March Goals Update, New April Goals And A Food Budget Update

March Goals Update, New April Goals And Food Budget Update 1Hello everyone! Time for another life, goals, and food budget update.

March was another great month.

We are still enjoying our new home in Colorado. The weather has been perfect here, with nearly every single day being in the mid-70s. It’s also been sunny every day and I think it’s only rained once or twice. It’s been wonderful!

Our house is still for sale in Missouri.

It hasn’t sold yet, but we did decide to drop the price a little. The house is for sale for less than what we originally bought it for, which stinks but we’re hoping it sells quickly. We have had several showings in the past month so I’m hoping something eventually happens! [Read more…]

February’s Food Budget Check In – We Failed But I’m Happy

Our Food Budget Check In

It’s now been a little over two months since we finally created an action plan to lower our food spending.

At the end of December, I published the post Our Plan To Finally Cut Our Food Spending. Below is a snippet from that post:

When I first started blogging back in 2011, we were spending over $1,000 on food each month JUST for the two of us.

Food spending is something that we have always had a problem with. Whether it be spending too much money at restaurants or spending too much money on processed junk food, it’s been a problem.

We are no longer spending over $1,000 a month on food, but it is an area that we still need to work on.

Some have asked why we want to spend less money on food.

I’m not sure what to say except for why wouldn’t we? 

While we both love food, we know that we spend too much money on it and it could be saved for better things. It’s not like we are eating well just because we are spending so much money on food. [Read more…]

Our First Food Budget Check In – January’s Results

Our First Food Budget Check In - January’s ResultsAt the end of December, I published the post Our Plan To Finally Cut Our Food Spending. Below is a quote from that post:

When I first started blogging back in 2011, we were spending over $1,000 on food each month JUST for the two of us.

That sentence is something I will always be ashamed of.

Our food spending has always been out of control, but it is a habit we have been trying to change for several years. While we are not spending over $1,000 a month on food anymore, we are still not proud of the large amount of money we are wasting each month.

Food spending is an area we are trying to improve on because it can be a huge budget buster.

While I love food WAY more than the average person, I know I can eat healthier, have delicious meals, and save money if I just take control of the situation we are in by eating at home more often.

Below is our January food spending check in. [Read more…]

Our Plan To Finally Cut Our Food Spending

Our Plan To Finally Cut Our Food Spending Food PictureAs most of you know, our main financial problem is that we spend too much money on food. When I first started blogging back in 2011, we were spending over $1,000 on food each month JUST for the two of us.

It’s a number I still don’t even understand and I feel ashamed whenever I mention it. We have been doing better over the years, but nothing to be proud of.

Some of our problems related to food include:

  • We go to restaurants too many times each week.
  • Too much of our food is wasted and has to be thrown away.
  • We get lazy and tend to make the same meals over and over again.

That’s why one of our main goals for 2015 is to make more delicious meals at home.

We would like our average food budget for 2 each month to be somewhere around $500 per month. We want this monthly average food budget to include going out to eat and grocery spending, and I believe this is a number we should easily be able to achieve.

Since this is just a food budget for 2, $500 a month should be a reasonable number! I know there are many people out there who spend just a few hundred dollars each month for their growing families, and that is just amazing. [Read more…]

How to Eliminate Food Waste from Your Fridge

Organic Vegetable Boxes

http://www.flickr.com/photos/aroberts/7168488479/

Did you know that I used to spend $800 per month on groceries? It’s true. Back when I was in school and living in the city, my fiance and I bought most of our food from the farmer’s market, and together we easily dropped $200 a week on groceries.

I wasn’t really tracking my expenses at that time. I only paid enough attention to my finances to make sure I didn’t run out of money at the end of the month. Other than that, I spent everything I had, and most of that went to food.

Since then, I’ve cleaned up my grocery budget significantly. I now spend about $400 per month for two people. We implemented a lot of changes in our grocery shopping habit to save this kind of money, but one of the biggest things we did was go to war on food waste. The biggest battleground was easily our refrigerator.

[Read more…]

Saving Money on Food and a GIVEAWAY

sushi

I love sushi, but it’s just too expensive!

It’s no secret that I’m really trying to save as much money as I can so that I can pay off my student loans as quickly as possible.

The thought of still having them in the summer time would make me sad (and a little mad), so I’m trying as hard as I can to keep with the goal of having them gone by March or April of this year.

On a side note, Sharon over at Midlife Mom Musings switched from Blogger to WP and wants you all to follow her on over there. I know what it was like when I switched from Blogger to WP, and I hated losing so many readers because they couldn’t find my link. I thought I’d make it a little easier for her :) And if you haven’t yet, please read my post about how to start a blog!

Anyways, my $38,000 Student Loan Payoff Plan is going well and I’ve already knocked out a big chunk. The other day I also completely knocked out a private student loan that I’ve had since 2007 that was almost up to $6,000!

I’ve been ramping up the ways that I make extra income and this has helped me a lot with paying down my student loan debt. I’m all about increasing my income!

However, even with all of our increases in extra income, we have been spending way too much on food. I know that if we didn’t eat out so much, then we would be saving even more.

[Read more…]