September Goals and Life Update – I’m Ready For Fall

September Goals and Life Update

It was National Dog Day the other day, so here’s an old picture of my pup and my laptop. Some of my favorite things in life!

Hello everyone and happy Friday!

This month’s goals update is a little early, but I figured I’d get a somewhat early start and think about my goals sooner rather than later.

Even though August isn’t over yet, it has been a good month so far. Nothing really happened this month. It was a relaxing month and I’m always all for that.

I’m more excited for September though. We have two trips planned for September, and the weather will be much nicer than August. I also love fall and the clothing that goes along with it. I’m ready for boots and sweaters!

It’s been a VERY hot month for St. Louis so far.

With the heat index, the temperature has been around 110 to 120 degrees each day for much of this month. Pairing the hot weather with the disgusting humidity that St. Louis has, it means I haven’t been outside too often lately.

Because we have been experiencing sticky and disgusting weather in St. Louis lately, we have been dreaming of Colorado even more.

We are still thinking about moving there within the next few years. We want to visit some of the cities we may be interested in again in the winter months. While we love the summer months in Colorado, I’m a little afraid that I will not like the winter. Anyone from Colorado want to share their opinion of what they think of the winter months?

August Goals Update

  1. Make $13,000 in business income. PASS. I had another good month. I’m not sure yet if I will beat last month’s income, but it was a good one. Read last month’s post $14,937 in July Business Income if you haven’t yet. August’s business report will be out sometime next week.
  2. Work out 2 times a week. FAIL. This has been nonexistent. We have been eating very well though.
  3. Walk 10 miles on a trail once a week. FAIL. This has been nonexistent as well.



September Goals

  1. Make $13,000 in business income. I’m keeping this the same. We are going on two trips in September so I’m not sure what will happen.
  2. Work out 2 times a week. I just can’t get back on the workout wagon to save my life it seems like.
  3. Work on passive income ideas. One area we have really been slacking in is passive income. I want to create an action plan to jump start this. If you have passive income, what do you do? What do you recommend?
  4. Work ahead on MakingSenseofCents posts. One thing I am very bad with is writing ahead of time for posts on this blog. I would like to get at least a few weeks ahead, with one day hopefully being a month or more ahead of schedule. I do have a question for all of you – What topics would you like me to cover? Are there any products you would like me to review?
  5. Have fun at FinCon! FinCon is this month. I can’t wait! I went last year and it was well worth it. This year it’s in New Orleans so I know it will be crazy… Are you going?


How did you do in August? What is your main goal for September?

What are your plans for the long weekend?


August Goals and Life Update – We Sold The Camaro

August Goals and Life Update - We Sold The CamaroHello everyone and happy August! I haven’t done a life update since last month’s goal’s update, so I am happy to publish this today.

July was another great month. We went on a long cruise, went to a few state parks, enjoyed the great weather, and overall had a great month.

We had one big change for the month of July though…


We got rid of the Camaro.

Yes, I said it. After owning the Camaro for about 1.5 years, we decided to get rid of it. We loved it, but we decided that right now was just not the time to have it.

It was not practical when it came to gas mileage (we want to start going on more road trips), the dogs couldn’t go in the car (not with leather seats!), and the car had drag tires so it couldn’t be driven in temperatures less than 45 degrees or if it was raining. I also couldn’t drive it because it was a manual and had too much power (I could literally only do burnouts in it), so we were practically sharing one car which got difficult even though I worked from home.

Yes, so there were plenty of reasons to get rid of it!

Instead, we sold it and bought a car that gets 36 miles to the gallon. Much better than what we had before! This car has all wheel drive, four doors, and can be driven whenever.

I won’t lie though, I was sad to get rid of it. I know, I know, being attached to a car is pathetic, especially in the personal finance blogging world. I loved the car though and it was a lot of fun. Also, my dad had a Camaro that he bought in 1984 brand new and he had it until he got sick, and it was his favorite thing ever.

He was waiting for the new style to come out but passed away shortly before they released it, so I had an attachment to the Camaro we bought.

I know he would have loved it!


Our cruise honeymoon.

We went on a cruise last month. It was a 7 night Caribbean cruise. It was a lot of fun and it was our first cruise.

Cruising is definitely the best way to have a relaxing vacation. Each day we ordered room service breakfast (pictured above), we would walk around the ship, leave the ship whenever we were at port, and then my favorite part was dressing up each night. I loved seeing everyone in their nice evening gowns, tuxes, and suits.

I must not be very fancy because I think this was my very first dinner where people wore tuxes and evening gowns!


July Goals Update

  1. Make $13,000 in business income. PASS. I did well last month!
  2. Get back to my workout routine. FAIL. We did a 3.5 mile hike that was pretty tough, but that’s the only workout I’ve done in the past month.
  3. Eat out no more than 5 times. PASS. We hardly ate out this past month. The times that we did eat out, our bill was always less than $20.
  4. Create a giveaway for my 3 year blogiversary. FAIL. Haven’t really thought about this yet. I think I plan on giving out a large amount of cash. Can’t wait!
  5. Declutter my closet. FAIL. Haven’t done this yet. I do have a lot of items in bags that are ready to get rid of but they are still just sitting in my closet taking up a large amount of room.



August Goals

  1. Make $13,000 in business income. I’m keeping my goal the same as last month. August usually isn’t the best for me, so I don’t want to create an unrealistic goal. $13,000 is still great though, of course!
  2. Work out 2 times a week. I’m trying to start this slowly. Obviously working out a crazy amount doesn’t work for my because I get unmotivated pretty quickly.
  3. Walk 10 miles on a trail once a week. We are gradually trying to get to doing this multiple times a week, but there is only so much time out there for us. We would like to hike the whole Colorado trail within the next year and I want to be in better shape for that. Have any of you completed the Colorado Trail?


How did you do in July? What is your main goal for August?


$12,787 in June – Site Redesign and More Motivation

$12,747 in May - Beginning to Break Out My Business Income

At the beginning of every month, I publish my monthly business income report.

This all started out as my “extra income” report because before October of 2013, I still had my day job. In those extra income reports, I included all income that I made except for income from my day job.

However, in September of 2013, I turned in my notice at my day job, and my last day was in October of 2013. Now, my income reports consist of the main way that I make an income each month, which is through my freelancing business.

I publish my income reports each month for many reasons.

The main reason why I started side hustling is because I was reading other bloggers’ (Smart Passive Income, Budgeting In The Fun Stuff, Newlyweds on a Budget) monthly income reports and they got me really interested and motivated.

It was interesting and motivating to see how others were making money online. And these are REAL people. I didn’t even know about any of this before I started blogging.

If it weren’t for others posting their monthly online income reports, I don’t know if I would have really gotten into side hustling.

Also, I like to publish my income reports each month because it’s a way for me to look back, learn from my mistakes and see what I need to change or improve the following month. Just sitting here and typing up this income report is a great way to keep in touch with my business goals.

I know I say this every month, but it is the truth. Life is just so great now that I am doing what I want to do. I look forward to each and every day and it’s a wonderful thing.

I started my blog just as an outlet. I never thought it would turn into a side income or into my full-time career. If you would have told me this a few years ago, I never would have believed you – I probably would have just laughed it off.


How was June?

June was a great month. Yes, I made only $40 more than the previous month, but I still call that a win.

I also got married last month, and I can already tell that a ton of time has been freed up now that wedding planning is over with. I am working like crazy right now because I have so many ideas for my business and what I want to do over the next few months.

Working is great when you are motivated to succeed. Also, I can already tell that July will shape up to be a good month if this first week is any indicator!

In June of 2014, I made $13,787 in business income, before expenses. It was another good month!


$12,787 in June - Site Redesign and Motivation

This is for the month of June and before fees and expenses (fees and expenses that lower the amount above total around $1,000, which includes VAs for my other websites, technical assistance on my websites, PayPal fees, etc.) being taken out.

After all expenses and fees, I made approximately $12,747. In the amount above, I do not include the amount that I bring in to websites that I provide services to, I only include the amounts that are my actual earnings from my services. So, if a website I manage makes an income of $2,000, I only include my payment for my services- not the full $2,000.

[Read more...]