- Impulse shopping—you should learn to buy what you actually need.
- I’m bad at this. I LOVE clothes and it’s hard for me to wear the same thing when I go out at night. I blame this on the fact that I think business clothes are so boring, and I have to wear them 5 days a week, so I like to mix it up at night time.
- Not asking for a raise when you deserve one. If you’ve never asked for a raise, check my tips, here.
- My pay now is good, but when I used to manage a clothing store, I made a pitiful amount of money, and it was shameful. I won’t even say the amount. But the people that I would hire would start out at a $1 or $2 less than me, that’s how bad it was.
- Thinking that investing can only be boring.
- I definitely don’t think that investing is as fun as paying off debt. It’s nice to see my debt shrink down to a tiny amount, but investing just seems so boring, and I can’t really reap the benefits for quite some time.
- Not having a firm grasp of your budget: what you can afford, what you can’t, when you can afford to splurge a little, and when you need to save for a while.
- I splurge too often. I need to control this.
- Not naming beneficiaries or having a will.
- I don’t have beneficiaries, or a will. I don’t have kids so I never think about it. But I do have a family, so I should have a will.
- Not saving a set amount automatically out of every paycheck.
- I’m guilty of this also. I just save whatever is left over pretty much, because I’m so into paying off my debt.
- Not having AAA if you own or rent cars.
- I’m not really sure what the plus of this is? Will someone tell me? Is State Farm not enough?
What are you guilty of?
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