How To Change Your Life And Live Your Dream Today

How To Change Your Life And Live Your Dream TodayWhether we are talking about changing your financial situation or changing your lifestyle, there are many ways to start making changes in your life so that you can start living the life you want to live.

Learning how to change your life doesn’t have to be hard.

You can start off small and gradually move onto bigger changes. Or you can make one big change and start living your dream life even sooner.

Everyone has some sort of change they want to make in their life.

Maybe you want to travel more, learn another language, start your own business, get out of debt, be in shape, retire, or something else. Whatever the words “dream life” mean to you, there are ways for you to eventually get there.

Below are my tips on how to change your life today. [Read more…]

6 Ways I Saved Money On College Costs

How Much Does College Cost College Costs A College Budget

How much does college cost? This is a question many wonder. There’s rarely a week that goes by where I don’t receive an email from a student or parents of a student who are looking for ways to cut college costs. That’s why today I want to talk about college costs and how you can create a college budget that works.

College is very expensive – there is no doubt about that.

However, I want you to know that it IS possible to get a valuable college degree on a budget!

The average public university is over $20,000 per year and the average private university totals over $45,000 once you account for tuition, room and board, fees, textbooks, living expenses and more.

Even with how expensive college can possibly be, there are many ways to cut college expenses and create a college budget so that you can control rising college costs.

Continue reading below to read about the many different ways I cut college costs. While I was not perfect and still racked up student loan debt, I did earn three college degrees on a reasonable budget.

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Should You Outsource Tasks To Make Life Easier?

Should You Outsource Your Life And Household TasksOutsourcing is something that has taken me awhile to start doing. While I know that in many cases it is a need, for a long time I did nearly everything myself.

However, I recently started to notice that I was working 12 hour days, nearly every single day, and that I was getting snappy whenever someone asked me something because I was SO FOCUSED on working.

Even when I wasn’t working, I was still tired and thinking about work. People aren’t kidding when they say that the self-employed really never get a day off. Even though I absolutely love what I do, thinking about your business/job 24/7 just cannot be healthy.

A break every now and then is needed.

Lately though, I feel like I have had more time than ever. I have been eating very healthy, working out more, and I have had actual days off.

And it’s all because of outsourcing! [Read more…]

3 Key Factors To Consider When Comparing College Costs

3 Key Factors To Consider When Comparing College CostsHello! Please enjoy this post from a blog friend.

College is often the first financial decision many young adults make.

Unfortunately, for many, it is often the most expensive decision after factoring in repayment terms and cost of interest.

While many may have a first choice of school they’d like to attend, students should objectively compare college costs in order to determine what will be the best fit in the long run.

Here are three key factors to consider when comparing college costs.

 

Scholarship Considerations

Depending on the size of school, competition for admission, and where the school is located a student may be granted more aid at one institution than another.

It is up for the student to weigh scholarship costs with coming out of pocket or taking out student loans to make up the difference at another school that may not offer as much aid! [Read more…]

Why I’ll Never Buy A Timeshare

Are Timeshares Worth It Why Are Timeshares BadLately, I’ve been hearing about more and more people buying timeshares.

Someone I know recently dropped $15,000 on a timeshare. I know of another person who has bought multiple timeshares with their student loans. I recently read on Facebook that another person is trying to sell their timeshare for $1, and there aren’t any takers yet.

Sure, I have an open mind and perhaps sometimes timeshares are an okay idea, so I won’t completely discredit them. However, I’ve never met someone who bought a timeshare and was happy with their purchase years down the line.

I’ve only heard horror stories about timeshares.

Due to this, I’ve never really understood the appeal of timeshares.

And I’m not sure I ever will. [Read more…]

Feeling Stuck And Unmotivated When It Comes To Your Finances?

How To Get Out Of A Financial Rut And Get MotivatedDo you currently feel like you are stuck in a financial rut?

Maybe you are trying to reach certain financial goals but you feel like you aren’t getting any closer. Or perhaps nothing is going the way that you thought it would and you don’t know what to do next.

At one moment you may feel completely amped and positive about your financial situation and your goals, and the very next you may feel completely unsure about your whole plan.

Finances take up a huge part of a person’s life and it can sometimes feel like it’s impossible to change your situation.

Whatever you are currently experiencing, I want you to realize that this can happen to the best of us. Even though you currently feel stuck, you can still regain the motivation you once had and finally move on.

Below are the different actions you might want to take so that you can get out of a financial rut and improve your situation. It is very possible to get out of your rut and become successful with your financial goals. [Read more…]