Living Life To The Fullest Is Something Everyone Should Start Doing

How To Live Life To The FullestToday would have been my dad’s 63rd birthday. Last week, Wes’s grandfather passed away and my good friend found out some terribly sad news about her father. Due to these events, I wanted to dedicate today’s post to these three and talk about how to live life to the fullest.

No matter who a person is, what they are currently doing, how much money they have in the bank, and so on, everyone can start living life to the fullest.

You just never know what may happen in the future, so taking advantage of the time you have now is very important. No one ever wants their life to flash before their eyes and wonder whether their life was meaningful or not, whether they had a good time, or whether they regret past decisions.

There are many ways to live your life to the fullest while also being a responsible person (as you will read below).

The many ways below will hopefully allow you to love life and teach you how to live life to the fullest. [Read more…]

How To Control Your Summer Cooling Costs

How To Save Money On Electricity Costs (1)Now that Memorial Day has passed, the unofficial start of summer is here. With that being said, you will probably see an increase in your electricity bill over the next several months due to increasing temperatures.

However, I am here today to help you save money on electricity costs this summer. I’m sure most of you would rather use that money for something else anyways!

While some of the tips below may seem obvious to some of you, I know plenty of others who spend hundreds of dollars a month on cooling costs and waste tons of electricity that they don’t need to be wasting.

As most of you know, we moved to Fruita, Colorado a little over three months ago. The weather here isn’t cold like most people think when they think of Colorado and this is because Fruita is in the high desert. We’ve had plenty of warm, sunny and beautiful days. Due to this, we’ve been mindful of the electricity we are using since we’ve already had some pretty hot days.

Even though the temperature here is somewhat similar to the temperatures we often experienced in St. Louis, Missouri, we’ve already noticed a big difference in our monthly electric bills. [Read more…]

Is My Employer-Provided Life Insurance Enough?

If the company you work for offers group life insurance, be sure to take advantage of this great benefit.  Employers are not required to offer life insurance, so if yours does be sure to count your blessings.  While having group life insurance is a nice bonus, it would be wise to consider purchasing additional life insurance on yourself. [Read more…]

An Affordable Way To Send And Receive Money (Great If You’re A Freelancer!)

Square Cash Review - Is Square Cash SafeLately, I’ve been looking for different ways to accept payments. I know I’m not the only one either. I receive many emails each month from readers who side hustle and/or run their own business and want to save money when processing transactions.

I currently use PayPal and the fees can add up very quickly. When using PayPal, the fee is 2.9% plus $0.30 of the amount you receive. This can easily add up to a few thousand dollars each year if you receive many of your payments through PayPal.

Even though PayPal is something I’ve been using for years, I knew there had to be something better. Cash and checks are great too, but when you run an online/location independent business, it’s not always the best choice.

Turns out there is something that is a much better option. [Read more…]

Memorial Day And Some Summer Spending Statistics

Memorial Day And Some Summer Spending StatisticsHello everyone! Today’s post is just a short one due to the holiday. On Wednesday, I will have a new post for you to enjoy.

I hope all of you had a fun weekend and I hope it’s a great Monday for you too. For those of you here in the United States, it’s Memorial Day.

Last year, I published an infographic from the U.S. Department of Veterans Affairs that I recommend you check out if you didn’t see it last year. I want to thank everyone who has served and is currently serving in the military. If it weren’t for all of you, I don’t know where I would be. I know I mainly talk about personal finance here on my blog, but please remember the true meaning of Memorial Day. [Read more…]

What Hopping Around Countries Taught Me About Money

What-Traveling-The-World-Taught-Me-About-MoneyHello! I am currently in Gulf Shores on a vacation with friends. Also, yesterday was my birthday! Today, I have a great post from a fellow blogger. Traveling can teach you many things, with money being one of them! Enjoy!

Every country I’ve been to has its own quirks and habits when it comes to money.

Sometimes I’d find this out the hard way through awkward misunderstandings, but other times it was quickly obvious what the norms were.

I’ve spent an extended amount of time in South Korea, Hong Kong, India and the United States and the differences between these places are enormous.

Whether it’s the price of food or the politeness of talking about personal debt, each of these places has its own character and culture that impacts just about every aspect of life.

Here’s what I learned about money from my travels. [Read more…]