Everything You Need To Know About Selling Your Stuff For Cash

How To Sell Your Stuff And How To Make Quick Money

I’m sure everyone has extra things laying around their home that they do not need. If you are trying to pay off debt or reach some sort of financial goal, I highly recommend you read today’s post so that you can learn how to make quick money by learning how to sell your stuff.

With this past move, I’ve finally realized that I have too much extra stuff around our house.

As we were going around our house to determine what we should keep and get rid of, I realized that I didn’t need most of my belongings.

We sold some stuff, we donated a LOT, and we threw away a full rented dumpster full of garbage away.

In the end, I believe we have around half as much stuff (or even less) than what we did just one month ago.

The change is drastic, and it’s nice knowing that what we have now is just what we need. It doesn’t take a lifetime to find what we need anymore, we now know that things aren’t slowly rusting away and/or breaking from not being used for years, and more.

What we have left are the things that truly matter to us now. [Read more…]

Our Moving Expenses And Moving Checklist – Colorado Move Update

Moving To Colorado On A Budget & A Moving ChecklistToday, I’m going to talk about our move to Colorado. It kind of popped up out of nowhere but now we are right in the middle of it all. I can’t believe how quickly everything is moving along and I am extremely excited.

Out of all of the moves we’ve done, this one is definitely the largest. We’ve moved a few times now, but they have all been fairly cheap and short distance moves.

However, after collecting, hoarding, and buying things over the last 5 years, we have many more items to move this time around. Even if we were just moving across town it would be difficult with all of our stuff.

Moving to Colorado will be our longest move as well as our most expensive. I’ve heard of people spending over $10,000 moving, and that is something we didn’t want to come anywhere close to.

Below are some updates for our move to Colorado, including our moving expenses and what’s left on our moving checklist. [Read more…]

Should We Keep Our House Or Sell It?

Should I rent or sell my house? Pros and Cons

Over the past few weeks, we have been going back and forth about what we want to do with the home we currently own in Missouri.

I realize I say this all the time about everything in my life, but I am an extremely indecisive person.

This decision has been a difficult one so far, and we are still leaning either way depending on the day.

There are many reasons for why we are undecided about what to do next as well. So, what should I do? Should I rent or sell my house?

Below are some of the reasons for why we keep going back and forth about whether we should rent or sell our house:

 

We love our house again.

We’ve been fixing it up and have been slowly falling back in love with it. I know, this isn’t a good enough of a reason to keep a house and it seems like we are just coming up with excuses to keep it. [Read more…]

5 Mistakes That Can Hurt Your Chances For Retirement

5 Mistakes That Can Hurt Preparing For RetirementSadly, there are many out there who do not save enough money when preparing for retirement. In fact, according to Zacks Investment Research, 72% do not save enough for retirement each month.

Also, according to a different survey done by Bankrate.com, 36% of people in the United States have absolutely NOTHING saved for retirement.

These numbers are very alarming.

I believe that saving for retirement is possible, and it’s something more people should be working towards and succeeding at.

While many believe the economy ruins their chances for retirement, in reality most retirement preparation problems have to do with the specific beliefs people have towards retirement.

There are many reasons for why a person might be horrible at saving for retirement. By looking at the various reasons for why preparing for retirement doesn’t seem to be working for someone, I feel that more people can be aware of and overcome their retirement preparation problems.

Related articles:

Below are five different ways you may by hurting your chances for retirement. Continue reading if you are interested in preparing for retirement but want to avoid common mistakes! [Read more…]

The Effect of Just $20/hr on a Student Loan

The Effect of Just $20hr on a Student LoanHello! Enjoy this post from a blog friend of mine.

I think most of us would agree that earning more would allow us to save more. Contrarily, SPENDING more is going to save you more, and I’ll illustrate how.

Fact. The average college graduate has $33,000 in student loans at graduation.

In a generation with abundant information, I’m always amazed at how the post-college world is mystified, and how the approach to student loans thus far has not been met with solutions, only an explanation of the problem.

When I finished school, I started making $20 per hour designing logos for friends and family. If I worked just 5 hours per week, I’d make $400 per month. In a year that’s $4,800. That second income, the Side-Stream, was HUGE for me.

In 4 years, I’d have earned $19,200.

So let’s talk about debt and how this $20 can earn and save money at the same time.

With an average of $33,000 and a common 6% interest rate and ten-year term, you owe just under $400 per month. But with interest added, your actual debt becomes nearly 30% higher, assuming you only pay the minimum monthly payment: [Read more…]

We’re Moving To Fruita, Colorado! And My Moving Bucket List

We’re Moving To Fruita, Colorado! And My Moving Bucket List Fruita HouseWe are moving to Fruita, Colorado! Fruita is a small town near the town of Grand Junction (which is small as well), on the western side of Colorado.

Even though we came across many Craigslist scams, we found one house that we absolutely loved. We loved the location, the house was nice (the picture in this post is of the house we are renting), and it was below our budget.

We had everything pretty much riding on this one house though. We didn’t find anything else in the area that we liked and rentals seemed to go very fast in this small county.

We were nervous, but submitted an application and were accepted just a few days later.

The rental house is $1,400 per month, which is more than what we pay for the house we currently own. However, I’m still happy with this amount as our budget was $2,000 per month, which was an amount that I didn’t want to really reach.

Some of you may be wondering why we chose Fruita of all places in Colorado. It wasn’t even on our radar until recently, so I’ve never talked about this small town on my blog until today. [Read more…]