Whenever I read articles about saving money, the article almost ALWAYS says to adjust your deductibles for different things, such as car and home insurance.
My auto deductible is at $1,000 and my house is at $1,500 I think (I’m not even sure, this amount may be way off, I should probably check on this). Some people think $1,000 is high, but I’ve never been in an accident where it’s been my fault, so I’ve never had to pay my deductible. I’m not too worried that anything will happen. And raising it from $500 to $1,000 saves around $100 every 6 months.
So what do you do? How high are your deductibles?