It’s no secret that I’m really trying to save as much money as I can so that I can pay off my student loans as quickly as possible.
The thought of still having them in the summer time would make me sad (and a little mad), so I’m trying as hard as I can to keep with the goal of having them gone by March or April of this year.
On a side note, Sharon over at Midlife Mom Musings switched from Blogger to WP and wants you all to follow her on over there. I know what it was like when I switched from Blogger to WP, and I hated losing so many readers because they couldn’t find my link. I thought I’d make it a little easier for her 🙂 And if you haven’t yet, please read my post about how to start a blog!
Anyways, my $38,000 Student Loan Payoff Plan is going well and I’ve already knocked out a big chunk. The other day I also completely knocked out a private student loan that I’ve had since 2007 that was almost up to $6,000!
I’ve been ramping up the ways that I make extra income and this has helped me a lot with paying down my student loan debt. I’m all about increasing my income!
However, even with all of our increases in extra income, we have been spending way too much on food. I know that if we didn’t eat out so much, then we would be saving even more.
Here are some updates:
Meal Planning – not going so well
I have hardly been doing any meal planning lately. This means a lot more food waste in our house. I just buy stuff at the grocery store and have no plan for it. I need to dig through my Pinterest food board and start making some of the yummy looking food on there.
Stop buying snacks – going well
We buy way too many snacks. Whether it be Gushers (yes, I have an unhealthy addiction), chips, cookies and so on. Lately I’ve been to the point where I’m running past the snack aisles at the grocery store so that I can’t even think of buying any snacks. This actually works haha 🙂
All of this is expensive, and we pretty much just eat it when we’re bored. No nutritional value and it’s a waste of money! Plus, we need to eat more healthy.
STOP EATING OUT – getting better
Yes, this is my number one goal. We eat out a lot. I will not tell you because I know a lot of you will yell and rip me apart. Lets just say it’s “a lot” and leave it at that. I need to start coming up with exciting dinners so that I don’t feel the need to go out and eat.
However, this past week we have been doing MUCH better. Our goal right now is to eat in 5 days every week. We were able to accomplish this last week and are doing good so far this week.
Use coupons – nonexistent
I don’t remember the last time I used a coupon that I actually clipped and brought with me. I get them in the mail all the time but don’t even bother. I hate whenever I go to a store and realize that I threw the coupon away because I thought I wouldn’t use it, but then it turned out that I needed it!
Do any of you coupon? How much do you usually save in a week or month because of it? If any couponers want to do a guest post for me about how you save money, I would love to have you on my blog by the way.
Also, if I do go out to eat, my goal is to use a coupon every single time. I need to use more Restaurant.com gift certificates (these are wonderful if you haven’t used them before) because you are usually paying $2 for a $25 gift certificate. Also, search for mobile coupons before you’re about to buy something! This is something that I do more often now and the other day even saved an extra $30 off a pair of shoes for W (yes I do realize shoes are not food).