Bad Money Mistakes Couples Should Avoid – They May Be Making You Poor and Stressed Out

Bad Money Mistakes Couples Should Avoid - They May Be Making You Poor and Stressed OutOne thing I’ve always been happy with is how me and Wes have always been very open about money.

No, we haven’t always done things the “normal way” (we combined finances YEARS ago and often receive flack for that), but in the end things worked out well for us. I think that’s because we make sure to be open about money.

I have witnessed many people around me make several money mistakes. I know people who have never once discussed a budget (even budgets that suck!) with their significant other, even though they are married. I also know others who have broken marriages/relationships because of secret debt, financial infidelity, and more.

No, life isn’t all about money, but money does play a big factor in a relationship.

I’m all for people doing their own thing in life, but, in general, the money behaviors below can lead to big mistakes when in a relationship. Money mistakes can lead to debt, delayed retirement, stress, heartache, and more.

Who wants all of that? Not me! [Read more…]

5 Tasks We Need To Complete In Order To Sell Our Home Quickly

5 Tasks We Need To Complete In Order To Sell Our Home QuicklyWe are still debating on when we would like to sell our home, but we are thinking it will be sooner than what we originally thought.

This means I would like to start doing stuff to our home now so that we are not stressed and intimidated by it all later.

When the time does come for us to list our house, I do not want to rush to complete all of the tasks and I would like to relax a little more (if that’s at all possible when selling a home).

Some might think I’m crazy to start this early but it’s just who I am.

We want to improve our home so that it will be more presentable, it will hopefully sell quicker, and hopefully we can sell it for the price we are wanting to sell it for.

Below are some of the things we plan on doing in order to help our home sell better. There are other things we will be doing as well (such as removing personal belongings like picture frames) but those don’t need to be done until right before our house is actually on the market. [Read more…]

How I Maxed Out my Roth IRA On a $28K Salary

How I Maxed Out my Roth IRA On a $28K Salary

Hello! Today I have a post written from a blog friend of mine. I was able to meet her at FinCon and talk to her quite a bit. She has a great blog and I definitely recommend that you check it out.

There’s a myth out there that you need to be rich to get started investing for retirement.

You may think that first you have to pay off all of your student loans. Then you need to squirrel away $25,000 in savings. Maybe buy a house. Start earning an income of $100,000 each year. Only THEN would you consider yourself “qualified” enough to become a Capital-I Investor.

The problem is: waiting too long can threaten your ability to retire at all.

Because here’s the deal—the math is in your favor to start as early as possible. Even if that means starting with a measly $100 or so. (Seriously!)

If you need a refresher, here’s why, in math terms. [Read more…]