Six Questions To Know More About You

Six Questions To Know More About YouHello everyone! I hope everyone is having a great week. I recently realized that I haven’t done a Question and Answer post with all of you in a long time.

As always, I love hearing more about all of you.

Answer the questions below (skip any if you would like) and lets all get to know each other a little bit better.

1. What’s your name, and what do you do for a living?

Well, I’ll start off with an easy question. In case you didn’t know, my name is Michelle. For some reason, people don’t think that’s my real name, but it is! Even though I started off “anonymously” blogging, I always used my real name.

I am currently a full-time freelancer.

I have been freelancing for a few years now, but I just recently switched to only freelancing in October of 2013 when I left my day job to pursue this full-time. I provide a wide range of services. These include: managing my own websites (I have several); managing websites for others; staff writing; social media management; and more.

2. Do you want to follow your passion? If so, what is your passion?

This is my passion. I really enjoy what I do and I’m still happy that I left my day job to do this full-time. I don’t ever see myself going back and working for someone else again! :)

Read Pursuing What I Love or What Brings in the (Stable) Money if you are interested in hearing more about this topic.

3. How much debt do you have?

My student loans are completely paid off (thanks to side hustling), but we do still have a mortgage.

We are not trying to pay it off quickly though because we do plan on buying a home within the next 2 years. I believe our mortgage right now sits at around $112,000. We live in St. Louis where housing is very cheap.

4. Where do you want to live? Do you live in your dream location?

Right now, we live in St. Louis. Around one year ago, we were looking to sell our current house and buy a second one in the St. Louis area, but we decided to stop.

While we do love the St. Louis area, we have been thinking a lot about moving to a different state.

At first, we were thinking about moving to Florida (Florida is still at the top of our list), but now we are really interested in Colorado. We went on a 2 week road trip and saw a lot of Colorado, and it made us really interested in moving to the state. There are just so many amazing outdoorsy things to do there and the weather is wonderful.

What’s your favorite town in Colorado? If any of you live there, where would you recommend?

We want a place with a nice view, a place that is safe, good schools in the area (we do plan on having children in the future), and somewhat nice weather. We’d prefer it to not be 30 or 40 degrees in the summer time! :)

5. What are your summer vacation plans?

We have done a good amount of traveling so far this summer. We went to Colorado for two weeks in June, and we just got back from an 8 day cruise to the Caribbean in July.

Wes is going on a week long hike with a friend on the Colorado Trail (they’re not doing the whole trail as it’s around 500 miles), but they do plan on doing as much of it as they can.

Then, we are going to Belize to meet with a potential client of mine in the next few weeks.

Lastly, we have FinCon which is in the middle of September in New Orleans. Wes is coming with me because he is in the beginning stages of creating his own website. I am excited to share his blogging journey with all of you and I can’t wait to share his website.

I’m loving all of the traveling that we have on our calendar for the next few months. We will be quite active. However, I am a homebody and I usually get home sick haha!

6. Would you rather have a part-time job or a side hustle?

The other day I published an article about why I started a side hustle over a part-time job. Different people have their own preferences, but for me, I am happy that I started a side hustle.

My side hustle eventually led to me freelancing online full-time, and I am now having the best time of my life. I wouldn’t change a thing!

Read my article on my other blog Why I’d Rather Have A Side Hustle Than A Part-Time Job.

Answer away!

Update: Nine Months of Being Self-Employed

Update- Nine Months of Being Self-EmployedMy last day at my day job was in the beginning of October of 2013.

That means it’s been around 9 months since I left my day job to pursue full-time freelancing.

It feels like it’s been much longer than nine months though. Time is flying by, but it also feels like it’s been forever since I drove to work and sat in my office unhappily for nine hours each day.

I still remember when I first told my employer that I was leaving. I was dreading the day. I was extremely nervous about what my bosses would say (in my head I was a complete wreck), and I kept saying to myself “Six months from now all of this will be long forgotten.”

Now, it’s been nine months and I haven’t looked back once. I still have no regrets and I am EXTREMELY happy with the decision I made.

Self-employment is still going very well. I am enjoying each and every single day. I enjoy waking up, working, having a flexible schedule, and everything else that has been going on.

Below is my update after being self-employed for nine months.

 

Not having a commute is still wonderful.

I don’t see this ever changing. Yes, I like car rides but I don’t like them when the end goal is to take me to a boring and stressful job.

Being able to just wake up and get straight to work is a great thing. Yes, this usually means that I stay in my pajamas for a good portion of the morning (hmmm maybe into the afternoons), but it’s nice to be able to complete so much work in the early mornings.

 

I’m still getting in more “socialization” even though I work from home.

When I decided to make the switch to working from home, many people seemed worried that I would be bored and lonely.

The truth has actually been the exact opposite.

When I had my day job, there was no talking whatsoever. It was extremely boring and not having a single office friend (I worked independently in a field filled with men who were 45 and older) got old really quick.

Now, I can see my friends and family during the day when they are off from work (I have too many nurse friends). I also talk to other bloggers and readers pretty much all day long as well.

 

The thought of unstable income.

The unstable income is something that still gets me every now and then. There are weeks where I will make hardly no money, and, of course, times like those can make a person nervous.

As a freelancer, I’m sure these slow weeks make most nervous because it almost feels like everything has dropped off the face of the earth.

 

Traveling and being location independent.

One big positive of self-employment for me is the fact that all I need in order to work is a laptop and an internet connection. This means that I can pretty much work from wherever I want.

I have been traveling a lot so far this summer (one week in Vegas, 2 weeks in Colorado, one week in the Caribbean), and I worked nearly the whole time as well. I just scheduled as much as I could ahead of time, and then I brought my laptop to complete tasks along the way as well.

I would like to become more location independent then this though. We have been thinking about taking a long hiking/camping trip where we would drop off our car someplace and hike on some amazing trail that is thousands of miles long (okay, maybe just hundreds of miles to start off with).

I’m just not sure how that would work though as I, of course, still need to work.

Any ideas? Or is this completely hopeless? Haha a girl can dream right?

 

I still enjoy freelancing.

When I publicly announced that I was making the switch, I had many people tell me that I would grow to hate freelancing. That has not been the case at all.

I still love freelancing, and I enjoy it more and more every day. It’s great to actually be my own boss. I love how everything I do affects my business and that I am actually growing a business of my own.

 

What else do you want to know about my nine months of being self-employed?

How is self-employment treating you?

 

How To Get A Cruise For Cheap Or Even FREE!

How To Get A Cruise For Cheap Or Even FREE!We’re on Day 3 of our cruise, and we are loving it. We still have 5 full days and nights left on our cruise. We have found that a cruise is a great way to have a true “vacation.”

You just hop on a ship (ahhh don’t call it a boat – people get mad! :) ), relax, eat and drink a lot, it takes you to ports, and it is just overall very relaxing. We have had a lot of fun so far just sitting on our balcony and watching the water.

Yes, I know, we are new to cruising but I have already learned so much.

I am the type of person who researches a vacation like crazy before going on it, so you can bet that I read cruising forums and articles for many, many days until I felt like I have been cruising several times before.

Since I told friends and family that we were going on a cruise, I have had many people ask me about the costs of going on one.

There are many different types of cruises out there. There are expensive round-the-world cruises, or there are cheap ones that are a few days long. There are interior rooms and then there are also large suites that are multiple floors. It all depends on you, where you want to go, and what you care about in a stateroom. Outside of the stateroom, all guests pretty much enjoy the same exact services, so the amount of money you spend all depends on what room you want to choose.

I have seen one night cruises for $50 per person and two night cruises for $99. I have also seen 3 and 4 day Caribbean cruises in an interior room go for $129 per person (yes, that includes food and basic drinks!), not including port fees or taxes. Depending on when you book, you may even be able to book a balcony room for just a few more dollars. If you do one or a combination of the options below, it could be easy to get your cruise for cheap or even near FREE. Who doesn’t like free?

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