8 Ways To Be An Extreme Cheapskate

8 Ways To Be An Extreme Cheapskate Pennies PictureOne of my guilty pleasures is watching the show Extreme Cheapskates. I know that everything on the show isn’t real (quite a bit of it is fake from what I’ve heard), but I’m sure some people do go to crazy measures in order to save some money.

I’m not making fun of anyone who is an extreme cheapskate because I know I probably do some ridiculous things that people laugh at as well, but what is life if you don’t make fun of yourself occasionally?

On a side note: I do think that some circumstances can occasionally mean that being cheap is actually stealing, which I talked about in the post Frugality And Ethics – Are You Being Cheap, Frugal, or Stealing?

Here are 8 ways to be an extreme cheapskate. If you are looking for extreme cheapskate tips, then here you go!

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10 Things I’ve Done To Make Extra Money

10 Things I've Done To Make Extra Money. Ways To Make Extra Money PictureJust a little over one year ago, my life revolved around making extra money so that I could pay down my student loans quickly and so that I could stop living paycheck to paycheck.

Eventually, I paid off my student loans which allowed me to have more financial freedom. I eventually left my day job and transformed my side hustles into my full-time career.

Without my side hustle income, I really don’t know what life would be like. Side income allowed me to drastically change and improve my life more quickly than if I only had income from one source.

I’ve done a lot over the years to make extra income, and it helped me improve my life as I described above.

Due to this, I thought it would be fun to talk about the different ways I’ve side hustled in the past. Below are some of the ways I make extra money or how I made extra money in the past:

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6 Ways Being Cheap Can Cost You Money

6 Ways Being Cheap Can Cost You MoneyBack in August, I spent $160 on a hotel that was significantly cheaper than the ones surrounding it. I was hoping that I found a deal. Of course, it backfired on me.

In that post, I mentioned the reasons for why we left the hotel just minutes after we checked in (including there being blood splatters in the hotel room) yet they still would not give us a refund. We have since disputed the charge on our credit card, but I’m still not sure how it’s going to turn out.

Many people each and every single day make the mistake of trying to save money, yet end up wasting money in the end.

I’m guilty of doing this. Many times I go the cheap route because I hope it will work out in my favor in the end. Well, I have been wrong on many occasions! [Read more…]

7 Things I Won’t Cut From Our Budget To Save For a Down Payment

7 Things I Won't Cut From Our Budget To Save For a Down PaymentAs most of you know, we are in the very beginning stages of buying a house and possibly moving to Colorado. However, that’s not planned to happen for at least 1.5 years from now.

Some of you have asked why we’re waiting to buy a house and why we’re not moving right away.

Well, we still have to save for our down payment.

We would like to put around $100,000 on our next home (GAH that is scary to even think about), and that means we really need to buckle down and start saving since we still need to save for retirement as well.

We need to save money so that we can go to Colorado a decent amount and find our dream home. I don’t want to buy a home or live in a brand new town that I haven’t researched or visited at least a few times.  [Read more…]

How To Become Financially Stable and Keep The Job You Love

How To Become Financially Stable and Keep The Job You LoveOne phrase I often hear is “Michelle, you’re just lucky. Your story doesn’t really apply to anyone else.”

Someone even tweeted me yesterday and told me that while they liked my story, that it’s just not realistic.

I even had a friend tell me the other day that she hated her job and she felt like she was having a quarter life crisis. She didn’t know what to do next – leave her stable, but stressful job, or finally pursue something she wanted to do?

One of my top tips for anyone who wants to pursue a job they want is to work towards being more financially stable.

It makes the whole process easier because you won’t have to stress about money (as much) and you can focus on other things in life. Being financially stable can make getting or keeping your dream job more possible for many people.

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