How I Went From Graduating College and Living in My Childhood Home to Running a Lucrative Coaching Business

How I Went From Graduating College and Living in My Childhood Home to Running a Lucrative Coaching BusinessHello everyone! Today, I have a great post from a fellow blogger. Enjoy this post and enjoy your weekend!

Hello MakingSenseofCents readers. I am Jesse Gernigin. I am a St. Louis native and an earning strategy coach. I run a blog at LiveGoldRich where I share how I overcame debt and made money with side hustles.

I started my journey in 2008. I graduated college with over $30,000 in student loan debt, $8423.00 in credit card debt and $3500.00 in loans on my car.

I had nothing. I had no money, no prospects and no idea about what to do.

My main option was to stay the course. I couldn’t do it. The 9-5 work lifestyle didn’t fit what I wanted out of life. I wanted the freedom to travel. I loved back packing and crashing in eccentric AirBnbs. I had to make a decision. We were in a recession. Corporate America was cutting excess spending which meant employees were no longer safe. Jobs were no longer guaranteed. [Read more…]

Why I’m Happy I Made The Decision To Leave My High Paying And Secure Job For Blogging

Blogging As A Career After Starting Your Own BlogStarting your own blog can lead to many positives in life, including possibly blogging as a career.

That’s exactly what happened to me. Almost two years ago, I left my high paying and secure job so that I could blog full-time.

However, let’s rewind a little bit. Before I started full-time blogging and running my online business, I worked as a financial analyst at a small investment/valuation firm.

It wasn’t the greatest job on earth, but it was stable, the income was good, the bonuses were great, and there were benefits. Plus, my employer told me from the very beginning that it would be a “lifer” job, so I knew as long as I kept on improving that I would have a job for a very long time and that one day I would be running the company.

However, that just wasn’t for me.

My job was very stressful yet still extremely boring at the same time (further described below).

Now, most of the above probably makes it sound like I had a great career and that I’m just a complainer. Due to this, I am often asked why I left my “good” job to become a full-time blogger and online business owner.

Some even tell me I’m crazy for blogging as a career. [Read more…]

How Do You Use a Degree That Isn’t Very Specific?

Do You Have Useless Degrees Useless College Degrees CAN Still Help (1)Hello! Enjoy this post from my friend Martin. I know this situation applies to many out there (the possibility of what you or others may believe to be useless degrees), so hopefully this post can help someone out! 

“Why did you waste your time on that degree?”

The most ignorant question in the world. You deserve a smack across the face if you’ve ever asked anyone this. There’s no such thing as a waste of time if you learned a few things and opened your eyes a little. Also, it’s none of your business what someone else studied, unless you of course paid for their full education.

Why would you ask someone this?

The person with the degree doesn’t possess the power to time travel and change things. It’s already too late. They have the degree proudly hanging on the wall. There’s no need to be a ruthless jerk who puts down their friends. The person on the other end will get highly defensive and the argument won’t be pretty.

Why would you ask such an ignorant question?

Sadly, European relatives ask this all of the time. So do friends on Facebook. Most people will ask about why you studied what you did. It’s fairly standard small talk. [Read more…]

Are You Turning Your Dreams into Reality? Or Are You Just Dreaming?

Are You Turning Your Dreams into Reality? Or Are You Just Dreaming?

Hello! Today, I have a post from my friend Kathleen. She recently started a Kickstarter campaign for something I truly believe in. I recommend you check it out!

If you’re anything like me, you come to this site for some serious inspiration.

You look at Michelle’s income posts and wonder how exactly she can do all that. Sure, she breaks her income down into categories, but still you hesitate.

Maybe you believe you can start blogging your way into the kind of success she’s seen.

Maybe you don’t.

Maybe you think there’s something special about Michelle that makes it possible for her to do things you never imagined you could do.

Well, I’m here to tell you you’re right.

Michelle is really special. [Read more…]

75+ Ways To Make Extra Money

Extra MoneyHere on Making Sense of Cents, I talk a lot about making extra money. I do this because I truly believe that making extra money can change a person’s life.

After all, making extra money changed my life.

Around five years ago, I was fresh out of college and stressing out about my student loans. I was also not too happy about how much money I was spending and I was not too happy about how much money I was not saving.

Then, a few years ago everything changed when I learned all about side jobs and the different things a person can do to make extra money.

I have taken part in many different ways to make extra money and you can read about some of them in my post 10 Ways I’ve Made Extra Money.

Making extra money can change your life in ways such as:

  • It may help you pay off your debt;
  • It may help you save for things such as a vacation;
  • It may help you stop living paycheck to paycheck;
  • It may help you reach retirement sooner;
  • It may help you not feel as stuck at your job;
  • It may help you to become more diversified.

Whether you have just one free hour each day or if you are willing to work 40 to 50 hours a week on top of your full-time job, there are many options for you.

Below are 77 different ways to make extra money. [Read more…]

How to Turn Your Side Job into Your Main Job #FiverrFreelance

How to Turn Your Side Job into Your Main Job #FiverrFreelance Hello! If you are new here, I recommend you read my latest income report – $32,474 in April – My Monthly Online Income Report.

In October of 2013, I happily started freelancing full-time.

Technically, I have been freelancing full-time for several years, but it wasn’t until October of 2013 that I left the full-time day job I was juggling as well.

Turning my side jobs into my main job was hard work though.

I look back and I still cannot believe that I gathered the courage to do it. However, life is incredibly better so I am glad I made the preparations that I did because I was able to transition into full-time freelancing rather smoothly.

Below are my tips so that you can do the same. [Read more…]