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Spending Guilt

Last Updated: July 14, 2017 BY Michelle Schroeder-Gardner - 4 Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info.

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Whenever I buy something, I always think about it, A LOT!  And most of the time I will have spending guilt.  No matter what it costs, I nearly always think twice about it afterwards.  I have a serious spending problem, but I would like to believe that it’s under control.  So now whenever I buy clothes, I always think about it and end up regretting it.

Such as the other day.  I went to the mall and found lots of cute dresses, but I put ALL of them away.  I’m very happy and I didn’t leave with any spending guilt! Here’s a great article to help you with any spending guilt.

What you can do:

  1. Look at what’s making you feel guilty.  Is it clothing items? Electronics? Try to evaluate what it is exactly.
  2. What dollar amount is making you feel guilty?
  3. What could this money be better spent on?
  4. Saving and being frugal is good, but to a point.  I set aside a certain amount that I must spend every month.  This amount is very low, but it keeps me sane.
  5. Save for a future splurge ahead of time.

How do you get over spending guilt? How much do you spend before you feel “guilty”?

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4 Comments
Filed Under: Budget Tagged With: Spending

About Michelle Schroeder-Gardner

Michelle is the founder of Making Sense of Cents, a blog about personal finance and traveling. She discusses how her business has evolved in her side income series. She paid off $40,000 in student loans by the age of 24 mainly due to her freelancing side hustles. Click here to learn more about starting a blog!

Comments

  1. Live Simply- Live We says

    September 10, 2011 at 11:42 am

    I do. I wrestle with guilt over a lot of things. We made a BIG purchase recently, and 2 weeks later I am still feeling guilty. Even when we save for things and spend that money, I feel bad. Its really hard for me to spend money. We are doing better financially than we have ever done before, and it is hard for me to deal with…..weird I know

    Reply
  2. Jane says

    September 11, 2011 at 6:02 am

    It's clothes for me. Well, shoes and clothes…well, shoes, clothes and jewelry…I try to buy second hand only except for the jewelry which i only buy once a year when i go back to school – I try to make sure I have earring that go with each outfit. My guilt doesn't last – I feel I should be able to spend SOME money on myself since i make a good salary. I only feel guilty if I'm not able to meet my savings and debt reduction goals due to unnecessary spending.

    Reply
  3. BTHappyHomeowner says

    September 12, 2011 at 3:54 am

    I definitely struggle with this, which is funny considering how freely I used to spend (and subsequently rack up credit card debt!). I have to remind myself that I worked hard to get where I am today, and I have to maintain that but also balance spending without ruminating too much. It's a constant battle, but I'm headed more in the camp of small purchases and saving for splurges. Ironically, I'm planning to blog about this very topic this week as I have a growing list of wants that I plan to tackle in the coming months.

    Reply
  4. Michelle P says

    September 12, 2011 at 5:44 am

    I have spending guilt today. Spent too much on food and drinks again this weekend. Thankfully I'll be out of town this week until next Monday, so I don't have to worry about spending too much when I go out with friends (since I'll be on a work trip, I won't be able to go out).

    Reply

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