7 Things You Probably Don’t Know About Me

7 Things You Probably Don't Know About MeRecently, I was nominated by Lauren at LBee and The Money Tree and Catherine at Plunged in Debt for the Versatile Blogger Award. You’re supposed to share seven things about yourself that your readers may not know about, so I thought it would be fun to do.

It was a little hard to think about things that I haven’t shared on the blog yet since I am so open here. However, I thought of some little tidbits about myself that will probably make you laugh at me. Enjoy!  [Read more...]

Money Advice I Would Tell My Younger Self

Money Advice I Would Tell My Younger SelfI realize I’m still young since I am only 25 years old, but there are still several things I would tell my younger self about money.

I definitely was not great with money when I was younger. I made many money mistakes that led to me wasting thousands upon thousands of dollars. I cringe about the money I wasted, but I know that I learned from these mistakes and I am improving my financial life each and every day.

Everyone makes mistakes. The key is to learn from your mistakes and make an effort towards not making the same mistakes again. Dwelling in the past won’t fix anything, but it can be a good reminder so that you don’t fall victim to the same money mistakes over and over again.

Below are seven things I would tell my younger self:

 

1. Stop buying clothing!

I spent way too much money on clothing when I was younger. For the most part, they were all items I never even wore, or I only wore a few times.

A COMPLETE waste of money.

From about the ages of 16 to 21, I worked as a full-time retail store manager, which meant I was surrounded by clothing 40 hours each week. It was hard not to buy anything, and I often spent thousands upon thousands of dollars on clothing items each year that I did not need.
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7 Things I Won’t Cut From Our Budget To Save For a Down Payment

7 Things I Won't Cut From Our Budget To Save For a Down PaymentAs most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now.

Some of you have asked why we’re waiting to buy a house and why we’re not moving right away.

Well, we still have to save for our down payment.

We would like to put around $100,000 on our next home (GAH that is scary to even think about), and that means we really need to buckle down and start saving since we still need to save for retirement as well.

We need to save money so that we can go to Colorado a decent amount and find our dream home. I don’t want to buy a home or live in a brand new town that I haven’t researched or visited at least a few times.  [Read more...]