Saving Over $2,000 A Year With Republic Wireless – How Much Money Could You Save?

Saving Over $2,000 A Year With Republic Wireless - How Much Money Could You Save?

How much money are you throwing away each month by not having Republic Wireless?

Have you ever heard of Republic Wireless? If you haven’t, you definitely need to continue reading, especially if you are paying anything over $50 a month for your current phone bill.

I first heard about Republic Wireless last summer. I was shocked by how cheap their prices were, and they’re even cheaper now.

We spend around $25 a month on each phone from Republic Wireless and it comes with unlimited talk, text, and wi-fi. There are even cheap cell phone plans as low as $5 a month.


This is much better than the $225 we used to pay for our phone service each month through AT&T.

Yes, this is an affiliate post by the way. If you are interested in skipping my review but you want to try Republic Wireless right at this moment, please click on my affiliate link. It’s very appreciated! :)


Why is Republic Wireless so cheap?

I’m sure this is a question you are asking yourself right now.

Republic Wireless IS really that cheap. It’s that easy to save money by switching to Republic Wireless. It’s not a scam, a joke, or something where they are going to jack the price up later (they are not like cable companies).

There is no catch, there are no contracts, no activation fees, no roaming charges, and you can switch your plan easily if you need to (up to twice a month).

So, how is all of this possible at such a cheap price?

I know if you are anything like me, sometimes a price so low can seem too good to be true. It only makes sense to want to look into it further.

Republic Wireless is able to offer such a great price on their phone plans because of the hybrid technology they offer. All of the phones on the Republic Wireless network use wi-fi as the default setting. This means that whenever you are near a wi-fi network, your phone will attempt to connect to it and use it. This makes it very cheap for both you and Republic Wireless.

This also means that if you are traveling internationally, you can use your Republic Wireless phone for the same low flat price!

Wi-fi is everywhere these days, so it’s not a hard thing for them to be able to do.


What happens when there’s no wi-fi around?

You might be wondering, but what if I don’t always have wifi available? That’s no big deal because your phone will still work even if you are not in a wi-fi area.

This is because your cell phone will then connect to a cell network (a Sprint tower and if that’s not available then a Verizon tower) so that you can still make phone calls, send texts, and more.

Now, if you’re worried that you might lose wi-fi during a phone call, no need to worry about that situation either. Republic Wireless’ phones can switch seamlessly to a cell tower so your phone call doesn’t drop. Also, if the wi-fi you are currently using isn’t the greatest, you can switch your phone manually to use a cell tower (or the opposite way around as well). This way, you can always use what’s best for you.

The service is great, and at the prices Republic Wireless offers it honestly cannot be beat.


Saving Over $2,000 A Year With Republic Wireless - How Much Could You Save?

What kind of plans does Republic Wireless offer?

Republic Wireless has four different plans. They are all cheap and very affordable. I don’t think it gets much better than the plans they offer.

There is the $5 plan that is wi-fi only. You have unlimited talk/text/data with this plan over wi-fi with this plan. That is an incredible deal and for the most part it should be very easy to find wi-fi.

The next plan is The Republic Plan at $10 per month. It includes unlimited talk/text over wi-fi and cell and unlimited data over wi-fi. Another incredible deal.

Next there is the Republic + 3G plan which is $25 per month. This plan covers unlimited talk/text over wi-fi and cell and unlimited data over wi-fi and 3G as well.

The fourth plan is the Republic + 4G plan, which is $40 per month. This plan includes unlimited talk/text over wi-fi and cell and unlimited data over wi-fi and 4G as well.


What phone can I use?

If you sign up for Republic Wireless, there are two different cell phones you can use, the Motorola Moto X or the Motorola Moto G. The Moto X can be bought through Republic Wireless for $299, and the Moto G can be bought for $149. **Keep in mind you do need to buy a Republic Wireless phone (either a new or used one) because it has to have the specific Republic Wireless wi-fi capabilities in the phone.

You might be thinking that those prices are a high price to pay for cell phones. However, you have to remember that you are paying upfront for these phones AND getting very cheap pricing on cell service, so essentially your cell phone would be paid off within one or two months of your normal pricey cell service.

If you can find a used Republic Wireless phone, then you can get use this cell phone with your service. That would be a great way to save some money!


Saving Over $2,000 A Year With Republic Wireless - How Much Could You Save? 1Should you cancel your current contract and switch to Republic Wireless?

You can also use your old phone number, so you can’t use that as an excuse for not switching to Republic Wireless. When you switch to Republic Wireless, you can bring your old phone number with you, so no one will even know you switched phones and you won’t even be affected by the switch. It doesn’t get much easier than that!

However, one negative is if you cancel your current contract with a company such as AT&T, Sprint, or Verizon, you may have to pay a fee. This fee may seem large in the beginning, but when you think about how much money you could save over the course of a year, switching to Republic Wireless still wins hands down because of how cheap their service plans are.

Below are the different cancellation fees cell phone companies charge. It may vary slightly depending on when you started your contract, when your contract ends, and what type of phone you have, but this is what I found on online:

  • AT&T charges $175 for a basic phone cancellation and a $325 fee for a smartphone cancellation. However, keep in mind that many AT&T plans are not on a contract nowadays so you may be able to leave for free.
  • Sprint charges $200 for a basic phone cancellation and $350 for a smartphone cancellation.
  • Verizon charges $175 for a basic phone cancellation and $350 for a smartphone cancellation.


What do I think of Republic Wireless?

I honestly think Republic Wireless is awesome. I have been a paying customer for a little over a year now, and the service is definitely improving.

I won’t lie, one year ago the service was not the greatest, but either was my AT&T service that I paid over $200 a month for. Now, Republic Wireless has fixed a lot of their problems they had in the very beginning, and they are definitely doing loops around AT&T and the other big cell phone networks because of their amazing pricing and service plans.

Let’s just think about it – $2,700 for cell phone service for one year for both me and Wes through AT&T, OR $600 a year ($25 multiplied by two phones multiplied by 12 months) for both me and Wes through Republic Wireless?

Yes, you might think $2,700 is a ton, but if you add up your monthly cell phone service over the year, I’m sure you are somewhat close to that number or perhaps even higher. Isn’t it insane how much cell phones cost us?!

So, even if you pay a cancellation fee (lets use a simple $250 as the cancellation fee), buy two Moto Gs for $149 each, and then pay for 12 months of the $25 service for two phones, your price would be around $1,150 for everything for the WHOLE ENTIRE YEAR. It would be even cheaper (of course) if you had a plan with only one cell phone.

That could mean a savings of $1,500 a year. You could use that money on savings, a vacation, retirement, whatever you want! You would save even more if you kept your phone past the first year. Your savings could then increase to around $1,800 a year.

And that savings amount above is for two phones. If you only need one phone and you choose the simple $5 plan, your cost could be as low as $209 for the year (one Moto G plus 12 months of service at $5). This means if you only get the $5 cell phone plan through Republic Wireless, your yearly cost could be just a little over $60 FOR THE WHOLE YEAR for the phone service.


What if you’re not happy with Republic Wireless?

Republic Wireless is also awesome because they have a 30 day guarantee where they will refund the price you paid for your phone AND the price you paid to use their service. So, you can try out their service for FREE. I’m pretty sure you will be hooked anyways, but the guarantee is nice just in case you are not happy with the service.

If you are interested in Republic Wireless, please click on my link. It’s an affiliate link but I promise this review was 100% my opinion.


How much do you pay for your cell phone service? Do you think you pay too much?

Would you ever switch to Republic Wireless?


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It’s Your Money, Who Am I To Judge?

It's Your Money, Who Am I To Judge?Earlier this month, I came across the article It’s my money and I’ll spend it how I want to. As soon as I was done reading it, I knew I had to do a follow up to it.

I’m in agreement with the author – I don’t care what others spend their money on, and I wish others didn’t care about what I spend my money on.

As long as you can afford whatever you are buying (I’m assuming you don’t have $200,000 in credit card debt and are not still buying useless garbage – but, wait, is that judging right there? Yes, I guess I just judged), who cares (as long as it’s not illegal of course)?

People are usually rather quick to judge another person. I’m not going to lie – I have judged others too quickly and have regretted it many times in the past. Also, as a personal finance blogger, I have seen a lot of financial mistakes and sometimes it’s hard not to judge. Sometimes the answer is so clearly there but how do you tell a person?

However, lets get past obvious financial mistakes. Today, we are just talking about judging others for what they spend their money on.

Often, I see others judging people on what they spend their money on. It’s not like it affects you, so why do you care? I could understand more if their spending habits were affecting you, but they most likely are not.

Some like to put others down for their purchases. They might say:

  • “Oh that person must have so much debt because they are buying such stupid things.”
  • “She goes to Starbucks so she must think she’s better than everyone else.”
  • “They have a nice car and they probably only have it to show off.”
  • “Do they think I’m stupid? I know their parents bought them that!”
  • “Why do they even buy that? It sucks anyways and they are probably in so much debt.”
  • “Don’t they know they should not buy that and save their money instead? They probably have nothing in savings.”


Everyone is different. Some prefer to spend their money on a vacation, whereas others think vacations are a complete waste of time and money. Some have hobbies such as collecting coins, whereas others just don’t see the point in that.

The thing is, no one in the world is exactly like another, so who cares if they enjoy different things than you do?

Also, you never know the whole story. You don’t know if they have debt or not, how often they spend, why they’re spending and so on. Even if you THINK you know, you probably don’t know the whole story.

Here are things I enjoy spending my money on:


I like to spend my money on vacations.

I’m definitely not a world traveler or a person who drops thousands of dollars a day when I’m traveling, but I do like to take the occasional vacation.

Most of my vacations are fairly cheap, and I do try to barter, use rewards points and so on in order to make my trip as frugal as possible.

To me, vacations are a great way to relax, and they can be a lot of fun as well. I enjoy getting outside and trying new things such as eating fun meals from wherever I am.


2013 Camaro 2ssI like to spend my money on cars.

We have two nice cars.

Yes, I know, I am a personal finance fail according to many others.

We have a Camaro 2SS that we bought last year, and two years ago we bought a Jeep Wrangler, both brand new.

AHHH I know, the amount of judging I have felt because of this.

So much judging…

We don’t have our cars because we are trying to show off, however, that’s what many people think we are trying to do. Everyone enjoys different things, we just so happen to enjoy our Jeep because we can drive to fun places in it, and the Camaro is great because it’s a fun car.

Just because you don’t think cars are fun doesn’t mean that everyone else agrees with you. There’s a reason that there are car clubs (yup, we’re members of a Jeep club where we live – there are meetings, food outings, and rough trail driving) out there, because people enjoy them!

Many people also don’t know the whole story. Wes used to sell new cars, so we know how the car buying process works and we also received a hefty discount for working for the car brand.


I bought a house at a young age. 

I have definitely been judged for this one.

We bought our house at the age of 20, and many people have judged us for this.

Some assume that our parents bought the house, that the house doesn’t exist (you would be surprised if I told you how many people thought we were just lying about the whole thing), that I actually live in a box (I still laugh when I hear that one), and so on.

There are many reasons for why we bought our house so young, and I’m still glad we did it. We love our home and wouldn’t change a thing.


I’m having an expensive (well, expensive in my mind) wedding next weekend.

Our wedding will cost around $20,000 to $25,000, including bartering that I have done, which is more than I thought we were going to spend.

I have had expensive wedding regret too, which is something that I am thankfully getting over. There are also times where I have felt guilty for having this wedding, when I know that others around us aren’t doing as well with their finances.

I haven’t felt too judged for having an expensive wedding yet, but there have been a couple of instances where others have been confused because they don’t think a personal finance blogger should be spending that amount of money on a wedding.

We have saved for quite some time for this (we’ve been together for 8 years!), and we really wanted to have a big party/celebration because that’s just what we like. I have also had a ton of fun planning the wedding, and I wanted a way to bring our families together.


What do you like to spend your money on?

Do you judge others on what they spend their money on?


Do You Really Need That MASSIVE House?

Do You Really Need That MASSIVE House?A few weeks ago I published the article Would You Move To A Completely New Place? In it I mentioned that we have put the home-buying process on hold, and we plan on staying in our current house for at least a few more years.

We have put it on hold because we don’t know where we want to live. However, that doesn’t mean that we stopped looking at houses.

I am definitely a crazy person and I probably look at houses on and Zillow at least once a week.

It’s a habit and an obsession…

To backtrack: We bought our current house when we were 20. We weren’t making a lot of money back then, but the market was great for buyers and we needed a place to live, so we decided to buy (we, of course, thought about other things as well). We like our home and it will do for the next few years, but I also don’t see it as our forever home.

I’ve always wanted a bigger kitchen, a bigger bedroom, and some land. Our house (by my standards and Midwest standards) is small. Our house is currently 1,200 square feet. We do have a finished basement though that adds another 1,200 square feet to our home.

I grew up in apartments because my dad hated houses (he hated the maintenance, lawn mowing, HOA’s, and so on), so I guess I’ve always wanted a big house since I didn’t have that when I was a kid.

Anyway, I have been catching myself searching for homes that are 2,500 square feet and above. I don’t know why.

Does anyone really need a house that big? Do I need a house that big?

According to MSN, the average home in the U.S. in 1950 was approximately 983 square feet, and in 2004 it was 2,349 square feet. That is a HUGE increase!

I don’t think there is anything wrong with whatever decision you make regarding how big your house is, as long as you can afford it. Some people are fine with a 400 square foot home, whereas others like 3,000 square foot homes.


But, if you really want to save money, below are reasons for why you should rethink that massive home:

Bigger homes usually have a higher price tag.

Of course, this all depends on the location, but in general a bigger house will cost more than a smaller house on the exact same lot. The different in price can easily be a few hundred thousand dollars.

You will find yourself paying for a larger mortgage, and you will also have to pay higher property taxes. Don’t forget about higher home insurance as well!


Bigger homes will cost a whole lot more to cool down and heat up.

Many newer homes have vaulted ceilings, which can easily increase the heating and cooling costs. Even if you don’t have vaulted ceilings, a bigger house will lead to higher utility expenses because there are more rooms to heat up and cool down.


Bigger homes will need more maintenance.

If you have a bigger home, that means the possibility of something breaking is a little bit higher than if you had a smaller homer. You might have a larger lawn to mow, more to paint, more to repair, and so on.


Bigger homes may lead to hoarding.

If you have a McMansion, then you may find yourself with a lot of extra rooms that you feel you need to fill up with things.

You may find yourself buying furniture and other items for a room that you only step into a few times a year. Furniture is not cheap – you may spend thousands to furnish a room in which you will just close the door and forget about.

I know someone who has FOUR living rooms in their home. One is the actual “living room,” the other is a “sitting room,” one is a “play room” and I don’t know what the fourth is. Oh, and then they have a basement living room as well, so I guess that is FIVE. It just seems like a lot of wasted space to me…

I also know a few people who have a dining room, a formal dining room, a breakfast room, and a lunch room. WHAT THE HECK? And they usually only use one room to eat in, whereas the others are maybe used once a year. Can you imagine having to buy four separate dining tables?


What is your ideal square footage in a home?

Do you want a McMansion or are you more of a minimalist person?