2014 Financial Year In Review

2014 Financial Year In ReviewHello everyone! I know it’s a little early for me to be analyzing 2014, but I think it’s close enough. 2015 is right around the corner and I want to have our 2015 financial goals thought about and an action plan created.

Overall 2014 was a great year. I don’t think it could have been any better. The only thing that was bad was the amount of spending we did…

 

How was our spending in 2014?

2014 was an expensive year for us. I’m hoping that nothing in the future resembles 2014, as we definitely busted our budget. Probably our worst spending year ever!

We had some medical/dental things come up this year, and along with the our somewhat high monthly health insurance premium, we spent around $7,500 on medical-related expenses in 2014. [Read more…]

8 Ways To Be An Extreme Cheapskate

8 Ways To Be An Extreme Cheapskate Pennies PictureOne of my guilty pleasures is watching the show Extreme Cheapskates. I know that everything on the show isn’t real (quite a bit of it is fake from what I’ve heard), but I’m sure some people do go to crazy measures in order to save some money.

I’m not making fun of anyone who is an extreme cheapskate because I know I probably do some ridiculous things that people laugh at as well, but what is life if you don’t make fun of yourself occasionally?

On a side note: I do think that some circumstances can occasionally mean that being cheap is actually stealing, which I talked about in the post Frugality And Ethics – Are You Being Cheap, Frugal, or Stealing?

Here are 8 ways to be an extreme cheapskate. If you are looking for extreme cheapskate tips, then here you go!

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10 Ways To Squeeze Side Hustles Into Your Busy Schedule

10 Ways To Squeeze Side Hustles Into Your Busy Schedule Clock Picture

Everyone has the same 24 hours in a day. It’s what you do with them that truly matters.

I often receive questions from others about how I was able to fit side hustling, college, and work into my life all at one time. It was hard, but it was possible. Yes, sacrifices need to be made, but like I said, it IS possible to fit side hustles into your life.

It all depends on how badly you want it. [Read more…]

5 Easy Ways To Lose Money And Become Broke – Investing Mistakes

5 Easy Ways To Lose Money And Become Broke - Investing Mistakes Budget Picture

Whether we are talking about investing in the stock market, real estate, material objects, or something else, I’m sure all of us have heard a story about someone losing their money by making some sort of investing mistake.

While we all hope that we will never make the same mistake and lose some or all of our money, that’s easier said than done.

No one wants to lose their money, possibly have to start all over with their investments, or risk their retirement because of a simple mistake.

While I am definitely not an investing expert (yet!) as you can tell from my recent post Why You Should Invest and Save For Retirement – Plus a Personal Finance Confession Fail (basically an investing 101 post), investment mistakes are something I want to try to avoid, especially if they are the easy ones. [Read more…]

10 Great Ways To Gain Control Of Your Finances and Reach Financial Freedom

10 Great Ways To Gain Control Of Your Finances and Reach Financial Freedom Family Picture With Dog

I’m sure many of you are wanting to achieve financial freedom in some form, and you probably have some money-related goals/resolutions for the future. I know I do!

If you want to get ahead, stop living paycheck to paycheck, and/or you want to gain control of your finances so that you can learn how to achieve financial freedom, I recommend you continue reading below.

I have packed some of my best money tips into this post, and I definitely think you can improve your finances by instilling at least some of the money advice below into your life. [Read more…]