DailyWorth recently had a great article titled 5 Places to Cut Yourself Off. There are many places where I need to cut my spending. Whenever I go Target, it’s nearly impossible for me to stick to what I need.
Are you trying to control your spending? Here’s how DailyWorth recommends controlling yourself:
- No-Spend Zone 1: Whenever I need to go shopping, it’s very hard for me to stick to my list. Make sure you create a list of what you need to do and what you need, and then stick to it.
- No-Spend Zone 2: There are many sales this week for Labor Day and Back to school, but make sure you stick to the clothing items that you need. That summer dress on sale might not be needed if it’s about to get very cold near you.
- No-Spend Zone 3: When you’re with your friends, try to “aim for half-off happy-hour drinks, or host a potluck dinner with a fun food theme.”
- No-Spend Zone 4: I tend to shop at places where my credit card is already stored such as Amazon. This makes it easier for me to buy items, but it also makes me spend more. Try un-linking your cards if you can’t control your online spending.
- No-Spend Zone 5: If you have kids, try to bring snacks with you when you’re out. Kids. Also, “buy kids’ clothes and shoes on consignment or work the hand-me-down angle.”
Where do you need to limit your spending?
Trying to rein in your spending? Forget vague vows like “tightening your belt” and institute a hardcore No-Spend Zone in just one area. Some ideas:
- No-Spend Zone 1: When you leave the house. Picking up a prescription? Grabbing pizza—er, groceries? Stick to your to-do list and curb the urge for retail detours.
- No-Spend Zone 2: Clothes. End-of-summer sales are tempting, but you’ll be grateful that you stashed your cash when temps drop and that cozy new sweater is calling your name.
- No-Spend Zone 3: With friends. Avoid spendy pals or take control by setting the price point for a night out. Aim for half-off happy-hour drinks, or host a potluck dinner with a fun food theme. (Now’s your chance to have the All-Cheese Extravaganza.)
- No-Spend Zone 4: Online. A recent, highly unscientific DailyWorth poll revealed that slow afternoons prompt unnecessary online purchases. Remove retail sites from your bookmarks and unlink your credit cards from the websites.
- No-Spend Zone 5: Kids. Always bring snacks. Cut out the token toy at the grocery store. Buy kids’ clothes and shoes on consignment or work the hand-me-down angle.
Cheap out. Where do you need a No-Spend Zone?
Source: Daily Worth (http://s.tt/13aee)
Trying to rein in your spending? Forget vague vows like “tightening your belt” and institute a hardcore No-Spend Zone in just one area. Some ideas:
- No-Spend Zone 1: When you leave the house. Picking up a prescription? Grabbing pizza—er, groceries? Stick to your to-do list and curb the urge for retail detours.
- No-Spend Zone 2: Clothes. End-of-summer sales are tempting, but you’ll be grateful that you stashed your cash when temps drop and that cozy new sweater is calling your name.
- No-Spend Zone 3: With friends. Avoid spendy pals or take control by setting the price point for a night out. Aim for half-off happy-hour drinks, or host a potluck dinner with a fun food theme. (Now’s your chance to have the All-Cheese Extravaganza.)
- No-Spend Zone 4: Online. A recent, highly unscientific DailyWorth poll revealed that slow afternoons prompt unnecessary online purchases. Remove retail sites from your bookmarks and unlink your credit cards from the websites.
- No-Spend Zone 5: Kids. Always bring snacks. Cut out the token toy at the grocery store. Buy kids’ clothes and shoes on consignment or work the hand-me-down angle.
Cheap out. Where do you need a No-Spend Zone?
Source: Daily Worth (http://s.tt/13aee)
Jane says
iTunes is a problem for me. Just yesterday I looked up two songs I wanted to buy but instead of buying just the two songs I bought both of the albums too! I get browsing and searching and I can really rack up the bill!
Anna says
Sticking to the list is hard but I agree – it's the best way to go. And I definitely agree with unlinking your cards to online stores. When you have the added step of getting up, finding your card, inserting your information, you have to be more cognizant of your purchase so you might rethink it.