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My Goals for 2012

Last Updated: BY Michelle Schroeder-Gardner - 34 Comments

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I’m a little later than others for my 2012 goals but it’s only the 5th of January! So I’m not too worried. I’m not really the person to have “resolutions,” as I’m always trying to improve myself. But I do have lots of goals.  I posted my January goals the other day, but now it’s time to think about my goals for the whole YEAR.

I plan on keeping track of my yearly goals whenever I post my monthly goals, so that everyone knows how I’m doing.

I think I have too many goals. Is this too many? I really don’t even know. I’ve been looking at everyone’s’ goals, and they seem so great! I hope everyone has a great year (and many years). Here are my goals:
 

  1. Have lots of fun. I have a lot going on this year. I’m finally going to get my certification for my job that I’ve been working on for almost 2 years. I’ll get it sometime in the summer (hopefully). This last stretch will be the hardest. So between this and graduating with my MBA this year, I’m going to be very busy. I have to make time for everything.
    • But with all of my vacations planned, I doubt I’ll have any trouble with this.
  2. Get toned. I’ve talked about this before, I want a reeeeeaaaaally nice stomach for all of my vacations this year. I’m going on 3 beach vacations and a girl’s Vegas vacation, so I definitely want to get more toned.
    • My plan is to go to the gym (once a week) and just do strength training and ab stuff.
  3. Have a great year at work. I want to work my hardest at my job and be the best. A good year at work is a good year for me.
    • My next review is in May/June, and I want it to be great.
  4. Get my MBA. I’m hoping to finish my MBA by the end of this summer, but if my class isn’t offered, then my graduation date will be pushed to December of 2012. I really just want to be done by the summer though! I also want to get no less than an A- for the rest of my classes.
  5. Pay off my car by March 2012. As I posted yesterday, I only owe $2,200 on my car. I’m pretty positive that I can pay this off soon.
    • I can’t wait until this is paid off. This will save me $400 a month once I have all of this paid off. That will be great!
  6. Decrease my student loans to $20,000. I owe $27K right now, but I will probably take out about $5K for my 6 remaining classes (I’m going to pay the majority and then loans paying just a little bit). So that means that I will have to pay off around $12K in student loans this year.
    • I’m guessing that my student loans will be gone by the end of 2013, or the beginning of 2014. I do not want to be one of those people that pay their loans for 20 years.
  7. Save around $4,500 for vacations. I’m taking at least 4 vacations this year. We’ve decided on Hawaii, San Juan, and then I’m going to Vegas with my friends in the summer. Me and the BF haven’t decided what our third vacation together will be though. I get almost free airfare, so I’m guessing that each vacation will be around $1,000 (I will make a future post on this soon).
    • I’m super excited about all of these. It will be a great year. I will definitely be making lots of travel posts soon.
  8. Make $10,000 in side income. This will be from mystery shopping, surveys, and hopefully something else! I don’t know what though. Maybe blog income? and that leads me to my next step…
  9. Grow my blog. I love having a blog. I started this blog in August of 2011, and I’m completely devoted to it now. I love all of the blog friends that I’ve made and I love writing.
    • My alexa score isn’t showing up right now since I just switched domains, but for senseofcents.blogspot.com, it was a little under 400,000 last time I checked. I would like to get this below ummmm maybe 150,000 by the end of the year? I’m not exactly sure what I should shoot for.
    • I’m not sure how many subscribers that I will have either, hopefully a lot! I love typing for all of you.
  10. Volunteer twice a month. My training for the Humane Society starts on Saturday (I think) and I already have 4 training days set up. And I’m pretty sure that I have to volunteer at least 10 hours a month, so these 2 days a month should be easy.
  11. Increase my net worth to $85,000.  I posted about my net worth yesterday, and I realized that I forgot to include our truck, so my net worth is actually $60,000. I’m not sure if $25,000 is too much or too little or what. I’ve never really kept track.  That would mean that on average, I would have to pay off around $2,100 a month in debt or save an amount similar to that.
  12. Keep track of my goals.  This is probably my biggest goal. I tend to think of goals, and then never look or even think about them again. What’s the point of goals if you don’t think about them?

What are your goals for 2012? Are any of mine similar to yours?

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About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  2. Niki says

    Great goals! Hope you have a wonderful year.Your Alexa ranking is going to come down faster than that. I imagine you'll have a below 200,000 ranking in just a few months.

    Reply

  8. Amanda says

    Thanks for commenting on my blog! I love yours! Your goals are very similar to mine & I too have some student loan debt. I have some more coming (I will graduate this December). Good luck to you on reaching your goals and Happy New Year!

    Reply

  9. Live Simply- Live We says

    Great goals! I love that they are measurable so you will know where you stand. Keep working hard to get those stu loans paid off, it is such a relief when they are gone.

    Reply

  10. Tanner says

    Those are great goals. You have a plan and you're in process for a lot of them; no doubt that 2012 will see all of those goals be checked off. Best of luck!

    Reply

  11. Amanda says

    I'm impressed! One of my goals, that I didn't post about is to pay down my car loan… I'm not sure what it's at right now (somewhere around $17k), but I would love to break $10k. Good luck accomplishing your goals 🙂

    Reply

  12. Kassi says

    I love these goals. I really want to start saving money into a separate account for opening up my own boutique. I also want to make some side money and put all of it towards my little boutique dream.Thanks for commenting on my blog. I am following you now!

    Reply

  14. Hannah says

    I definitely have a ton of the same goals. Get toned, Have fun, Be good at my job, Make side income ($10,000 is a great goal!) and grow my blog! Hope Humane Society training goes well! 🙂

    Reply

  19. Holly says

    I love your goals!I just switched from my MA in Accounting into the MBA program – yesterday! You'd be proud to know that I am paying my way through my Masters and not taking any loans. :)I think your financial goals are terrific and a lot of people could learn from you! My beau and I are savers and planners!Can't wait to read more!

    Reply

  21. Brittany says

    These are great goals! I need to follow most of these as well, thanks for sharing!I just found your blog today and I would love for you to check out mine and follow back! :)bmaryandblessed.blogspot.com

    Reply

  26. ~Carla~ says

    My goals are nowhere near yours, but I'm quite a bit older than you.. 😉 This being said, you're a sweet girl & I really enjoy your blog! I look forward to seeing you reach your goals!! 🙂

    Reply

  28. Drew {Coral Cafe} says

    Great goals!! Looks like you have a better handle over finances than I do..haha I need to keep track of my expenses more!! That will be one of my goals for the year!

    Reply

  29. Allison Taylor says

    those are some pretty awesome goals. I really like the first though. I need to relax more and just have fun!! Hope this year will be the best!

    Reply

  30. youngandthrifty says

    LOL my predominant reason for getting in shape is to get beach body ready too!!I'm going to Thailand in Feb and I have less than a month to tone my stomach up lol.Great goals!!

    Reply

  31. jamie says

    get toned, volunteer, have fun, and most importantly keep track of my goals are all the same ideas i have, too! congrats on getting your MBA this year, that's sweet! i wish you so much success michelle! happy new year!!love, jamie@jamielechic

    Reply

  34. Samantha says

    Love this post! You have so much to look forward to this year!! :)I'm a braaaand spankin' new follower. I saw that you are one of Meg's (Henning Love) January sponsors and noticed you are from the Midwest! It's nice to come across a fellow midwestern blogger – i'm in Wisconsin!! :)Sa mhttp://petitefemmmejolie.blogspot.com

    Reply

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