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Good Bad UGLY 11/3/2011

Last Updated: December 19, 2015 BY Michelle Schroeder-Gardner - 5 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

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This post is courtesy of Misty over at Digging out from our Mess.

Good:
  • I did  good with the grocery budget for October.  I think I spent around $250-300 (this doesn’t include going out to eat, but it’s still good!)
  • I’ve been working out lately, but I don’t think I’m anymore toned. I’m starting to feel lazy again about this though.
  • Overtime for the BF has started! Money, money, money.
  • Doing good in my classes, only around 5 weeks left!
  • Work is going great also!
Bad:
  • Need to get new stickers for the license plates on the truck.  That will be around $85, not including the amount needed for the inspection. The total will most likely be around $120, and we hardly ever drive this truck, so this amount stinks. Still haven’t done this yet uggghhh.
  • It’s been getting cold, so we’ve been turning on our heat on some days. It barely ever kicks on so I guess I’m ok with this. I’m not prepared for $250-300 heat bills though.
The Ugly:
  • I can graduate next semester, IF I can manage to take 6 classes next semester. Having a full-time career, taking care of a house and dogs, and taking 18 MBA credit hours might kill me though. But at least I’d be done sooner then later and then have the rest of my life to not worry about homework anymore (that is until I’m 30 and I go back for my Executive MBA ughhhhhhhhh).

What’s going on in your life?

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5 Comments
Filed Under: Life Tagged With: Life

About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  1. Penny says

    November 3, 2011 at 4:24 am

    I don't know how you do it. I spent one summer working full time and taking a single class and I thought that was too much. I can't imagine taking 18 hours and working full time!

    Reply
  2. Tanner says

    November 3, 2011 at 4:35 am

    Dont rush to finish your classes. Sure, it'd be absolutely awesome to finish next semester and be done with school until you're 30, but this can backfire if you sink your GPA and do poorly in your classes because you're adding too many things. Remember, it is quality that counts, not quantity. Can you (and others around you) deal with you being burnt out, stressed out and under pressure for 15 weeks? Or would you rather give your decent best shot at many things over the period of a school year? If you can handle the stress, by all means! Go for it. But be honest with yourself.

    Reply
  3. Stephanie says

    November 3, 2011 at 4:38 am

    Umm… don't take 6 classes next semester!! So not worth it. Just split it into two semesters, maybe take a class or two over the summer. You'd still be done by the end of the year and have plenty of time to not be in school anymore. I took 9 credit hours while working full-time and having a part-time job, I was still in an apartment (though house-hunting at the time), and I thought THAT might kill me. I really don't know how you do it!

    Reply
  4. Michelle P says

    November 3, 2011 at 5:29 am

    Thanks everyone. I'm still deciding. I have another meeting with my adviser today. If I switch to just a General MBA, then I will have no problem graduating next semester (because the classes are generally easier and there are more classes offered), but if I stick to my MBA with an emphasis in Finance, then it'll take longer because the classes are harder and not offered as much. So if I stick with Finance, then I would take 4 classes next semester and 2 in in the Fall of 2012, but there's always a chance that the classes might not even be offered.So I'm stuck. I can be done next Spring easily or I can hope that the classes that I need are offered. And another way that I'm stuck is that I don't even know if an MBA with an emphasis in Finance is any better than a General MBA. They both require the same amount of credits and employers and clients don't really care if you have an emphasis or not, because after my name, just the 3 letters would be showing (MBA), so it's not like anyone would even know the difference.Also, if I wait to graduate until next Fall, then there's the chance that I'll get a bigger raise overall because my work is already giving me a big bump in June, and therefore if I graduated in May, I would be afraid that my bumps won't be as big since they would both be in the same month. Also also (sorry haha), but if I wait until December, then I can defer my loans for an extra 6 months (this is versus if I graduated in May), and most of my loans are federal loans that don't gain interest, so I would essentially be saving money as well.What would you do? P.S. I think I'm going to turn this comment into a post in a second, so that more people will see it. So look for the post in a second!

    Reply
  5. Serendipity says

    November 3, 2011 at 2:18 pm

    I would stick with the finance MBA and perhaps just graduate a semester later. I mean, an MBA is great! Don't get my wrong but I think a MBA in Finance might have more eanring potential. I'm always amazed how you have so many things going on keep with it!

    Reply

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My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.

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