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Happy New Year! And a Giveaway

January 1, 2013 BY Michelle Schroeder-Gardner - 44 Comments

This post may contain affiliate links. Please read my disclosure for more info.

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Happy 2013 everyone! I hope you all have a great day and year and hopefully last night wasn't too rough on you. Now I have a giveaway πŸ™‚

a Rafflecopter giveaway

Join the free Master Your Money course!

Join the free email course and finally learn how to manage your money better, pay off debt, save more money, and reach financial freedom.

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44 Comments
Filed Under: Uncategorized

About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  1. vesta says

    January 1, 2013 at 6:29 am

    Happy New Year to you also!

    Thanks for the giveaway too!!!!

    Reply
  2. SassyPants213 says

    January 1, 2013 at 6:32 am

    I've actually just started to make a budget and am trying to find ways to get out of my debt hell hole. I've been blog stalking trying to get ideas about what has worked for different people πŸ™‚

    Reply
  3. @deaconhayes says

    January 1, 2013 at 9:08 am

    Our goal is to pay off $17,000 of principal of our mortgage in 2013. The plan is to have it paid off in less than 5 years. Happy New Year!
    My recent post Top 10 New Years Resolutions for 2013

    Reply
  4. becca112971 says

    January 1, 2013 at 9:44 am

    Happy New year may the year bring you all that is wonderful

    Reply
  5. becca112971 says

    January 1, 2013 at 9:45 am

    for got to answer question changes is to try to save a little out of each paycheck

    Reply
  6. Sean@onesmartdollar says

    January 1, 2013 at 10:13 am

    Happy new year to you as well Michelle.

    Reply
  7. DC@Young Adult Money says

    January 1, 2013 at 10:20 am

    Happy New Year to you as well!
    My recent post Get Financially Fit in the New Year – $100 Giveaway

    Reply
  8. Jess says

    January 1, 2013 at 10:35 am

    Spend less eating out and pay down our debt!

    Reply
  9. Lance@MoneyLife&More says

    January 1, 2013 at 10:57 am

    Happy New Year! Financial challenge this year is paying down my girlfriend's student loans (or at least saving for it!)
    My recent post Don’t Call It A “New Year’s Resolution”

    Reply
  10. Alysia says

    January 1, 2013 at 11:50 am

    I'd love to win!

    Reply
  11. Rachel says

    January 1, 2013 at 12:43 pm

    I'm hoping to save up for a nice professional camera this year, so I want to spend less on little things like makeup and clothes!
    My recent post My 12 Best Moments of 2012

    Reply
  12. Ashlee says

    January 1, 2013 at 12:51 pm

    Happy New Year!!! πŸ™‚ I'm hoping to use cash only this year.. no credit!
    My recent post 2013 Goals

    Reply
  13. Angella says

    January 1, 2013 at 1:00 pm

    We are going to pay off the rest of our credit card debt this year!! And hopefully increase our extra income in some way.

    Reply
  14. Canadianbudgetbinder says

    January 1, 2013 at 2:25 pm

    Happy New Year Michelle! Cheers mate! Mr.CBB
    My recent post Finances In The New Year + New Budget = Success Formula

    Reply
  15. Melanie T says

    January 1, 2013 at 3:11 pm

    Save more!

    Reply
  16. Cece says

    January 1, 2013 at 3:53 pm

    I need to contribute more to my 403(b). I've been lagging on it because I've enjoyed having more extra money every month but I gotta do it!!!
    My recent post Tiffany Blue

    Reply
  17. @eemusings says

    January 1, 2013 at 3:56 pm

    Happy new year to you and W!!!
    My recent post Happy new year! 2013, I’ve got big plans for you

    Reply
  18. Kelli says

    January 1, 2013 at 4:16 pm

    I'm going to pay off credit card debt and finally start a real emergency fund.

    Reply
  19. Grayson@Debt RoundUp says

    January 1, 2013 at 5:43 pm

    Happy New Year Michelle. I hope you have a prosperous 2013!

    Reply
  20. Amy says

    January 1, 2013 at 7:23 pm

    Happy New Year!

    Reply
  21. Lindsay says

    January 1, 2013 at 8:52 pm

    I am paying off my car in 2013 and (fingers crossed/God willing) gaining my National Board certificate in teaching so I will be getting a raise!
    http://www.domesticatedworkingwoman.blogspot.com
    My recent post Adios 2012

    Reply
  22. vanessajaded says

    January 1, 2013 at 9:00 pm

    Save as much as possible since we are saving for our first home!

    Reply
  23. Chloe Moon says

    January 1, 2013 at 9:10 pm

    Happy New Year!!!!
    My recent post Hello 2013! Let the Adventure Begin…

    Reply
  24. keshakeke says

    January 2, 2013 at 5:07 am

    Start paying more on debt!

    Reply
  25. Wendy W. says

    January 2, 2013 at 6:27 am

    Like many others, definitely looking for ways to cut back!

    Reply
  26. vesta says

    January 2, 2013 at 6:29 am

    Oops – Missed answering question — I am planning to pay off $14,000 in debt — through budget cuts, spend days tied to payday 2-3 per month), 2nd job, eBay sales (minimalize lifestyle), and craft sales (crochet & counted cross stitch).

    Reply
  27. μ΅œλ‹€ν•΄ gongjumonica says

    January 2, 2013 at 7:05 am

    Happy New Year and thanks for the giveaway. I need to save more because I want to take my MA soon.

    Reply
  28. Kelly R. says

    January 2, 2013 at 7:14 am

    I hope to be debt free in 2013!

    Reply
  29. Tina says

    January 2, 2013 at 7:18 am

    I am going to try to save money and try to get some of my debts paid to help out my credit.

    Reply
  30. Trevor K says

    January 2, 2013 at 7:23 am

    Paying off my $15000 line of crdeit and start a trust fund for my newborn child Caleb!

    Reply
  31. Stephanie Phelps says

    January 2, 2013 at 7:48 am

    I plan on using our credit union to put more back in savings

    Reply
  32. Canadianbudgetbinder says

    January 2, 2013 at 10:02 am

    Happy New Year mate! Mr.CBB
    My recent post Three Best Things About Being Single When It Comes To Money

    Reply
  33. @starlight61983 says

    January 2, 2013 at 11:15 am

    Happy New Year! Hoping to lots better at saving this year!

    Reply
  34. Rose says

    January 2, 2013 at 11:45 am

    I'd like to put more into savings.

    Reply
  35. meegan says

    January 2, 2013 at 3:38 pm

    gonna try to save more

    Reply
  36. rebeka deleon says

    January 2, 2013 at 3:44 pm

    to lower our monthly bills and to save more

    Reply
  37. Baylee says

    January 2, 2013 at 6:02 pm

    Trying to save and pay off debt!!!
    My recent post the quit.

    Reply
  38. Katie says

    January 2, 2013 at 6:44 pm

    stick to the budget!

    Reply
  39. Crystal says

    January 2, 2013 at 7:06 pm

    Getting back to savings!
    My recent post Wordless Wednesday, Jan 2 2013

    Reply
  40. Tammi Bivans says

    January 2, 2013 at 8:56 pm

    I plan to save more money this year and make more money this year!

    Reply
  41. Juan Sanchez says

    January 3, 2013 at 10:36 am

    Spend less and when I do spend, keep track of my spendings!

    Reply
  42. gina says

    January 3, 2013 at 11:14 am

    Budget!!!!
    My recent post Christmas Eve/Day in Pictures

    Reply
  43. Samara Overturff says

    January 3, 2013 at 10:19 pm

    Save more and spend less. Happy New Year! Thanks for the giveaway! =)

    Reply
  44. Kim Brown says

    January 7, 2013 at 3:51 pm

    New Year's Resolution is to save more! Love the tips & giveaway!

    Reply

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Hello and welcome!
My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.
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