The many many types of scams:
- Nigeria. Someone from another country needs YOUR help and only you can help. They need help transferring millions and millions of dollars. Easy huh?
- What you should do: Ignore this, don't even open it.
- Check cashing. They will buy something from you on Craiglist or something and give you a check. This check will be for an amount MUCH higher then the item that you bought and then they will ask you to cash the check and give them back the change. By time you give them the money, the bank will most likely notice a couple of days later that the check was fradulent and you will most likely have to pay.
- What you should do: Don't FALL FOR THIS! So many people fall for this every time. Why would anyone write you a check for more than the item is worth?
- 900 numbers. You'll usually sit on the line and rack up tons of charges by waiting.
- What you should do: Don't call 900 numbers. I'm not positive, but don't they all rack up charges?
- Lottery winning. Congrats! You won millions of dollars and you didn't even have to enter anything and you don't even know how you won this.
- What you should do: Don't open this either!
- You have a lost friend who desperately needs your help. They will pretend to be a friend of yours and say they are stuck in another country and that they really need your help. The only way you can help is if you fork over your credit card and some money (well a lot of money).
- What you should do: If you truly think that this might be a friend of yours, then try calling your friend first and see how they are doing.
Fess up, have you ever fallen for a work at home, online, or phone scam?
Subscribe to get the free Master Your Money course!
Join the free email course and finally learn how to manage your money better, pay off debt, save more money, and reach financial freedom. Get our newsletter and get access to the freebie: