% of our take home income? As much as we can? I want to still have fun of course also!
We do plan on heavily investing soon, but of course still want to be diversified. We most likely will do plenty of things in order to feel comfortable in retirement but still have fun with life 🙂
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