How My Sister Is Working, Attending College & Traveling – Plus a $100 Cash Giveaway

How My Sister Is Working, Attending College & TravelingHello! Here is a post from my wonderful sister who blogs over at FITnancials. She is getting ready to leave for the summer for a volunteer trip in Peru. I’m a proud sister! Also, don’t forget to enter the $100 cash giveaway at the end!

Hello everyone! My name is Alexis and I’m the blogger behind Fitnancials.com. I am also Michelle’s younger sister!

She inspired me to create my own blog since I’m so incredibly passionate about fitness and saving money. I not only talk about fitness and budgeting, I also talk about traveling and how I plan on earning a living while seeing more of the world.

As you may know, our dad passed away due to lung cancer a few years ago (it will be 7 years on Saturday). My dad was just over 50 years old, but he spent his entire life traveling the world. He is a big reason for why I love traveling so much.

His wanderlust transferred over to me and I know he would be so proud to see all of the traveling I’m doing. I can’t wait to pass on this travel bug of mine onto my children as well.

I have traveled more than ever in the past several months, and with that I have also received many questions about how I’m doing this. I want to say that it is possible for anyone to do what I’m doing, if you truly want it. It might take a little hard work, but it’s mainly about good planning and time management.

Below are some of the questions I often hear. Hopefully this will help you be able to travel more as well. [Read more…]

Beginner’s Guide To Earning Passive Income

What Is Passive Income 5 Passive Income IdeasPassive income has been an interest of mine for the past few years. However, up until recently, I never really did anything about this goal.

Dreaming is nice, but nothing happens unless you actually start making some changes. And, that is just what I plan on doing over the next few years.

Currently, passive income is a big interest of mine because I want to continue to bring in an income while being able to focus on other goals of mine (which may not generate income now or ever). I also want to diversify my income streams so that I am not too reliant on one area.

This way I can focus on what I want to do while not having to worry about how much money I am bringing in.

Below are different passive income-related questions you may be wondering. We will discuss what passive income is, the positives of earning passive income, passive income ideas, and the hard work that goes along with it.

[Read more…]

How To Change Your Life And Live Your Dream Today

How To Change Your Life And Live Your Dream TodayWhether we are talking about changing your financial situation or changing your lifestyle, there are many ways to start making changes in your life so that you can start living the life you want to live.

Learning how to change your life doesn’t have to be hard.

You can start off small and gradually move onto bigger changes. Or you can make one big change and start living your dream life even sooner.

Everyone has some sort of change they want to make in their life.

Maybe you want to travel more, learn another language, start your own business, get out of debt, be in shape, retire, or something else. Whatever the words “dream life” mean to you, there are ways for you to eventually get there.

Below are my tips on how to change your life today. [Read more…]

How Your Credit Score Impacts Your Home Buying Process

How Important Is A Credit Score To Buy A HouseYour credit score is so very important. Like I said in the post How Your Credit Score Affects Your Life + Credit Sesame Review, your credit score has the ability to impact all areas on your life whether you want it to or not.

Some are completely against credit scores and think they can just do without trying to improve their score, but I don’t think that’s the correct way to go.

Your credit score can impact all areas of your life, such as obtaining a job, waving additional deposits when signing up for new bills (such as utilities), renting a home, and probably most important of all – obtaining a mortgage and buying a home.

Even though it can make such a large impact on your life, your credit score can be quite easy to improve for the better, so why not just do it?

So, how important is a credit score to buy a house? 

Answer: It is very important!

The needed credit score to buy a house can vary a little, but the higher your credit score the better. When you are in the 620 to 720 range, you may come across some problems as stated later in this post.

You can check your credit score for free with Credit Sesame. Click here to find out what your credit score is!

Below are different ways your credit score can impact your home buying process. [Read more…]

Tax Deadline is April 15th!

tax deadline 2015 - tax filing deadline[This post is part of the TaxACT #BeatTheDeadline blog tour which shares tips on how to make tax time a smooth and easy process before the April 15 tax filing deadline. TaxACT provides the tools and guidance to help you confidently file taxes easy and fast. Do your own taxes today at TaxACT. You got this.]

Around two weeks ago, I finally finished filing my taxes.

It was an all day affair and while I was still somewhat early, it was still too close to the tax filing deadline for me since my taxes are a little more complicated than past years.

It was stressful, hectic, and I’m still a little mad at myself for not being more organized when it comes to filing my taxes. This is especially true because I talk about being organized and saving time a lot here on Making Sense of Cents, and then here I am not taking my very own advice!

If you haven’t filed your taxes yet, I want you to know that while the tax filing deadline is less than one week away, you still have time to complete your taxes before the tax deadline in 2015!

Below are my tips for beating the tax filing deadline and filing your taxes ASAP. [Read more…]